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105 Impact of the COVID-19 Pandemic on Low to Moderate Income Households and People of Color
Key Words
Pandemic, Financial Resiliency, Financial Capability, Financial Well-being
Short Description
The coronavirus (COVID-19) pandemic led to substantial volatility in household finances in 2020 and continues to contribute to the physical, mental, and financial suffering for many households. The preliminary findings emerging from this period have revealed that people from low to moderate-income communities and economically disadvantaged backgrounds, including people of color, people from immigrant communities and lower socioeconomic backgrounds, and people with disabilities, were disproportionately affected by the pandemic (Clark et al., 2020; Laster Pirtle, 2020; Yancy, 2020). In the aftermath of the COVID-19 pandemic, there is a fear that the disproportionate harm and despair among the economically disadvantaged and marginalized communities will further widen the country's socioeconomic and health disparities (Thomeer et al., 2020). As the vaccination rollout continues to gather steam in 2021, the economy's recovery process is expected to gain momentum. The proposed project is (1) to investigate the health and financial impacts of the pandemic on low to moderate-income families and people of color; (2) to identify specific strategies to support recovery and asset building for different communities and (3) to provide implications for practitioners, researchers, and policymakers.