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2018 Conference

May 17–19, 2018

Sheraton Sand Key, Clearwater Beach, FL, USA

Proposal authors can use this tool to see where they have been placed in the agenda for a Symposium, an Oral Session, or a Featured Research Poster Session. To understand how the conference is laid out overall, please click here: Conference Overview Agenda

From Providing Information to Nudging: How Federal Government Agencies Are Improving Individuals' Financial Well-Being

Thursday, May 17, 2018 at 3:30 PM–5:00 PM EDT
Gulf

First & Corresponding Author

Barbara A Smith

Additional Authors

Understanding Financial Behavior in America: Insights from the National Financial Capability Study

Thursday, May 17, 2018 at 3:30 PM–5:00 PM EDT
Sand Key

First & Corresponding Author

Gary R Mottola, FINRA Foundation

Additional Authors

Gary R Mottola, Ph.D., FINRA Foundation

Using Consumer Expenditure Surveys Data in the Classroom: Teacher (Graduate and Undergraduate) and Student Perspectives

Thursday, May 17, 2018 at 3:30 PM–5:00 PM EDT
Coquina 3

First & Corresponding Author

Geoffrey Paulin, Bureau of Labor Statistics

Additional Authors

A Cross-Country Analysis of Population Aging and Financial Security

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Coquina 3

First & Corresponding Author

So-Hyun Joo, Ewha Womans University

Additional Authors

John E. Grable, University of Georgia
Angela C. Lyons, University of Illinois at Urbana-Champaign

A1 Financial Security & Stressors

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Coquina 3

First & Corresponding Author

Additional Authors

A2 Financial Uncertainties

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Gulf

First & Corresponding Author

Additional Authors

A3 Implications of Home Ownership

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Sand Key

First & Corresponding Author

Additional Authors

Disparities in Home Insurance Markets: Demand Side Contribution and Policy Directions

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Sand Key

First & Corresponding Author

Mohammadali Zolfagharian, University of Texas Rio Grande Valley

Additional Authors

Do Depressive Symptoms Mediate the Association between Perceived Financial Security and Bequests Expectation?: A Structural Equation Modeling Approach

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Coquina 3

First & Corresponding Author

Shinae Choi, The University of Alabama

Additional Authors

Melissa Wilmarth, The University of Alabama

Examining the Impact of Non-traditional Mobile Banking on Financial Inclusion in Ghana

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Gulf

First & Corresponding Author

Judith Aboagye, University of Georgia

Additional Authors

Food Insecurity, Health Case Costs and Economic Instability: A Panel Study of Household Financial Well-being Before, During, and After the Great Recession

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Coquina 3

First & Corresponding Author

Jinhee Kim, University of Maryland

Additional Authors

Yunhee Chang, University of Mississippi
Dr. Swarn Chatterjee, PhD, University of Georgia

Loan Types and Household Debt Delinquency

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Sand Key

First & Corresponding Author

Jae Min Lee, Minnesota State University, Mankato

Additional Authors

Yoon Lee, Utah State University
Sungsook Kim, Keimyung University

Psychological Characteristics Related to Home and Mortgage Information Search

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Sand Key

First & Corresponding Author

Alanna Williams, Consumer Financial Protection Bureau

Additional Authors

Alycia Chin, Consumer Financial Protection Bureau

Risk Tolerance and Portfolio Allocation

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Gulf

First & Corresponding Author

Rui Yao, University of Missouri

Additional Authors

Chen Xu, University of Missouri

The Effect of Myopic Behavior on Stock Market Risk Perception

Thursday, May 17, 2018 at 5:15 PM–6:45 PM EDT
Gulf

First & Corresponding Author

Yi Liu, Texas Tech University-Department of Personal Financial Planning

Additional Authors

Michael A Guillemette, Texas Tech University-Department of Personal Financial Planning

Case Study of Business Sponsored Consumer Education Programs in Japan

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Emiko Amano, Kanto Gakuin University

Additional Authors

Cross-sectional and Longitudinal Factors Affecting Will and Trust Ownership

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Zhikun Liu, Texas Tech University

Additional Authors

Dr. Russell N James, III, Texas Tech University

Does Changing How Fees Are Displayed Nudge Investors Away From Overpriced Index ETFs?: Evidence from Two Experiments

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Mark Lush, NORC

Additional Authors

Angela Fontes, NORC
Ryan Murphy, Morningstar
Ray Sin, Morningstar

Effects of Later Life Change in Cognitive Function on Consumer Economic Decision-Making

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Deanna L. Sharpe, Personal Financial Planning Department, University of Missouri

Additional Authors

Exploring the Financial Capability of Undergraduate Students

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Martie Gillen, University of Florida (UF)

Additional Authors

Jacqueline Phillips, University of Florida

Financial Capability of Student Loan Holders: Comparing College Graduates, Dropouts, and Enrollees

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Jing Jian Xiao, University of Rhode Island

Additional Authors

Nilton Porto
Irene McIvor Mason

Financial Distress and Foregone Healthcare

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Suzanne Bartholomae, Iowa State University

Additional Authors

Yilan Xu, University of Illinois
Elizabeth Kiss, Kansas State University
Barbara M. O'Neill, Rutgers University
Michael Gutter, University of Florida (UF)
David A. Evans, Purdue University

Financial Literacy: The Impact on Consumers

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

LaShawn Arielle Jones, University of Georgia, College of Public Health and University of Georgia

Additional Authors

Financial Panning for Health Care Expenditures in Retirement

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Lance Hocutt

Additional Authors

Fragile Families’ Challenges for Emergency Fund Preparedness

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Zheying Yao, University of Missouri - Columbia

Additional Authors

Abed Rabbani, University of Missouri

Income and Financial Well-being: Fragility, Knowledge, and Help-seeking

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Ann Woodyard, University of Georgia

Additional Authors

Swarn Chatterjee, University of Georgia

Positive Financial Practices: Do Diet, Sleep, and Physical Activity Make a Difference?

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Barbara M. O'Neill, Rutgers University

Additional Authors

Jing Jian Xiao, University of Rhode Island
Karen Ensle, Rutgers University

Risk Tolerance Profile of Cash-Value Life Insurance Owners

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Abed Rabbani, University of Missouri

Additional Authors

Zheying Yao, University of Missouri - Columbia

Social Media for Social Services: Can Traditional Social Media Communication Policies Be Applied to Public Service Agencies? An Examination of the Social Media Presence of the Charlotte Housing Authority

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Morgan Bryant, The University of Georgia, Department of Financial Planning, Housing Policy, and Consumer Economics

Additional Authors

The Financial Skill Scale: An Application of Item Response Theory to Establish a Complete View of Financial Literacy

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Dee Warmath, University of Wisconsin-Madison

Additional Authors

David Zimmerman, UCLA Anderson School of Management

Trauma, Depression, and Financial Risk Aversion: Evidence from a National Study

Friday, May 18, 2018 at 8:00 AM–8:50 AM EDT
Featured Research Posters

First & Corresponding Author

Young Joo Choung, University of Georgia

Additional Authors

Swarn Chatterjee, University of Georgia

American Millennials' Risk Tolerance

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Gulf

First & Corresponding Author

Xihao Huang, University of Missouri

Additional Authors

Rui Yao, University of Missouri

Annuity Puzzle and Loss Aversion of Older Consumers: Theoretical and Empirical Evaluations

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Gulf

First & Corresponding Author

Namhoon Kim, Virginia Tech

Additional Authors

Travis P. Mountain, Virginia Tech

B1 Parenting Influences

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Coquina 3

First & Corresponding Author

Additional Authors

B2 Risk Tolerance and Loss Aversion

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Gulf

First & Corresponding Author

Additional Authors

B3 Issues Impacting Late Life

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Sand Key

First & Corresponding Author

Additional Authors

Financial Capability and Low-income Adults’ Financial Behaviors at the Verge of Retirement

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Sand Key

First & Corresponding Author

Youngwon Nam, The Ohio State University

Additional Authors

Caezilia Loibl, The Ohio State University

Financial Parenting and Financial Self-Efficacy during the Transition to Adulthood: A Bidirectional Process Model (APLUS)

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Coquina 3

First & Corresponding Author

Jessie Rudi, University of Minnesota Twin Cities

Additional Authors

Joyce Serido, The University of Minnesota

Fuzzy-Trace Theory and Financial Risk Tolerance

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Gulf

First & Corresponding Author

Meghaan Lurtz, Financial Health Dynamics/Doctoral Student with Kansas State

Additional Authors

Michael Kothakota, WolfBridge Financial Corporation
Stuart J Heckman, Kansas State University

Late-life Disability, Homeownership, Wealth and Mortality

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Sand Key

First & Corresponding Author

Tansel Yilmazer, Ohio State University

Additional Authors

Patryk Babiarz, University of Georgia

Long-term Impacts of Child Support: A Cohort Study

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Coquina 3

First & Corresponding Author

Ilyar Heydari Barardehi, University of Georgia

Additional Authors

Patryk Babiarz, University of Georgia

Parental Financial Socialization and Financial Instability of Young Adults: The Mediating Role of Financial Capability Trajectory (APLUS)

Friday, May 18, 2018 at 10:45 AM–12:15 PM EDT
Coquina 3

First & Corresponding Author

Sun Young Ahn, Washington College

Additional Authors

Dayoung Bae, University of Georgia

Are Enhanced Fee Disclosure Rules Associated with Lower Fees?

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Gulf

First & Corresponding Author

Alison Shelton, The Pew Charitable Trusts

Additional Authors

C1 Student Loans

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Coquina 3

First & Corresponding Author

Additional Authors

C2 Decisions Related to Financial Planning

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Gulf

First & Corresponding Author

Additional Authors

C3 Food Insecurity

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Sand Key

First & Corresponding Author

Additional Authors

Eat or Heat: Food Insecurity and Financial Stressors of Older Adults in Three European Countries

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Sand Key

First & Corresponding Author

Caezilia Loibl, The Ohio State University

Additional Authors

Food Security: The Role of SNAP, Transportation, and Store Access

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Sand Key

First & Corresponding Author

Melissa J. Wilmarth, University of Alabama

Additional Authors

Framing Longevity Income

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Gulf

First & Corresponding Author

Michael Guillemette, Texas Tech University

Additional Authors

Jesse Jurgenson, Iowa State University
Deanna L Sharpe, Personal Financial Planning Department
Xianwu Zhang

How Is Student Loan Debt Associated with Homeownership and Home Equity?

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Coquina 3

First & Corresponding Author

Guopeng Cheng, University of Missouri

Additional Authors

Rui Yao, University of Missouri

Participation in SNAP and Nutritional Choices of Consumers: Policy Challenges and Benefits

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Sand Key

First & Corresponding Author

Yunhee Chang, University of Mississippi

Additional Authors

Jinhee Kim, University of Maryland
Swarn Chatterjee, University of Georgia

Student Loan Repayment Education: Multi-State Texting Intervention Project

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Coquina 3

First & Corresponding Author

Carrie L Johnson, North Dakota State University

Additional Authors

Joyce Serido, The University of Minnesota
D Elizabeth Kiss, Kansas State University
David A. Evans, Purdue University
Lorna Saboe-Wounded Head, South Dakota State University
Suzanne Bartholomae, Iowa State University
Erica Tobe, Michigan State University Extension

Student Loans and Life Cycle Decisions

Friday, May 18, 2018 at 2:00 PM–3:30 PM EDT
Coquina 3

First & Corresponding Author

Cliff A Robb, American Council on Consumer Interests (ACCI)

Additional Authors

Stuart J Heckman, Kansas State University
Samantha L Schreiber, University of Wisconsin - Madison

Association Between Personality and Financial Well-being: Strategies for More Effective Financial Education, Counseling and Advising

Friday, May 18, 2018 at 3:45 PM–5:15 PM EDT
Coquina 3

First & Corresponding Author

Wookjae Heo, South Dakota State University

Additional Authors

Lorna Saboe-Wounded Head, South Dakota State University
Soo Hyun Cho, California State University Long Beach
Phil Seok Lee, South Dakota State Library

Consumer Perceptions of the Value of Higher Education

Friday, May 18, 2018 at 3:45 PM–5:15 PM EDT
Gulf

First & Corresponding Author

Stuart J Heckman, Kansas State University

Additional Authors

Jodi Letkiewicz, York University

D1 International

Friday, May 18, 2018 at 3:45 PM–5:15 PM EDT
Sand Key

First & Corresponding Author

Additional Authors

D2 Financial Well-being

Friday, May 18, 2018 at 3:45 PM–5:15 PM EDT
Coquina 3

First & Corresponding Author

Additional Authors

D3 Funding Higher Education

Friday, May 18, 2018 at 3:45 PM–5:15 PM EDT
Gulf

First & Corresponding Author

Additional Authors

Education Loan Debt and Well-being of Young Adult College Students (APLUS)

Friday, May 18, 2018 at 3:45 PM–5:15 PM EDT
Gulf

First & Corresponding Author

Fenaba Addo

Additional Authors

Joyce Serido
Jessie Rudi, Ph.D.

Exploring the Relationship between Time Perspective and Financial Well-Being: An Empirical Study in Turkey

Friday, May 18, 2018 at 3:45 PM–5:15 PM EDT
Coquina 3

First & Corresponding Author

Zeynep Copur, Hacettepe University

Additional Authors

Jorge Ruiz-Menjivar, University of Florida

Factors Influencing Financial Well-being Among Older Adults: The Role of Bonding and Bridging Social Capital

Friday, May 18, 2018 at 3:45 PM–5:15 PM EDT
Coquina 3

First & Corresponding Author

Jeong Hee Yeo, Inha University, Incheon, South Korea

Additional Authors

Yoon Lee, Utah State University

How Does Perceived Financial Well-being Vary with Funding Options Used to Pay for College? A Study Using APLUS Data.

Friday, May 18, 2018 at 3:45 PM–5:15 PM EDT
Gulf

First & Corresponding Author

Robin Henager

Additional Authors

Sophia Anong
Joyce Serido
Soyeon Shim

A Long Term Comparison of Consumer Debt Relief Options in Canada

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Jodi Letkiewicz, York University

Additional Authors

Challenges and Strategies Associated with Recruiting Participants for Family Financial Exploitation Research

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Axton E. Betz-Hamilton, South Dakota State University

Additional Authors

Virginia B. Vincenti, University of Wyoming

Comparison of Public Support for Energy Sources

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Irene Leech, Virginia Tech

Additional Authors

Consumers & Complaints: Marketing Evolution Leads to Legal Innovation from Contract Clauses to General Fairness

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Ross D. Petty, Division of Accounting and Law

Additional Authors

Exploration of Factors Associated with Loss Aversion

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

HanNa Lim, Kansas State University

Additional Authors

Impact of the Affordable Care Act on Health Insurance Literacy

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Daeyong Lee

Additional Authors

Suzanne Bartholomae

Retirement Planning – Boosting Well-being by Combining Financial and Positive Psychology Research and Best Practices

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Cynthia E Crawford, University of Missouri Extension

Additional Authors

Frances Lawrence, University of Missouri - Columbia

Socioeconomic Disparities in Mental Health and Financial Conditions

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Rajashri Manjunath

Additional Authors

Sustainability and Personal Finance Links among College Students

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Kenneth John White, Jr, , University of Georgia

Additional Authors

Ann Woodyard, University of Georgia
Narang Park, University of Georgia
Kevin Kirsche, University of Georgia
Tyra Byers, University of Georgia

Tax Implications of Tiny House Ownership

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Anne C Duke, University of North Georgia

Additional Authors

The Impact of Health Insurance on Preventive Care and Health Behavior: Evidence from the ACA Health Insurance Exchanges

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Guangyi (Nancy) Wang, The Ohio State University

Additional Authors

Tansel Yilmazer, The Ohio State University

The Role of Unemployment Insurance in Mediating Material Hardship

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Fei Men, UW-Madison

Additional Authors

Leslie Hodges, Institute for Research on Poverty

Valuing Primary Schools in Urban China: Evidence from Housing Transaction Data

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Xianhua Zai, Ohio State University and department of human sciene

Additional Authors

Working Americans' Familiarity with Retirement Plan Fees

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Theron Guzoto, The Pew Charitable Trusts

Additional Authors

Sarah Spell, The Pew Charitable Trusts
John Scott, The Pew Charitable Trusts
Andrew Blevins, The Pew Charitable Trusts
Alison Shelton, The Pew Charitable Trusts

“It’s not talked about”: Financial Concerns of Mental Health Clientele in Rural Communities

Friday, May 18, 2018 at 5:15 PM–6:15 PM EDT
Featured Research Posters

First & Corresponding Author

Erica Tobe, Michigan State University

Additional Authors

Scott Matteson
Brenda Long, Michigan State University Extension
Carol Janney, Michigan State University College of Human Medicine

An Information Search Perspective of Financial Help-Seeking Behavior

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Coquina 3

First & Corresponding Author

Lu Fan, University of Missouri

Additional Authors

Swarn Chatterjee, University of Georgia

Debt Burden, Health and Risky Behavior Among Young Adults: Does Strain Lead to Pain?

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Beach

First & Corresponding Author

Swarn Chatterjee, University of Georgia

Additional Authors

Jinhee Kim, University of Maryland

Don’t Watch Me Read: How Mere Presence and Mandatory Waiting Periods Affect Consumer Decisions with Disclosures

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Coquina 3

First & Corresponding Author

Alycia Chin, Consumer Financial Protection Bureau

Additional Authors

Dustin Beckett

E1 Decision Making

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Coquina 3

First & Corresponding Author

Additional Authors

E2 Health and Finances

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Beach

First & Corresponding Author

Additional Authors

E3 Young Adult Financial Literacy

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Sand Key

First & Corresponding Author

Additional Authors

Emerging Adults and Patterns of Financial Attributes and Behaviors

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Sand Key

First & Corresponding Author

Gaurav Sinha, University of Illinois at Urbana-Champaign

Additional Authors

Kevin Tan, University of Illinois at Urbana-Champaign
Min Zhan, University of Illinois at Urbana-Champaign

Financial Decision Power and Household Wealth: The Role of Personality and Cognitive Ability

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Coquina 3

First & Corresponding Author

Yilan Xu, University of Illinois

Additional Authors

Rui Yao, University of Missouri

Financial Education, Financial Advisors, and Financial Literacy: Longitudinal and Mediation Analysis (APLUS)

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Sand Key

First & Corresponding Author

Travis P. Mountain, Virginia Tech

Additional Authors

Honoring the Diversity: A Person-Centered Examination of Financial Capability Among American Indian / Alaska Native College Students

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Sand Key

First & Corresponding Author

Joyce Serido, The University of Minnesota

Additional Authors

Melissa Fenton, University of Nebraska-Lincoln
Soyeon Shim, University of Wisconsin-Madison

Income Adequacy and Depression Among Older Adults

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Beach

First & Corresponding Author

Karen A. Zurlo, Rutgers University

Additional Authors

Yeonjung Lee, PhD, MSW, Calgary University

Spousal Health Shocks and Physical Activity Among Older Adults

Saturday, May 19, 2018 at 8:00 AM–9:30 AM EDT
Beach

First & Corresponding Author

Hua Zan, University of Hawaii at Manoa

Additional Authors

Su Hyun Shin, University of Alabama

A Longitudinal Study on Antecedents and Evolution of Financial Overconfidence Among Young Adults (APLUS)

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Beach

First & Corresponding Author

Melody Harvey, Pardee RAND Graduate School

Additional Authors

Are They Guessing? Knowledge vs. Confidence as an Outcome of College Student Financial Education

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Beach

First & Corresponding Author

Brenda J Cude, University of Georgia

Additional Authors

MacKenzie P Myers

Black-White Differences in Life Insurance Ownership

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Coquina 3

First & Corresponding Author

Miranda Reiter, Kansas State Univeristy

Additional Authors

Stuart J Heckman, Kansas State University

F1 Gender and Racial Differences in Financial Decisions

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Coquina 3

First & Corresponding Author

Additional Authors

F2 Implications of Overconfidence

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Beach

First & Corresponding Author

Additional Authors

F3 Financial Literacy: USA and Abroad

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Sand Key

First & Corresponding Author

Additional Authors

Financial Knowledge and Financial Fragility of U.S. Households

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Sand Key

First & Corresponding Author

Sharon DeVaney, American Association of Family & and Consumer Sciences and Purdue University

Additional Authors

Kyoung Tae Kim, The University of Alabama

Gender Differences in Stock Ownership

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Coquina 3

First & Corresponding Author

Chen Xu, University of Missouri

Additional Authors

Rui Yao, University of Missouri

Impacts of Financial Literacy on Loan Demand of Financially Excluded Households in China

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Sand Key

First & Corresponding Author

John Grable, University of Georgia

Additional Authors

Racial Differences in Stock Ownership

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Coquina 3

First & Corresponding Author

Weipeng Wu, University of Missouri - Columbia

Additional Authors

The Explanatory Power of Financial Literacy on Consumer Financial Behaviors: New Evidences from Europe

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Sand Key

First & Corresponding Author

Gianni Nicolini, University of Rome "Tor Vergata" (Rome, ITALY)

Additional Authors

Marlene Haupt

The One-Man Show: Experimental Evidence for the Impact of Joint Decision-Making on Overconfidence

Saturday, May 19, 2018 at 9:45 AM–11:15 AM EDT
Beach

First & Corresponding Author

Dominik Manuel Piehlmaier, University of Wisconsin - Madison

Additional Authors

Dee Warmath, University of Wisconsin-Madison
Cliff A Robb, American Council on Consumer Interests (ACCI)

A Refined Measure of Emergency Saving Adequacy in the SCF: Using a Food Demand Function to Estimate the Total Expenditures from the CE

Saturday, May 19, 2018 at 1:00 PM–Friday, May 18, 2018 at 2:30 PM EDT
Sand Key

First & Corresponding Author

Kyoung Tae Kim, The University of Alabama

Additional Authors

Hua Zan, University of Hawaii at Manoa

A Simultaneous Model of Youth Entrepreneurship and Financial Inclusion Across Developing Countries

Saturday, May 19, 2018 at 1:00 PM–Friday, May 18, 2018 at 2:30 PM EDT
Coquina 3

First & Corresponding Author

Angela C. Lyons, University of Illinois at Urbana-Champaign

Additional Authors

Sergio A. Contreras, University of Illinois at Urbana-Champaign

Does the Format of High School Personal Finance Education Influence the Financial Knowledge of College Freshmen?

Saturday, May 19, 2018 at 1:00 PM–Friday, May 18, 2018 at 2:30 PM EDT
Beach

First & Corresponding Author

Donna E. Danns, University of North Georgia

Additional Authors

Brenda J Cude, University of Georgia
Brenda I Gill, Ph.D., Alabama State University

Expenditures with Policy Implications: Results from the Consumer Expenditure Surveys on Housing, Alcohol, Tobacco, and Gambling

Saturday, May 19, 2018 at 1:00 PM–Friday, May 18, 2018 at 2:30 PM EDT
Sand Key

First & Corresponding Author

Geoffrey Paulin, Bureau of Labor Statistics

Additional Authors

Arcenis Rojas, Bureau of Labor Statistics
Taylor Wilson, Bureau of Labor Statistics

Family Income in Early Life on Financial Independence of Young Adults: Evidence from a Matched Panel Data

Saturday, May 19, 2018 at 1:00 PM–Friday, May 18, 2018 at 2:30 PM EDT
Beach

First & Corresponding Author

Xu Cui, Renmin University of China/University of Rhode Island

Additional Authors

JingJian Xiao, University of Rhode Island

G1 Entrepreneurship and Consumer Protection

Saturday, May 19, 2018 at 1:00 PM–Friday, May 18, 2018 at 2:30 PM EDT
Coquina 3

First & Corresponding Author

Additional Authors

G2 Early Influences on Financial Literacy and Financial Independence

Saturday, May 19, 2018 at 1:00 PM–Friday, May 18, 2018 at 2:30 PM EDT
Beach

First & Corresponding Author

Additional Authors

G3 Data Focus: SIPP Probabillity-Based Panels and CEX

Saturday, May 19, 2018 at 1:00 PM–Friday, May 18, 2018 at 2:30 PM EDT
Sand Key

First & Corresponding Author

Additional Authors

Gender and Its Impact on Small Firm Survival and Success after a Natural Disaster

Saturday, May 19, 2018 at 1:00 PM–Friday, May 18, 2018 at 2:30 PM EDT
Coquina 3

First & Corresponding Author

Yoon Lee, Utah State University

Additional Authors

The Collection of Household Finance Data using Probability-based Panels

Saturday, May 19, 2018 at 1:00 PM–Friday, May 18, 2018 at 2:30 PM EDT
Sand Key

First & Corresponding Author

Angela Fontes, NORC

Additional Authors

Mark Lush, NORC at the University of Chicago
Leanna Moron, NORC at the University of Chicago
Meimeizi Zhu, NORC at the University of Chicago
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