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2022 Annual Conference

May 19–21, 2022

Sheraton Sand Key, Clearwater Beach, FL, US

Proposal authors can use this tool to see where they have been placed in the program agenda for an Oral or Poster Session.

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Confirm your place in the schedule by going to the ACCI Presenter Confirm Google Sheet and marking your session with the name and email address of the author who will be attending and presenting. Each presentation must have a separate paid registraint. Contact the ACCI Office immedicately by email at admin@consumerinterests.org to report a conflict or if you have questions. Please be sure to reference the session title(s), date(s), and time(s) if you contact us.

WITHDRAWN The Welfare State as Creditor: About the Indebtedness of Private Households to the Swiss Welfare State

Saturday, May 21, 2022 at 10:30 AM–12:00 PM EDT
Room 2
Key Words

Debt, poverty, welfare, welfare state, debt counseling, social work, wellbeing, health, unemployment, coping

Short Description

In terms of the debt of private households in Europe, the trend has been emerging for some years now, that consumers are not only indebted to banks or the consumer economy. They also owe more and more to the state. These debts to the state are linked to social benefits received, such as social assistance, contributions owed to public health insurance or unpaid taxes. The welfare state not only supports and protects its members. It is also their creditor and demands instalment payments and interest from them. But how does it make itself felt in the context of offers of social assistance that the welfare state not only cares about people's well-being but also, as a creditor, demands payments from households in need of assistance and even enforces them in cour? This study examines the impact of household debt on counseling for people experiencing poverty who rely on welfare assistance from the welfare state.

Submitter

Christoph Mattes, University of Applied Sciences Northwestern Switzerland

Authors

Christoph Mattes, University of Applied Sciences Northwestern Switzerland
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