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ACCI 2026 Conference

April 13–15, 2026

Hilton Long Beach, Long Beach, CA, USA

IMPORTANT NOTICE: The date, time, and room assignment of YOUR presentation is SUBJECT TO CHANGE.

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D4c The Relationship between Personality and Older Americans’ Ownership of Annuity Income: A Latent Profile Analysis

Wednesday, April 15, 2026 at 8:00 AM–9:30 AM PDT
Room 4
Short Description

The purpose of this study was to explore the link between personality profiles and the ownership of annuities to increase our understanding of the psychological phenomena that may help explain the annuity puzzle. Two weighted, inferential analyses were conducted. Personality profiles representing unique combinations of the Big Five personality trait variables were identified using latent profile analysis. These variables were then used as predictors of annuity income ownership in a binary logistic regression. Personality profiles were found to be statistically significant predictors. Implications for research, policy, and practice were discussed. 

Type of presentation

Accepted Oral Presentation

Submitter

Benjamin Hampton, CFP®, The University of Georgia

Authors

Benjamin Hampton, The University of Georgia
Dr. Kristy Archuleta, Ph.D., The University of Georgia
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