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ACCI 2026 Conference

April 13–15, 2026

Hilton Long Beach, Long Beach, CA, USA

IMPORTANT NOTICE: The date, time, and room assignment of YOUR presentation is SUBJECT TO CHANGE.

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Confirm your place in the schedule by following the instructions that were emailed to you. Each presentation must have a separate paid registration. Contact the ACCI office immedicately by email at admin@consumerinterests.org to report any conflict, all corrections to the details of the presentation (including author names and the order they are listed as this is how it will be in the final program), or if you have any questions. Please be sure to reference the session title(s), date(s), and time(s) when you contact us.

D2c Perceived and Actual Financial Education and Financial Well-being

Wednesday, April 15, 2026 at 8:00 AM–9:30 AM PDT
Room 2
Short Description

This study analyzed the 2021 National Financial Capability Study data set to explore the role of perceived and actual financial education on financial wellbeing. Using both the direct financial education question and the state of residence variable, we investigated the role of financial education on Financial Well Being.  Based on previous literature, financial literacy (objective and subjective), use of Alternative Financial Services, and various socio-economic factors were included as control variables.

Type of presentation

Accepted Oral Presentation

Submitter

Peter George Kreysa, California State University, Long Beach

Authors

Soo Hyun Cho, PhD, California State University, Long Beach
Hofner Rusiana, California State University, Long Beach
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