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E3b Health Insurance Literacy and Graduate Student Healthcare Expenses
Short Description
This study quantifies the out-of-pocket (OOP) healthcare expenses incurred by graduate students and examines the relationship between OOP expenses and students’ health insurance literacy. We conducted an anonymous Qualtrics survey among graduate students at a research university and obtained 626 valid responses. Our findings provide critical insights into graduate students’ OOP healthcare financial burden and the dual role played by health insurance literacy as a determinant of healthcare expenses. Finally, we offer policy implications to enhance graduate students’ economic well-being, reduce financial stress, and support their academic progression.
Type of presentation
Accepted Oral Presentation