- The AFS Conference will feature speakers, symposia, and several special sessions. Among them, we will introduce a new panel session for PhD students, highlighting how to best navigate the job market.
- With the generous support of our sponsors, the Academy has awarded several best paper awards during past meetings and we anticipate continuing Best Paper awards in 2021.
- We will continue with our Emerging Scholar Award to a current graduate student for promising research work on a paper or poster presented at the conference.
Role of Financial Knowledge, Impulsivity, and Social Motivation on Credit Card Bill Payment Behavior of College Students
Keywords
Financial knowledge, impulsivity, social motivation, credit card bill payment behavior
Short Description
The study investigates the association between financial knowledge, impulsivity, social motivation, and credit card bill payment behavior of college students. A total sample of 166 college students from the Study on Collegiate Financial Wellness (SCFW) was used for analysis. Multinomial Logistic Regression was conducted to test the hypothesized model. The current study suggests that college students with a higher level of financial knowledge or a lower level of impulsivity are more likely to engage in responsible credit card payment behavior. Contrary to previous studies, female students are more likely to participate in responsible credit card payment behavior. Implications for consumers and policymakers are discussed.
Lead & Corresponding Author
![[photo]](https://secure.gravatar.com/avatar/3c00b5dde424735d8c0ff9d07e19a897.png?d=https://proposalspace.com/images/no_photo.png&r=PG&s=50 "Abed Rabbani, University of Missouri")
Abed Rabbani, University of Missouri
Job Title
Assistant Professor
Email Address
Additional Authors
![[photo]](https://secure.gravatar.com/avatar/77fbbf8ded42e41de282c267298d3f79.png?d=https://proposalspace.com/images/no_photo.png&r=PG&s=50 "Zongze Li, University of Missouri - Columbia")