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A2c The ACA Medicaid Expansion and Low-income Homeownership
Key Words
Health insurance policy, homeownership, ACA Medicaid expansion, financial health
Short Description
This study examines the impact of ACA Medicaid expansion on homeownership among low-income Americans using the state, time and income variation in the policy. Medicaid provides direct financial protection in the case of ill or injury, improving financial health and thus lowering the barriers of obtaining homeownership. Using data from the American Community Survey (ACS) 2009 to 2017 and a triple differences (DDD) research design, I find that ACA Medicaid expansion increased the probability of being homeowners among the oldest middle-age Americans by about 4 to 8 percent. The marginal new homeowners were those obtained mortgage. My findings suggest that the ACA Medicaid expansion had far reaching impacts on family wellbeing beyond increasing health care use.
First & Corresponding Author
Guangyi Wang, Ohio State University
Authors in the order to be printed
Guangyi Wang