Proposal authors can use this tool to see where they have been placed in the agenda for a Symposium, an Oral Session, or a Featured Research Session Poster.
Scroll down to search by Authors (Person)*, Date/Time, and Keywords. Rooms have not been assigned yet, so the locations are just generic place holders. *Note: If the submitting author did not add all the authors to the ProposalSpace form, only the First & Corresponding Author will be searchable.
Confirm your place in the schedule by going to the ACCI Presenter Confirm Google Sheet and marking your session YES. Contact the ACCI Office right away if you have questions. Please be sure to reference the session title(s), date(s) and time(s) if you contact us.
B3b Attitude Towards Consumer Credit Use: Scale Validation
Key Words
attitude, consumer credit, scale development, undergraduate and (post)graduate students
Short Description
Various ways of measuring attitude have their advantages and disadvantages and it becomes difficult to know which is the optimal way to achieve an accurate measurement (Krosnick, Judd, & Wittenbrink, 2019). The aim of this paper is to propose a scale measuring attitude towards consumer credit use based on different evidence of validity. An electronic survey was sent by email to students from two major universities in Quebec (Canada). A total of 1323 students completed it, whose 1006 were undergraduate students and 317 were (post)graduate students (male = 325, female = 981, not mentioned = 17). Messick's (1995) approach was used to collect several types of evidence of the validity of the construct. Preliminary results of an exploratory factor analysis indicate that three dimensions compose this scale: credit is good and useful (7 items; α =.818), credit worries (7 items; α =.723) and cost and indebtedness caused by credit (3 items ; α =.643). Knowing that attitude plays an important role and is significantly linked to the motivations for credit use and the method of selection for consumer financing (Pattarin & Cosma, 2012), an accurate measurement of attitude is essential to guide professionals and policy makers in their decision-making in the right direction.
First & Corresponding Author
Jacinthe Cloutier, Laval University
Authors in the order to be printed
Jacinthe Cloutier