Academy of Financial Services Annual Meeting 2022

Financial help-seeking as a coping mechanism

Tuesday, September 27, 2022 at 11:00 AM–11:55 AM EDT

Zoom

Keywords

financial help-seeking, financial well-being, coping, decision-making preparation

Lead & Corresponding Author

Heejae Lee, University of Georgia

Additional Authors

Patrick Kump, University of Georgia

John Grable, Ph.D., University of Georgia

Dee Warmath, Ph.D., University of Georgia

Opening Remarks and Introduction to the conference

Tuesday, September 27, 2022 at 11:00 AM–11:55 AM EDT

Zoom

Who Seeks Financial Advice from Their Financial Planner?

Tuesday, September 27, 2022 at 11:00 AM–11:55 AM EDT

Zoom

Keywords

help-seeking behavior, financial advice, financial planner, personal finance

Lead & Corresponding Author

FAN LIU, Ph.D., Shippensburg University

Blind Optimism and Student Loan Debt

Tuesday, September 27, 2022 at 12:00 PM–12:55 PM EDT

Zoom

Keywords

student loans, debt burden, financial aid, dispositional optimism

Lead & Corresponding Author

Thomas Charles O'Malley, PhD, USAF Academy Department of Management

Additional Authors

Brian C. Payne, University of Nebraska at Omaha

Personality Traits and Baby Boomers’ Student Loan Indebtedness in the United States

Tuesday, September 27, 2022 at 12:00 PM–12:55 PM EDT

Zoom

Keywords

Big five personality traits, Baby boomers, Student loan for children’s education, Student loan debt, National Longitudinal Survey of Youth 1979

Lead & Corresponding Author

Yi Liu, Ph.D., CFP®, St. John Fisher College

Additional Authors

THOMAS KORANKYE, Ph.D., CFP®, University of Arizona

Student Loans: Lessons from Borrowers

Tuesday, September 27, 2022 at 12:00 PM–12:55 PM EDT

Zoom

Keywords

student loans, consumption adjustment,

Lead & Corresponding Author

Inga Timmerman, University of North Florida

Additional Authors

Dr Nikanor Volkov, Mercer University

Changes of Subjective Financial Welfare With Retirement: Does Retirement Preparation Matter?

Tuesday, September 27, 2022 at 1:00 PM–1:55 PM EDT

Zoom

Keywords

voluntary retirement saving programs, retirement planning, negative income shocks

Lead & Corresponding Author

Kremena Bachmann, Zurich University of Applied Sciences

Saving More with Less: The Impact of Employer Defaults and Match Rates on Retirement Saving

Tuesday, September 27, 2022 at 1:00 PM–1:55 PM EDT

Zoom

Keywords

Retirement Financial Planning, 401(k) Savings, Financial Decision Making

Lead & Corresponding Author

Zhikun Liu, Employee Benefit Research Institute

Seeking tax alpha in retirement income

Tuesday, September 27, 2022 at 1:00 PM–1:55 PM EDT

Zoom

Keywords

Optimization, retirement, tax-efficient

Lead & Corresponding Author

James DiLellio, PhD, Pepperdine University

Additional Authors

Andreas Simon, PhD, University of Southern California

Unlocking Tax Free Retirement Income with a Health Savings Account

Tuesday, September 27, 2022 at 1:00 PM–1:55 PM EDT

Zoom

Keywords

health, savings, account, retirement, income

Lead & Corresponding Author

Michael Angell, College For Financial Planning

Financial Knowledge and Credit-Card Management Behavior of American Adults

Tuesday, September 27, 2022 at 2:00 PM–2:55 PM EDT

Zoom

Keywords

Knowledge, Credit-card, American, Fractional, Behavior

Lead & Corresponding Author

Ichchha Pandey, Texas Tech University

The Impact of Financial Literacy Interventions on College Funding and Retirement Accumulation

Tuesday, September 27, 2022 at 2:00 PM–2:55 PM EDT

Zoom

Keywords

retirement, college education, financial literacy, financial goals conflicts

Lead & Corresponding Author

Chia-Li Chien, PhD, CFP, PMP, Value Growth Institute and The American College of Financial Services

Additional Authors

Jeffrey W. Lang, Sr., PhD, CLF®, CRPC®, CLU®, CFP®, Lincoln Financial Advisors & The American College of Financial Services

Benjamin F. Cummings, Ph.D., CFP(R), Utah Valley University

Dr. Jason Martin, PhD, Swarthmore College

Terrance K Martin Jr., PhD., MBA., FHEA, Winston Salem State University

The effects of financial knowledge on financial well-being, behavior, and objective situation

Tuesday, September 27, 2022 at 2:00 PM–2:55 PM EDT

Zoom

Keywords

financial knowledge, financial resiliency, clustering

Lead & Corresponding Author

Nathan Phelps, Western University

Additional Authors

Adam Metzler, Wilfrid Laurier University

A Case Study of Non-U.S. Person Buying Real Estate Property for A U.S. Person

Tuesday, September 27, 2022 at 3:00 PM–3:55 PM EDT

Zoom

Keywords

cross-border planning, international estate planning, gift tax planning, estate tax planning

Lead & Corresponding Author

Chia-Li Chien, PhD, CFP, PMP, Value Growth Institute and The American College of Financial Services

Additional Authors

Hratch J Karakachian, CPA, ESQ, Hratch J Karakachian, CPA (self-employed), California Lutheran University

Reporting Investment Fraud

Tuesday, September 27, 2022 at 3:00 PM–3:55 PM EDT

Zoom

Keywords

investment fraud, fraud, misconduct, investments

Lead & Corresponding Author

Dr. Steven James Lee, Ph.D., California State Polytechnic University Pomona

Shifting son preference? Insights from women’s time allocation in China

Tuesday, September 27, 2022 at 3:00 PM–3:55 PM EDT

Zoom

Keywords

Son preference; time allocation; gender equality; female labour force participation; unpaid care work

Lead & Corresponding Author

Dr Jasmine Fang, PhD, Massey University

ESG Fund Allocations Among New, Do-it-Yourself Defined Contribution Plan Participants

Wednesday, September 28, 2022 at 11:00 AM–11:55 AM EDT

Zoom

Keywords

Retirement Investment, ESG Funds, DC Plans

Lead & Corresponding Author

Zhikun Liu, EBRI

Additional Authors

David Blanchett, PGIM

Kentucky Windage for Asset Allocation

Wednesday, September 28, 2022 at 11:00 AM–11:55 AM EDT

Zoom

Keywords

portfolio choice, asset allocation, taxes

Lead & Corresponding Author

William W Jennings, PhD CFA CGMA, USAF Academy

Additional Authors

Brian C Payne, University of Nebraska at Omaha

Valuing a Privately Held Firm Using the Discounted Cash-Flow

Wednesday, September 28, 2022 at 11:00 AM–11:55 AM EDT

Zoom

Keywords

Business valuation, Discounted Cash Flow, Business succession

Lead & Corresponding Author

Chia-Li Chien, PhD, CFP, PMP, Value Growth Institute and The American College of Financial Services

Additional Authors

Daniel Hiebert, PhD, CFP, Minnesota State University Mankato

ARE RECREATIONAL/FUN EXPENDITURES PAID BY CREDIT CARDS RELATED TO DEMOGRAPHIC, PSYCHOLOGICAL, AND FINANCIAL CHARACTERISTICS?

Wednesday, September 28, 2022 at 12:00 PM–1:30 PM EDT

Zoom

Keywords

Credit card demographic financial psychological

Lead & Corresponding Author

Albert Williams, Nova Southeastern University College of Business

Additional Authors

April Lewis-Parks, Consolidated Credit

William Wolf, Consolidated Credit

Demand for Cash Value Life Insurance among Rural Households During the Outset of the COVID-19 Pandemic: A Machine-Learning Analysis

Wednesday, September 28, 2022 at 12:00 PM–1:30 PM EDT

Zoom

Keywords

Machine learning, life insurance, COVID-19

Lead & Corresponding Author

Wookjae Heo, Purdue University

Additional Authors

Dr John Grable, University of Georgia

Eun Jin Kwak, University of Georgia

Should Investors Defer Long-Term Gains in Taxable Stock Portfolios?

Wednesday, September 28, 2022 at 12:00 PM–1:30 PM EDT

Zoom

Keywords

Diversification return; Capital gains; Risk

Lead & Corresponding Author

Jeff Whitworth, University of Houston - Clear Lake

The Effect of Paid Parental Leave Programs on the Use of Alternative Financial Services

Wednesday, September 28, 2022 at 12:00 PM–1:30 PM EDT

Zoom

Keywords

alternative financial services, paid leave, wage replacement