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2019 Conference

del 21 al 23 de May del 2019

Westin Arlington Gateway, Arlington, VA, USA

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C2c The Influence of Financial Well-Being on Pawn Shop Use

miércoles, el 22 de mayo de 2019 a las 14:00–15:30 EDT
F. Scott Fitzgerald B
Key Words

Financial well-being, Pawn shops, NFCS, Financial knowledge

Short Description

This research examined the influence of financial well-being on pawn shop use. Data from the 2015 National Financial Capability Study were used to construct a measure of financial well-being, based on the Consumer Financial Protection Bureau’s definition. A higher financial well-being reduced the odds of pawn shop use by 17%, even after controlling for having a bank account, having a credit card, being financially overconfident, proximity to low pawn shops, and selected demographic characteristics.

First & Corresponding Author

Gianni Nicolini, University of Rome
Authors in the order to be printed

Gianni Nicolini, Brenda Cude

Additional Authors

Brenda Cude, University of Georgia
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