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ARIA Annual Meeting 2022 Oral and Poster Sessions

August 1–3, 2022

Hyatt Regency Long Beach California, USA

Please scroll down to see more; we recommend you utilize the filter option. Proposal authors can use this tool to see where they have been placed in the program agenda for an Oral or Poster Session**. This is for your information. When you first see this, you will see the whole schedule. To find your name, utilize the filter and search by person, which will redirect you to your session. If you have changed who among authors will be presenting, this has yet to be noted, but will be later corrected in the final agenda. ** Poster Presenters are numbered 101 through 123 and are continuing to be finalized. If you have poster questions, please contact the Conference Chair, Dr. Weili Lu at wlu@fullerton.edu

Kindly contact the ARIA Executive Office immediately by email at gphillips@aria.org if you have questions. Please be sure to reference the session number (like A1b), Author's name(s), title(s), date(s), and time(s) if you contact us. Thank you. 

A1 Insurance Economics: Utility, Agent Preferences

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview A 1st Floor

Corresponding Author

Additional Authors

A1a Ambiguity Aversion and State-Dependent Insurance

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview A 1st Floor

Corresponding Author

Nan Zhu, Penn State University

Additional Authors

Yuanying Guan, Depaul University

A1b Optimal Multivariate Decision Making

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview A 1st Floor

Corresponding Author

Carole Bernard, Grenoble Ecole de Management, and Vrije Universiteit Brussel

Additional Authors

Luca de Gennaro
Steven Vanduffel, Vrije Universiteit Brussel

A1c Risk Aversion, Life Insurance Holding, and Risky Asset Investment among European Households

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview A 1st Floor

Corresponding Author

Chu-Shiu Li, Department of Risk Management and Insurance National Kaohsiung University of Science and Technology

Additional Authors

Chu-Shiu Li
Hsun Chu
Sheng-Chang Peng
Saruultuya Tsendsuren

A2 Behavioral Insurance

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview B 1st Floor

Corresponding Author

Additional Authors

A2b Dark Triad and Gambling in Investment Decisions

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview B 1st Floor

Corresponding Author

Tim Jaeger, Universitaet Hamburg

Additional Authors

Petra Steinorth, Universitaet Hamburg

A2c Insurance Demand Experiments: Comparing Crowdworking to the Lab

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview B 1st Floor

Corresponding Author

Johannes Jaspersen, LMU Munich

Additional Authors

Marc Ragin, University of Georgia
Justin Sydnor, University of Wisconsin - Madison

A3 Catastrophe Risk

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview C 1st Floor

Corresponding Author

Additional Authors

A3a Extreme Events and Risk Sharing

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview C 1st Floor

Corresponding Author

Marcel Freyschmidt, University of St. Gallen

Additional Authors

Alexander Braun, University of St. Gallen
Martin Eling, Institute of Insurance Economics, University of St. Gallen

A3b On the use of intertemporal models to analyse how post-loss and post no-loss insurance demands differ

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview C 1st Floor

Corresponding Author

Richard MUMO, Botswana International University of Science & Technology

Additional Authors

A3c The Wild(fire) West: An examination into California insurer response to wildfire risk

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Seaview C 1st Floor

Corresponding Author

Dana Telljohann, Florida State University

Additional Authors

Patricia Born, PhD, Florida State University

A4 Health Insurance

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Regency D 4th Floor

Corresponding Author

Additional Authors

A4a A Supply Chain / Transaction Cost Answer for Why Medicaid Insurers Were the Most Profitable in 2020

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Regency D 4th Floor

Corresponding Author

Etti Baranoff, VCU

Additional Authors

Tom Sager, University of Texas at Austin
Dalit Baranoff, John Hopkins
Bo Shi, Morehead State University

A4b Health Insurance System and Resilience to Epidemics

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Regency D 4th Floor

Corresponding Author

JIMIN HONG, Sungkyunkwan University

Additional Authors

S.Hun Seog, Seoul National University Business School

A4c State Subsidized Reinsurance Programs: Impacts on Efficiency, Premiums, and Expenses of the U.S. Health Insurance Markets

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Regency D 4th Floor

Corresponding Author

Charles Yang, Florida Atlantic University

Additional Authors

Derrick Fung, The Hang Seng University of Hong Kong
Pengyu Wei, Nanyang Technological University

A5 Life Insurance

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Regency EF 4th Floor

Corresponding Author

Additional Authors

A5a Modelling the mortality for China’s oldest-old*

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Regency EF 4th Floor

Corresponding Author

Ho Yan Joey Yung, UNSW Sydney / CEPAR

Additional Authors

Katja Hanewald, UNSW Sydney / CEPAR
Andres Villegas, UNSW Sydney / CEPAR

A5b Predicting Voluntary Terminations of Life Insurance Policies

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Regency EF 4th Floor

Corresponding Author

Chenghsien Jason Tsai, National Chengchi University

Additional Authors

Hsiao-Tzu Huang, Feng Chia University
Yawen Hwang, Soochow University, Taipei
Linus Fang-Shu Chan, Soochow University, Taipei

A5c Product Standardization and Firm Efficiency: The Case of Life Insurers

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Regency EF 4th Floor

Corresponding Author

Kyeonghee Kim, Florida State University College of Business

Additional Authors

Tyler Leverty, University of Wisconsin - Madison

A6 Dynamic Models of Insurance

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Shoreline AB 1st Floor

Corresponding Author

JUSTIN SYDNOR, University of Wisconsin, Madison

Additional Authors

Cecilia Diaz Campo, University of Western Ontario
Long Hong
Corina Mommaerts
Keith M. Ericson, Boston University

A6a Dynamic Moral Hazard in Nonlinear Health Insurance Contracts

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Shoreline AB 1st Floor

Corresponding Author

Cecilia Diaz Campo, University of Western Ontario

Additional Authors

A6b Time aggregation in health insurance deductibles

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Shoreline AB 1st Floor

Corresponding Author

Long Hong

Additional Authors

Corina Mommaerts, University of Wisconsin - Madison

A6c Liquidity Constraints and the Value of Insurance

Monday, August 1, 2022 at 10:15 AM–11:45 AM PDT
Shoreline AB 1st Floor

Corresponding Author

Keith M. Ericson, Boston University

Additional Authors

Justin Sydnor, University of Wisconsin - Madison

B1 Insurance Economics: Adverse Selection, Moral Hazard

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview A 1st Floor

Corresponding Author

Additional Authors

B1a How does multiplicative background risk affect risk taking? Theoretical predictions and experimental evidence

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview A 1st Floor

Corresponding Author

Sebastian Hinck, Universität Hamburg

Additional Authors

Richard Peter, University of Iowa
Petra Steinorth, Universität Hamburg

B1b Market Power in the Presence of Adverse Selection

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview A 1st Floor

Corresponding Author

Conor Ryan, Penn State

Additional Authors

B1c Optimism and Risk Selection

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview A 1st Floor

Corresponding Author

Kyungsun Kim, Korea Insurance Research Institute

Additional Authors

S. Hun Seog, Seoul National University

B2 Climate Change/ Catastrophe Risk

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview B 1st Floor

Corresponding Author

Additional Authors

B2a Auctions for new and undiversifiable risks

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview B 1st Floor

Corresponding Author

Catherine Bobtcheff, Paris School of Economics and CNRS

Additional Authors

Carole Haritchabalet, Univeersité de Pau et des Pays de l'Adour
David Alary, Toulouse School of Economics

B2b Climate Change and Financial Assets: The Effects of Stormwater on Mortgage Default

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview B 1st Floor

Corresponding Author

Dr. Philip Kalikman, Syms School of Business and Yeshiva University

Additional Authors

B2c Underwriting and Financing Sea Level Rise Risk: Evidence from the Insurance Industry

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview B 1st Floor

Corresponding Author

Kyeonghee Kim, Florida State University College of Business

Additional Authors

Joyce (Xiao) Lin, St. John's University

B3 Resilience-Sustainability-ESG risks

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview C 1st Floor

Corresponding Author

Additional Authors

B3a Why do institutions invest in socially responsible firms? Evidence from the insurance industry

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview C 1st Floor

Corresponding Author

Patrick Cho, University of Mississippi

Additional Authors

Andre Liebenberg, University of Mississippi

B3c The Cost of Consumer Collateral: Evidence from Bunching

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Seaview C 1st Floor

Corresponding Author

Cameron Ellis, The University of Iowa

Additional Authors

Benjamin L. Collier, Temple University
Benjamin J. Keys

B4 Big Data-Analytics-Insurtech

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Regency D 4th Floor

Corresponding Author

Additional Authors

B4a Climate change risk prediction using tropical cyclone data: A two-step procedure with machine learning techniques

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Regency D 4th Floor

Corresponding Author

Seungjoon Lee, POSTECH

Additional Authors

Kwangmin Jung, PhD, POSTECH

B4b Online Mutual Aid Versus Commercial Insurance in China: Compete or Boost?

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Regency D 4th Floor

Corresponding Author

Li Wei, Renmin University of China

Additional Authors

Ze Chen, Renmin University of China
Runhuan Feng, University of Illinois Urbana-Champaign
Jiaqi Zhao, Renmin University of China

B4c Would I Lie to You? How Interaction with Chatbots Induces Dishonesty

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Regency D 4th Floor

Corresponding Author

Christian Biener, University of St.Gallen

Additional Authors

Aline Waeber, University of St.Gallen

B5 Property-Casualty

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Regency EF 4th Floor

Corresponding Author

Additional Authors

B5a A Reexamination of Excess Returns and the Underwriting Cycle in the Property-Liability Insurance Market

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Regency EF 4th Floor

Corresponding Author

Rob Hoyt, University of Georgia

Additional Authors

Mark J. Browne, St. John's University
Johannes C. Marais

B5b Capital Structure, Financial Strength Ratings, and Market Discipline

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Regency EF 4th Floor

Corresponding Author

Dan Yang, University of Georgia

Additional Authors

James Carson, UGA
Evan Eastman

B5c One size does not fit all: The value of information and entry strategy of rating agency

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Regency EF 4th Floor

Corresponding Author

Xiaoying Xie, California State University, Fullerton

Additional Authors

Sojung Carol Park, Seoul National University
Hae Jin Chung , Sejong University

B6 Auto Insurance

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Additional Authors

B6a A consolidated database of police-reported motor vehicle traffic accidents in the United States for actuarial applications

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Carlos Andres Araiza Iturria, University of Waterloo

Additional Authors

B6b Testing for Asymmetric Information in the China’s Automobile Insurance Market under the Rate Marketization Reform

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Shoreline AB 1st Floor

Corresponding Author

minyan shen, University of Washington

Additional Authors

B6c The Value of Forecast Improvements: Evidence from Forecast Lead Times and Vehicle Crashes

Monday, August 1, 2022 at 1:45 PM–3:15 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Vaibhav Anand, Risk and Insurance, UW-Madison

Additional Authors

C1 Actuarial Science

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview A 1st Floor

Corresponding Author

Additional Authors

C1a Development of Aggregate Cyber Risk Model for Cyber risk assessment and actuarial pricing in Cyber Insurance

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview A 1st Floor

Corresponding Author

Steward Doss, National Insurance Academy

Additional Authors

Dr. Raveendran, Xsentinel Risk and Advisory Services

C1b Funding Retirement with Public Reverse Mortgages: An Evaluation of Australia’s Home Equity Access Scheme

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview A 1st Floor

Corresponding Author

Katja Hanewald, UNSW Sydney

Additional Authors

Katie Sun, UNSW Sydney
Hazel Bateman, UNSW Sydney

C1c The Ignorance of Crowds: Understanding Loss Reserving Errors in the Liability Catastrophe of 1997-2001

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview A 1st Floor

Corresponding Author

Kenny Wunder, University of Alabama

Additional Authors

George Zanjani

C2 Health Insurance

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview B 1st Floor

Corresponding Author

Additional Authors

C2a How does Insurance Competition Affect Medical Consumption

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview B 1st Floor

Corresponding Author

Conor Ryan, Penn State

Additional Authors

C2b Inequities in the Golden Years: How Wealth Shapes Healthy and Work-Free Life

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview B 1st Floor

Corresponding Author

Tyler Q. Welch, University of Wisconsin-Madison

Additional Authors

Hessam Bavafa, University of Wisconsin-Madison
Anita Mukherjee, University of Wisconsin-Madison

C3 ERM

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview C 1st Floor

Corresponding Author

Additional Authors

C3a Enterprise Risk Management and Firm Operations: Evidence from Inventory Management

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview C 1st Floor

Corresponding Author

Mehdi Shadaei, Goucher College

Additional Authors

Jianren Xu, University of North Texas

C3b but was E5b Risk Management and Corporate Lifecycles: Evidence from Reinsurance Purchases

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview C 1st Floor

Corresponding Author

Evan Eastman

Additional Authors

Cassandra R. Cole, Florida State University

C3c Risks and Enterprise Risk Management Strategies: Evidence from the U.S. Property-Liability Insurance Industry

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Seaview C 1st Floor

Corresponding Author

GENE C LAI, University of North Carolina (UNC) at Charlotte

Additional Authors

Sangyong Han, Korea Insurance Research Institute
Chia-Ling Ho, Tamkang University

C4 Life Insurance / Annuities

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Regency D 4th Floor

Corresponding Author

Additional Authors

C4b The influence of negative interest rates on life insurance companies

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Regency D 4th Floor

Corresponding Author

Nicolaus Grochola, Goethe University Frankfurt

Additional Authors

C4c Sustainable Investing in Corporate Bonds: Evidence from the U.S. Life Insurance Companies

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Regency D 4th Floor

Corresponding Author

Wenchu Li, Temple University

Additional Authors

C5 Catastrophe Risk

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Regency EF 4th Floor

Corresponding Author

Additional Authors

C5a Assessing the drivers of intrinsically complex natural disaster insurance purchases: Lessons learned from survey data in Florida

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Regency EF 4th Floor

Corresponding Author

Juan Zhang, Eastern Kentucky University

Additional Authors

C5c The Impact of Disaster Events on Investments - From Contagion Channels Perspective

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Regency EF 4th Floor

Corresponding Author

celine wang, Colorado State University

Additional Authors

C6 Insurance economics: Utility, Agent Preferences

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Additional Authors

C6a Limited Information and its Impact on a Policyholder's Optimal Choice on Deductibles

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Jan-Christian Fey, Institute of Insurance Economics, University of St. Gallen and University of St. Gallen

Additional Authors

Hato Schmeiser, Institute of Insurance Economics, University of St. Gallen
Florian Schreiber, Lucerne University of Applied Science and Arts

C6b Testing disease severity versus disease frequency and implications for insurance purchasing

Monday, August 1, 2022 at 3:30 PM–5:00 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Kar Man Tan, Goethe University Frankfurt

Additional Authors

Helmut Gründl, Goethe University Frankfurt

D1 Insurance Economics: Adverse Selection, Moral Hazard

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview A 1st Floor

Corresponding Author

Additional Authors

D1a Optimal Risk Classification Accounting for Privacy Costs

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview A 1st Floor

Corresponding Author

Danjela Guxha, IVW- HSG

Additional Authors

Hato Schmeiser, Institute of Insurance Economics, University of St. Gallen
Irina Gemmo, HEC Montreal

D1b On-Demand Insurance

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview A 1st Floor

Corresponding Author

Niklas Haeusle, University St. Gallen

Additional Authors

Alexander Braun, University St. Gallen
Paul Thistle, University Nevada, Las Vegas

D1c Technology and Agent Intensity Effects on Insurer Efficiency

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview A 1st Floor

Corresponding Author

Faith R Neale, PhD, University of North Carolina at Charlotte

Additional Authors

D2 Cyber, Technology, Big Data

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview B 1st Floor

Corresponding Author

Additional Authors

D2a Spatial dependency and socio-economic impacts on data breach risks: Nation-wide analysis in the U.S.

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview B 1st Floor

Corresponding Author

Jaehun Cho, POSTECH

Additional Authors

Kwangmin Jung, PhD, POSTECH

D2b Technology improvements in monitoring – do policyholders benefit?

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview B 1st Floor

Corresponding Author

Julia Holzapfel, Munich Risk and Insurance Center, LMU Munich School of Management

Additional Authors

Richard Peter, University of Iowa
Andreas Richter, Munich Risk and Insurance Center, LMU Munich School of Management

D2c Time dynamics of cyber risk

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview B 1st Floor

Corresponding Author

Martin Eling, Institute of Insurance Economics, University of St. Gallen

Additional Authors

Dingchen Ning, Institute of Insurance Economics, University of St. Gallen

D3 Property/ Casualty

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview C 1st Floor

Corresponding Author

Additional Authors

D3a A factor model for the property-liability insurance industry: Deconstructing profitability

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview C 1st Floor

Corresponding Author

J.C. Marais, University of Georgia

Additional Authors

David Eckles, University of Georgia

D3c Purchasing Behaviour of Sustainable Insurance Products

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Seaview C 1st Floor

Corresponding Author

Jonas Raphael Jahnert, Universität St. Gallen

Additional Authors

Hato Schmeiser, University of St.Gallen
Meike Zehnle, University of St.Gallen

D4 Solvency, Capital Management

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Regency D 4th Floor

Corresponding Author

Additional Authors

D4b How can insurers identify scenarios in their Own Risk and Solvency Assessment?

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Regency D 4th Floor

Corresponding Author

Philipp Aigner, Mainz University of Applied Sciences

Additional Authors

D4c On a Risk Process with Deterministic Investment and Multiplicative Jumps - An Application to Poverty Trapping

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Regency D 4th Floor

Corresponding Author

José Miguel Flores-Contró, University of Lausanne, Switzerland

Additional Authors

Kira Henshaw, University of Liverpool
Sooie-Hoe Loke, Central Washington University
Corina Constantinescu, University of Liverpool
Séverine Arnold, University of Lausanne
Jorge Mario Rámirez Osorio, Universidad Nacional de Colombia

D5 Solvency, Capital Management/Accounting

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Regency EF 4th Floor

Corresponding Author

Additional Authors

D5a Asset Price Bubbles And Systemic Risk In The Insurance Sector

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Regency EF 4th Floor

Corresponding Author

Gregor Weiss, Leipzig University

Additional Authors

Janina Muehlnickel

D5b Banking Product Lines: Economies of Scope or Diversification?

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Regency EF 4th Floor

Corresponding Author

Conor Ryan, Penn State

Additional Authors

Jordan Pandolfo, Federal Deposit Insurance Corporation

D6 Insurance Company Operations

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Shoreline AB 1st Floor

Corresponding Author

Additional Authors

D6a Gamble for Recovery: Did European insurers increase the riskiness of their investment portfolio throughout the Covid-19 crisis?

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Shoreline AB 1st Floor

Corresponding Author

Marcel Beyer, University of Frankfurt am Main

Additional Authors

D6b Price Leadership or Peer Effects: The Case of Insurance Rate Filing

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Shoreline AB 1st Floor

Corresponding Author

Jingshu Luo, Le Moyne College

Additional Authors

Martin Grace, Temple University
Patricia Born, PhD, Florida State University

D6c The capital market consequences associated with classifying unrealized gains and losses on available-for-sale (AFS) equity securities in GAAP net income

Tuesday, August 2, 2022 at 10:15 AM–11:45 AM PDT
Shoreline AB 1st Floor

Corresponding Author

Dan Yang, University of Georgia

Additional Authors

John Campbell
Evan Eastman
James Carson

E1 Big Data/Analytics/Insurtech/Cyber/Technology

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview A 1st Floor

Corresponding Author

Additional Authors

E1a Heterogeneity in Cyber Loss Severity and its Impact on Operational Risk Measurement

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview A 1st Floor

Corresponding Author

Kwangmin Jung, PhD, POSTECH

Additional Authors

Martin Eling, University of St. Gallen

E1b Local Insurance Competition - A Big Data Analysis

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview A 1st Floor

Corresponding Author

Gregor Weiss, Leipzig University

Additional Authors

Doron Reichmann
Milan Reichmann, Leipzig University
Fleming Schmidt-Skipiol

E1c Optimal Compensation in Online Labor Markets

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview A 1st Floor

Corresponding Author

Niklas Haeusle, University St. Gallen

Additional Authors

Alexander Braun, University St. Gallen
Winfried, University St. Gallen

E2 Health Insurance/ Long-term Care

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview B 1st Floor

Corresponding Author

Additional Authors

E2b The Value of Subsidies in Health Insurance for Low-income Adults

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview B 1st Floor

Corresponding Author

Lan Zou, University of St. Gallen

Additional Authors

E2c What drives the willingness to get a COVID-19 vaccination: The impact of individual preferences and dark triad personality traits

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview B 1st Floor

Corresponding Author

Sophia Striecks, University of Hamburg

Additional Authors

Sophia Striecks, University of Hamburg
Sebastian Neumann-Böhme, University of Hamburg
Dr. Petra Steinorth, University of Hamburg

E3 Retirement-Long Term Care - Longevity

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview C 1st Floor

Corresponding Author

Additional Authors

E3a Influence of DB Pension De-risking on Pension Betas and Firm Value

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview C 1st Floor

Corresponding Author

Ruilin Tian, North Dakota State University

Additional Authors

Jeffrey (Jun) Chen, North Dakota State University

E3b Set it and Forget it? Financing Retirement in an Age of Defaults

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview C 1st Floor

Corresponding Author

Anita Mukherjee, University of Wisconsin-Madison

Additional Authors

Lucas Goodman, U.S. Department of Treasury
Shanthi Ramnath

E3c What Determines Corporate Pension Investment in Private Equity?

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview C 1st Floor

Corresponding Author

Youngkyun Park, University of Idaho

Additional Authors

Hakjoon Song, California State University-Dominguez Hills

E4 Loss Reserves - Reserving

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Regency D 4th Floor

Corresponding Author

Additional Authors

E4a Can Insurance Company Investments Help Fill the Infrastructure Gap?

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Regency D 4th Floor

Corresponding Author

Kelly D. Edmiston, National Association of Insurance Commissioners

Additional Authors

E4b Institutional Ownership and Earnings Management: Evidence from U.S. Property-Casualty Insurance Companies

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Regency D 4th Floor

Corresponding Author

Yu-Luen Ma, University of North Texas

Additional Authors

Yayuan Ren, Illinois State University

E4c The Dissection of Insurer Loss Reserves: A Quarterly Analysis of Bulk Reserves

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Regency D 4th Floor

Corresponding Author

Jill M Bisco, The University of Akron

Additional Authors

E. Tice Sirmans, Illinois State University
Kathleen McCullough, Florida State University

E6 R&I Teaching Society (RITS)

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Additional Authors

E6a So you want to be an underwriter: An experiential learning activity

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Elizabeth L Ragland, University of Louisiana at Monroe and Louisiana Tech University

Additional Authors

E6b Two Case Studies Illustrating the Differences Between Traditional Litigation and Declaratory Judgment Actions

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Deborah Golemon, University of Louisiana Monroe

Additional Authors

E6c Using 'Practical Fridays' (or Other Class Days) to Enhance Learning

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Shoreline AB 1st Floor

Corresponding Author

James I. Hilliard, Ph.D., Temple University

Additional Authors

Moved to Poster E2a Longevity and morbidity effects on optimal choice of retirees’ long-term care insurance

Tuesday, August 2, 2022 at 1:45 PM–3:15 PM PDT
Seaview B 1st Floor

Corresponding Author

Omid Ghavibazoo, University of St. Gallen, Institute of Insurance Economics

Additional Authors

100 Poster Session

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Additional Authors

101 Are financially constrained firms susceptible to a stock price crash?

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Guanming He

Additional Authors

Helen Ren, University of Liverpool

103 Do generous health insurance policies lead to moral hazard in low-income people? Evidence from China

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Yao Yi, Peking University

Additional Authors

Jiacheng Liu, Peking University

104 The Contagion Effect of Adverse Selection in Micro Health Insurance Market: Evidence from Pakistan

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Yao Yi, School of Economics, Peking University

Additional Authors

Du Xia, School of Economics, Peking University

105 How to Prevent Traffic Accidents? Moral Hazard, Inattention, and Behavioral Data.

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Yizhou Jin, University of Toronto

Additional Authors

Thomas Yu, Yale University

106 Buying Data from Consumers: The Impact of Monitoring Programs in U.S. Auto Insurance

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Yizhou Jin, University of Toronto

Additional Authors

Shoshana Vasserman

108 Health and Pension Participation: A New Perspective on Annuity Puzzle

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Ai Meitong, PhD candidate, Peking University

Additional Authors

Ruo Jia
Ming Gao

111 Peer effects in pension expectations

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Zining Liu, PhD, Central University of Finance and Economics

Additional Authors

Wei Zheng, Peking Univeristy
Youji Lyu, Nankai University

112 Heterogeneous Early Health Signals and Deferred Annuities

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Qilin Zhang, University of Hong Kong

Additional Authors

Sau-Him Paul LAU, University of Hong Kong

113 Understanding Deductible and Reimbursement Maximum: A Study of Rural China's Tiered Medical System

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Castiel Chen Zhuang, University of Washington

Additional Authors

Julie Shi, Peking University
Xi Wang, Peking University

116 Epidemic and pandemic risk transfer solutions and options for public sector support

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Raymond de Kuiper, Munich Re

Additional Authors

Gunther Kraut, Munich Re & Munich Risk and Insurance Center

117 The Impact of Medical Insurance on Labor Supply of Rural-urban Migrants:Further Discussion on the Intermediary Effect of Health

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Jiaxuan Zhou, Central University of Finance and Economics

Additional Authors

119 Equilibrium Pricing of Variable Annuities with Discounting Uncertainty

Tuesday, August 2, 2022 at 5:00 PM–Wednesday, August 3, 2022 at 6:00 PM PDT
Tentative Poster Session: Please confirm with gphillips@aria.org

Corresponding Author

Dongchen Li, Brock University

Additional Authors

F1 Catastrophe Risk

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview A 1st Floor

Corresponding Author

Additional Authors

F1a Disaster Recovery and Adaptation: Evidence from the Caribbean

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview A 1st Floor

Corresponding Author

Xiao (Joyce) Lin, St. John's University

Additional Authors

F1b Subsidizing insurance premiums to supersede disaster relief payments: on the interaction of loss experience and charity hazard

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview A 1st Floor

Corresponding Author

Tim Philippi, University of Hohenheim

Additional Authors

Joerg Schiller, University of Hohenheim

F1c The Organizational Forms of Insurance Firms in Market Equilibrium

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview A 1st Floor

Corresponding Author

Jinjing Wang, University of Akron

Additional Authors

Ajay Subramanian, Georgia State University

F2 Regulation

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview B 1st Floor

Corresponding Author

Additional Authors

F2a Contingent Commissions After Spitzer: Agency Conflicts and Underwriting Performance

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview B 1st Floor

Corresponding Author

James I. Hilliard, Ph.D., Temple University

Additional Authors

Anne Kleffner, University of Calgary

F2b The Diffusion of NAIC Model Acts

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview B 1st Floor

Corresponding Author

Jingshu Luo, Le Moyne College

Additional Authors

Martin Grace, Temple University
Charlotte S. Alexander , Georgia State University

F2c The Influence of Political Power on Customer Satisfaction in Auto Insurance

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview B 1st Floor

Corresponding Author

David Pooser, St. John's University

Additional Authors

F4 Behavioral insurance/Insurance economics/ ERM

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Regency D 4th Floor

Corresponding Author

Additional Authors

F4a The appeal of Registered Index-Linked Annuities for myopic prospect theory investors

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Regency D 4th Floor

Corresponding Author

Manuel Mezger, Institute of Insurance Economics, University of St. Gallen

Additional Authors

F4c The impact of loss aversion on optimal prevention

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Regency D 4th Floor

Corresponding Author

Richard Peter, University of Iowa

Additional Authors

Serge Macé, Edhec Business School

F5 Insurance Operations in P&C

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Regency EF 4th Floor

Corresponding Author

Additional Authors

F5a CFOs, CEOs and Female Executive Oversight of the Property-liability Loss Reserve

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Regency EF 4th Floor

Corresponding Author

Carol Troy, Tunghai University International College

Additional Authors

Wenyen Hsu, Feng Chia University

F5b Ownership Structure, Agency, and Information Content of Property and Casualty Insurers' MD&As

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Regency EF 4th Floor

Corresponding Author

Jian Zhang, Temple University (Doctoral Student)

Additional Authors

F5c Strategic Entry Decisions in Domestic Insurance Markets

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Regency EF 4th Floor

Corresponding Author

Marc Ragin, University of Georgia

Additional Authors

Kenny Wunder, University of Alabama

F6 Insurance economics /Behavioral insurance

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Shoreline AB 1st Floor

Corresponding Author

Additional Authors

F6a Impact of Insurance Unaffiliated Investment Management on systematic risk

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Shoreline AB 1st Floor

Corresponding Author

Danjela Guxha, IVW- HSG

Additional Authors

F6b Optimal Indemnity with Multiple Claims under Moral Hazard

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Shoreline AB 1st Floor

Corresponding Author

JIMIN HONG, Soongsil University

Additional Authors

F6c The Impact of Claimant Fraud on Optimal Coverage in Liability Insurance

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Shoreline AB 1st Floor

Corresponding Author

Elisabeth Stöckl, LMU Munich School of Management, MRIC

Additional Authors

G3 Retirement, Long Term Care, Longevity

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview C 1st Floor

Corresponding Author

Additional Authors

G3a A hybrid variable annuity contract embedded with living and death benefit riders

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview C 1st Floor

Corresponding Author

Jonathan Ziveyi, UNSW Sydney

Additional Authors

Jennifer Alonso-Garcia, Universite Libre De Bruxelles
Samuel Thirurajahactions

G3b A joint analysis of long-term care preferences and the value of money

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview C 1st Floor

Corresponding Author

Franca Glenzer, HEC Montreal

Additional Authors

G3c A Note on Diversification Effects in Life Insurance Portfolios under Policyholders' Willingness to Pay

Wednesday, August 3, 2022 at 8:30 AM–10:00 AM PDT
Seaview C 1st Floor

Corresponding Author

Moritz Hanika, Friedrich-Alexander University Erlangen-Nürnberg (FAU)

Additional Authors

Nadine Gatzert, Friedrich-Alexander University Erlangen-Nürnberg (FAU)

G2 Insurance economics: adverse selection, moral hazard/ Utility, agent preferences

Wednesday, August 3, 2022 at 10:30 AM–12:00 PM PDT
Seaview B 1st Floor

Corresponding Author

Additional Authors

G2a How do demand-side incentives relate to insurance transitioning behavior of public health insurance enrollees? A novel voting ensemble approach for ranking factors of mixed data types

Wednesday, August 3, 2022 at 10:30 AM–12:00 PM PDT
Seaview B 1st Floor

Corresponding Author

chengcheng zhang, Claremont Graduate University

Additional Authors

G2b Optimal Insurance Contract Design with Government Disaster Relief

Wednesday, August 3, 2022 at 10:30 AM–12:00 PM PDT
Seaview B 1st Floor

Corresponding Author

Sebastian Hinck, Universität Hamburg

Additional Authors

G2c The Moral Hazard Problem in the Private Health Insurance Market-the Impact of the Diagnosis-Related Groups Payment System

Wednesday, August 3, 2022 at 10:30 AM–12:00 PM PDT
Seaview B 1st Floor

Corresponding Author

Chia-Ling Ho, Tamkang University

Additional Authors

Kili C. Wang, Tamkang University

G4 Catastrophe Risk/ Climate Change

Wednesday, August 3, 2022 at 10:30 AM–12:00 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Additional Authors

G4a How Soon Can Insurers Pay for the "Big One"? Insurance Guaranties and the Challenges of Climate Change

Wednesday, August 3, 2022 at 10:30 AM–12:00 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Boyi Zhuang, University of Alabama

Additional Authors

Lawrence Powell, University of Alabama
Kenny Wunder, University of Alabama

G4b The Impacts of Climate Change on Risk Preferences

Wednesday, August 3, 2022 at 10:30 AM–12:00 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Remy Levin, University of Connecticut

Additional Authors

Wesley Howden, University of Arizona

G4c Merced Property and Casualty Company: A Failure due to Climate Risk

Wednesday, August 3, 2022 at 10:30 AM–12:00 PM PDT
Shoreline AB 1st Floor

Corresponding Author

Olga Kanj, University of Waterloo

Additional Authors

Dr. Sabrina Du, St. Norbert College
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