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2023 Annual Conference

del 16 al 18 de May del 2023

Palace Station Hotel & Casino, Las Vegas, NV, US

IMPORTANT NOTICE: The date, time, and room assignment of YOUR presentation is SUBJECT TO CHANGE.

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B3d Gender and Financial Identity as Predictors of the Saving Behavior of Emerging Adults

martes, el 16 de mayo de 2023 a las 17:15–18:45 PDT
Room 3
Short Description

In this paper, we focus on the saving behavior of emerging adults aged 18-29. We aim to find out if gender and financial identity predict the propensity to save, modes of saving, or abstention of saving, when age, education and income are controlled for. The research exploits survey data that were collected from an online web panel that represents the young adult population (18–29-year-olds) of Finland (N=1000). Our results revealed that young women were more likely to save on a bank account whereas young males more typically invested in stocks or funds. Gender was not significant for predicting other forms of saving or not saving at all. As for control variables, education was related to all saving behavior, income was related to saving to a bank account and investing, and age was related to not saving.

Type of presentation

Accepted Oral Presentation

Submitter

Terhi-Anna Wilska , University of Jyväskylä, Finland

Authors

Terhi-Anna Wilska, University of Jyväskylä, Finland
Jussi Nyrhinen, University of Jyväskylä
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