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2014 Conference

April 9–11, 2014

Intercontinental, Milwaukee, WI

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Adoption of New Financial Technologies by Consumers: Impacts and Implications

Friday, April 11, 2014 at 1:30 PM–3:00 PM Central Time (US & Canada)
Salon 4
Short Abstract

This study examines the relationship between the adoption of technologies for personal finances and credit card use.  Little research has been done to determine how consumers in an increasingly fast-paced financial market have utilized these newer technologies. Using a sample of 15,080 respondents from adults distributed across all 50 states and the District of Columbia, results suggest that respondents who use online banking and mobile payment services are also more likely to participate in high risk credit card behaviors.  Five high-risk credit card behaviors that have been associated with adverse economic consequences in the past were assessed.

First & Corresponding Author

Jamie Lynn Garrett, Kansas State University, jlgarrett75@ksu.edu

Add'l Authors In The Order To Be Printed

NaRita Anderson, Kansas State University
Robert Rodermund, Kansas State University
Sara Stolberg Berkowitz, Kansas State University
Cliff Robb, Kansas State University
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