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WITHDRAWN The Welfare State as Creditor: About the Indebtedness of Private Households to the Swiss Welfare State
Key Words
Debt, poverty, welfare, welfare state, debt counseling, social work, wellbeing, health, unemployment, coping
Short Description
In terms of the debt of private households in Europe, the trend has been emerging for some years now, that consumers are not only indebted to banks or the consumer economy. They also owe more and more to the state. These debts to the state are linked to social benefits received, such as social assistance, contributions owed to public health insurance or unpaid taxes. The welfare state not only supports and protects its members. It is also their creditor and demands instalment payments and interest from them. But how does it make itself felt in the context of offers of social assistance that the welfare state not only cares about people's well-being but also, as a creditor, demands payments from households in need of assistance and even enforces them in cour? This study examines the impact of household debt on counseling for people experiencing poverty who rely on welfare assistance from the welfare state.