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F1c Financial Skill in the U.S. Adult Population: Measuring the Determinants Using Truncated Regression Model
Short Description
This study investigates the determinants of financial skill based on the concept of financial skill developed by the CFPB. The existing literature reveals very few studies that measure individuals' financial skill; instead, the majority focuses on financial literacy; the ability to understand and apply financial skills (Warmath & Zimmerman, 2019). Out of them, only a few research studies measured financial literacy quantitatively. This study aims to apply a good-fit statistical model to identify the potential covariates or determinants that could explain variations in the financial skill of the U.S. adult population.
Type of presentation
Accepted Oral Presentation