This study examined the relationships between digital access, digital literacy, and psychological well-being among adults aged 50 and older using nationally representative data from the 2022 Health and Retirement Study. Digital literacy was modeled as a multidimensional construct encompassing functional, social-communicative, and leisure/productivity skills. Using Structural equation modeling, we found that digital literacy was closely associated with psychological well-being, reflected in purpose in life and depressive symptomatology.

Digital access showed a modest direct association with psychological well-being, but its relationship through digital literacy was more pronounced, highlighting the relevance of digital engagement. These findings suggested that variations in digital literacy were linked with differences in well-being among older adults. The study contributed to consumer interest research by identifying digital literacy as an important correlate of psychological well-being and informing programs and policies that promote digital skills, inclusion, and healthy aging in a technology-driven society.

Accepted Oral Presentation