This section lists poster sessions as well as concurrent sessions by day, time, and room. Concurrent sessions have multiple presentations. You may search by title, author names, or keyword. A Schedule-at-a-Glance is posted on the Website and will provide the overview. This is the detail.
Determinants of Defined Contribution Plan Deferral
Major Area of Focus
Financial Services
Secondary area of focus
Financial Services
Short Abstract
Individuals who defer smaller contributions to their defined contribution (DC) retirement plan when market returns are low miss their chance of buying low and have an increased risk of being inadequately prepared for their retirement. Unfortunately, defined contribution plan participants were found to defer a lower amount of their maximum allowed amount in years when market returns were lower. Researchers, financial professionals, employers and policy makers should help DC plan participants to overcome such behavior and make a defined contribution plan deferral decision that is more in line with their retirement saving goal.
Corresponding Author
![[photo]](https://secure.gravatar.com/avatar/f674a4d62a35f884d574eddc87cc9f26.png?d=https://proposalspace.com/images/no_photo.png&r=PG&s=50 "Rui Yao, Ph.D., University of Missouri")
Rui Yao, Ph.D., University of Missouri
Job Title
Assistant Professor
City & State (or Province & Country)
Columbia, MO
Additional Authors
![[photo]](https://secure.gravatar.com/avatar/4a607dbcb96b55caaf891f344f2ba505.png?d=https://proposalspace.com/images/no_photo.png&r=PG&s=50 "Jie Ying, University of Missouri")
Jie Ying, University of Missouri
Job Title
M.S. student
City & State (or Province & Country)
Columbia, MO
![[photo]](https://secure.gravatar.com/avatar/cc54322a6071ffd4ead810d4f7df1afc.png?d=https://proposalspace.com/images/no_photo.png&r=PG&s=50 "Lada Micheas, University of Missouri")
Lada Micheas, University of Missouri
Job Title
Assistant Director
City & State (or Province & Country)
Columbia, MO