Consumer Insolvency in Canada Pre- and Post-Recession

This section lists poster sessions as well as concurrent sessions by day, time, and room. Concurrent sessions have multiple presentations. You may search by title, author names, or keyword. A Schedule-at-a-Glance is posted on the Website and will provide the overview. This is the detail.

Major Area of Focus

Secondary area of focus

Short Abstract

Despite the importance of information on who is undergoing consumer insolvency procedures, few studies have examined the profile of insolvent Canadian households. This research uses data from the Office of the Superintendent of Bankruptcy to determine whether the profile of households of insolvent debtors changed post-recession. Bivariate analyses are used to compare sociodemographic and financial characteristics of insolvent debtor households pre- and post-recession, and multivariate logistic regression is used to examine the factors influencing the likelihood of holding five types of debt: bank loans, bank credit card debt, other credit card debt, mortgage debt, and student loans. The policy implications of the results are addressed.

Corresponding Author

Karen A. Duncan, PhD, University of Manitoba

Job Title

Associate Professor

City & State (or Province & Country)

Winnipeg, MB, Canada

Additional Authors

Janet E. Fast, PhD, University of Alberta

Job Title

Professor

City & State (or Province & Country)

Edmonton, AB, Canada

2013 Conference

April 10–12, 2013

The Benson Hotel, Portland, Oregon

This section lists poster sessions as well as concurrent sessions by day, time, and room. Concurrent sessions have multiple presentations. You may search by title, author names, or keyword. A Schedule-at-a-Glance is posted on the Website and will provide the overview. This is the detail.