This study explored how financial hardship relates to life satisfaction, focusing on the roles of financial satisfaction and financial resilience. Results showed that people facing financial hardship tended to report lower satisfaction with both their finances and overall life. However, those with higher financial satisfaction felt more positive about life, even when experiencing financial hardship. Financial satisfaction also helped explain how financial hardship was related to life satisfaction, acting as a mediator. In addition, financial resilience played a protective role as a moderator. It was linked to higher financial satisfaction and reduced the negative impact of financial hardship. 

Accepted Oral Presentation