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ACCI 2026 Conference

April 13–15, 2026

Hilton Long Beach, Long Beach, CA, USA

IMPORTANT NOTICE: The date, time, and room assignment of YOUR presentation is SUBJECT TO CHANGE.

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Confirm your place in the schedule by following the instructions that were emailed to you. Each presentation must have a separate paid registration. Contact the ACCI office immedicately by email at admin@consumerinterests.org to report any conflict, all corrections to the details of the presentation (including author names and the order they are listed as this is how it will be in the final program), or if you have any questions. Please be sure to reference the session title(s), date(s), and time(s) when you contact us.

C4c Financial Independence and Personal Finance Topics Demanded by College Students

Tuesday, April 14, 2026 at 2:15 PM–3:45 PM PDT
Room 4
Short Description

In this study, we used data collected from college students at five universities in the U.S. to explore personal finance topics demanded by college students. Budgeting, cash management, the financial planning process, and investing are the four topics most frequently chosen by the surveyed students as helpful topics in financial education.

We also explored if there are differences in personal finance topics demanded by college students in terms of four sets of financial independence factors: independence level, independence motivation, funding source, and financial responsibility. The results indicate that comparatively, financial responsibility and funding source show more differences in personal finance topics demanded by college students than the other two sets of variables: independence level and independence motivation.

The findings indicate that when designing personal finance courses for college students, differences in financial independence and motivation may not be effective predictors. Students across various levels of financial independence and motivation may benefit equally from these topics, though their reasons for engaging with them may differ.

Type of presentation

Accepted Oral Presentation

Submitter

JingJian Xiao, University of Rhode Island

Authors

JingJian Xiao, University of Rhode Island
Axton E Betz-Hamilton, Ph.D., South Dakota State University
Brandan Wheeler, Alabama A&M University
Nilton Porto, University of Rhode Island
Mariyam Abbas, University of Rhode Island
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