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2014 Conference

du 9 au 11 April 2014

Intercontinental, Milwaukee, WI

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Knowledge and Practice in Cash and Credit Behaviors

jeudi 10 avril 2014 à 14:30–16:00 CDT
Lobby Salon
Short Abstract

As finanical literacy has grown in interest among researchers, policy makers, and practitioners, applications for finanical services professionals have focused on types of financial knowledge and their impact on specific financial behaviors. This paper looks at a large, national data set to examine subjective and objective knowledge impacts on cash and credit management practices. Using the concept of bounded rationality, it appears that cash managment behaviors are linked to objective financial knowledge while credit behaviors more closely track subjective knowledge. These findings carry implications for further study and potential impacts on policy and practice actions. 

First & Corresponding Author

Ann Woodyard, University of Georgia

Add'l Authors In The Order To Be Printed

Cliff Robb, Kansas State University
Patryk Babiarz, The University of Alabama
Chargement en cours …