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E3a Does Meaning in Life Improve Financial Satisfaction If You’re Repaying Student Loans?
Key Words
Financial Stress, Financial Satisfaction, Presence of Meaning, Student Loan Repayment
Short Description
The purpose of this study was to investigate the association between the financial stress of repaying student loans and financial satisfaction, and the potential role of the presence of meaning in life. The expectation that education leads to increased financial security is well-supported. But many of today's young adults borrowed to pay for their education, increasing their financial stress. Because meaning in life is associated with higher life satisfaction, could meaning in life also be associated with higher financial satisfaction even among young adults with student loan debt? This study adds to the research literature on the impact of student loan debt by applying the meaning-making model (Park 2010) to the financial domain. Secondary analysis of a sample of young adults who borrowed to pay for college (N=373) showed that financial stress decreased financial satisfaction while meaning in life improved financial satisfaction, accounting for more than 40% of the variance in financial satisfaction.
First & Corresponding Author
Sarah Burcher, University of Minnesota
Authors in the order to be printed
Sarah Burcher, Joyce Serido