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ARIA Annual Meeting 2023

August 6–9, 2023

The Mayflower Hotel, Washington DC

Please scroll down to see more; we recommend you utilize the filter option. Proposal authors can use this tool to see where they have been placed in the program agenda for their session. When you first view this, it enables you scroll through the whole schedule. To find your name, utilize the filter and search by person, which will redirect you to the sessions where you are an author. If you have changed who among authors will be presenting, this has yet to be noted, but will be later corrected in the final agenda. 

Kindly contact the ARIA Executive Office immediately by email at gphillips@aria.org if you have questions. Please be sure to reference the session number (like A1b), Author's name(s), title(s), date(s), and time(s) if you contact us. Thank you. 

A1 Natural Disasters

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
1-Georgia

Corresponding Author

Additional Authors

A1a The National Flood Insurance Program, Racial and Ethnic Disparity, and the Pursuit of Environmental Justice

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
1-Georgia

Corresponding Author

Hamza Essaidi, University of Hawaii at Manoa

Additional Authors

Jing Ai, University of Hawaii at Manoa

A1b Wildfire Risk, Insurance Availability, and Relocation Decisions

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
1-Georgia

Corresponding Author

Xuesong You, Federal Home Loan Mortgage Corporation

Additional Authors

A2 Technology and Insurance Decision Making

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
2-Virginia

Corresponding Author

Additional Authors

A2a Impact of Insurers' Technology Accessibility as Private Information on Market Structure

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
2-Virginia

Corresponding Author

Jieyu Lin, Tsinghua University

Additional Authors

Yan Zeng, Lingnan College, Sun Yat-sen University

A2b Stimulating Technology Adoption among Low-Income Farmers: Investment-Linked Index Insurance

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
2-Virginia

Corresponding Author

Yang Liu, University of St. Gallen

Additional Authors

Martin Eling, University of St. Gallen

A2c The Interplay of Quality and Proprietary Data in Competitive Insurance Markets

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
2-Virginia

Corresponding Author

Niklas Haeusle, University St. Gallen

Additional Authors

A3 Corporate Disclosure and Socially Responsible Investing

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
3-South Carolina

Corresponding Author

Additional Authors

A3a Disclosure Regulation and the Impact on the Corporate Disclosures: Evidence from Property-Liability Insurers' MD&As

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
3-South Carolina

Corresponding Author

Jian Zhang, Le Moyne College

Additional Authors

Martin Grace, Temple University

A3b Institutional Investors’ Socially Responsible Investing (SRI): Social Preference? The Case of Insurance Firms

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
3-South Carolina

Corresponding Author

Sunghan Bae, University of Mississippi

Additional Authors

Andre Liebenberg, University of Mississippi

A3c Shame or No Shame? The Effect of Mandatory Disclosure on Insurance Companies' Fossil Fuel Investment

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
3-South Carolina

Corresponding Author

Boheng Su, The University of Alabama and National Association of Insurance Commissioners

Additional Authors

A4 Investments and Hedging in Risk Management

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
4-Rhode Island

Corresponding Author

Additional Authors

A4a Investment Decisions of Insurers in the Face of Revenue Shocks

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
4-Rhode Island

Corresponding Author

Mohammad Soltaninejad, Temple University (Doctoral Student)

Additional Authors

A4c Reinsurance, Catastrophe Bonds, and Private Information

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
4-Rhode Island

Corresponding Author

James Garven, Baylor University

Additional Authors

A5 Regulation and Solvency

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
5-Pennsylvania

Corresponding Author

Additional Authors

A5a Department of Insurance Allocation of Resources and Discretionary Regulation

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
5-Pennsylvania

Corresponding Author

Justin Waller, University of Georgia

Additional Authors

A5b Do Firms Set Pension Discount Rates Strategically?

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
5-Pennsylvania

Corresponding Author

Xin Li, Michigan Technological University

Additional Authors

Liping Chu, Shanghai University of International Business and Economics
Michael Goldstein, Babson College
Tong Yu, University of Cincinnati

A5c Machine Learning and Failure Prediction of Financial Institutions

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
5-Pennsylvania

Corresponding Author

Canchun He, Peking University

Additional Authors

Dejin Huang, Peking University
Ruo Jia, Peking University
Xi Wang, Peking University

A6 Mortality Risk and Behavior

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
6-Massachusetts

Corresponding Author

Additional Authors

A6a Mortality Risks, Subjective Well-Being and Polygenic Scores: Evidence from the Health and Retirement Study

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
6-Massachusetts

Corresponding Author

Nan Zhu, Penn State University

Additional Authors

Lisa Posey, PhD, Pennsylvania State University
Sharon Tennyson, Cornell University

A6b Public Pension Risk Taking Before and After GASB 67 and 68

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
6-Massachusetts

Corresponding Author

Shingo Goto, University of Rhode Island

Additional Authors

Michael Forte, University of Rhode Island
Judy Beckman, University of Rhode Island

A6c How Life Insurer Attributes Affect Consumer Purchase Behavior: Experimental Insight on the Role of Financial Strength, Sustainability, Service Quality and Type of Customer Touchpoints

Monday, August 7, 2023 at 10:15 AM–11:45 AM PDT
6-Massachusetts

Corresponding Author

Moritz Hanika, Friedrich-Alexander-Universität Erlangen-Nürnberg (FAU)

Additional Authors

Nadine Gatzert, Friedrich-Alexander-Universität Erlangen-Nürnberg (FAU)

B1 Tontines

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
1-Georgia

Corresponding Author

Additional Authors

B1b Smart Contracts Tontines

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
1-Georgia

Corresponding Author

Carole Bernard, Vrije Universiteit Brussel

Additional Authors

Mohamad Hassan Abou Daya, Grenoble ecole de management

B1c The Tontine Puzzle

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
1-Georgia

Corresponding Author

Prof. Dr. Manuel Rach, Institute of Insurance Economics, University of St. Gallen

Additional Authors

B2 Governmental Programs

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
2-Virginia

Corresponding Author

Additional Authors

B2b Fundamentally Reforming the DI System: Evidence from German Notch Cohorts

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
2-Virginia

Corresponding Author

Nicolas Robert Ziebarth, ZEW Mannheim and Cornell University

Additional Authors

Johannes Geyer, DIW Berlin
Bjoern Fischer, ZEW Mannheim

B3 Information and Risk

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
3-South Carolina

Corresponding Author

Additional Authors

B3a How does information on individual risk affect the demand for insurance

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
3-South Carolina

Corresponding Author

Kar Man Tan, University of Frankfurt am Main

Additional Authors

Volker Benndorf, Goethe University Frankfurt

B3b Artificial Intelligence and Information Production in Selection Markets: Experimental Evidence from Insurance Intermediation

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
3-South Carolina

Corresponding Author

Xing Liu, University of British Columbia

Additional Authors

B3c Skill, effort, luck: The impact of rankings on risk-taking in a social setting

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
3-South Carolina

Corresponding Author

Dr. Petra Steinorth, Universitaet Hamburg

Additional Authors

Sebastian Krull, Paderborn University
Matthias Pelster, Paderborn University

B4 Premium Factors and Discrimination

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
4-Rhode Island

Corresponding Author

Additional Authors

B4a Addressing Insurance Price Discrimination: Balancing Social Justice & Regulatory Adverse Selection

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
4-Rhode Island

Corresponding Author

David A. Cather, Penn State University

Additional Authors

B4c Racial Bias & Disparate Impact: Evidence from the Homeowners Insurance Market

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
4-Rhode Island

Corresponding Author

Charles Nyce, Florida State University

Additional Authors

Jing Ai, University of Hawaii at Manoa
Hamza Essaidi, University of Hawaii

B5 Health and Pensions

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
5-Pennsylvania

Corresponding Author

Additional Authors

B5a Can you see state and local pension deficits from space?

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
5-Pennsylvania

Corresponding Author

David McCarthy, University of Georgia
Po-Lin Wang, University of South Flordia

Additional Authors

B5b Health Cost Risk, Informal Insurance, and Annuitizing Decisions

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
5-Pennsylvania

Corresponding Author

Meitong Ai, Peking University

Additional Authors

Jia Ruo, Peking University
Ming Gao, Peking University

B5c Preferences and Culture: Before and during Covid-19

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
5-Pennsylvania

Corresponding Author

Marcel Freyschmidt, University of St. Gallen

Additional Authors

Martin Eling, Institute of Insurance Economics, University of St. Gallen

B6 Catastrophes and Systemic Risk

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
6-Massachusetts

Corresponding Author

Additional Authors

B6a An examination of Catastrophe Insurance markets: Resiliency and the design of Government interventions

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
6-Massachusetts

Corresponding Author

Anne Elizabeth Kleffner, University Of Calgary

Additional Authors

Mary Kelly, Wilfrid Laurier
Lorilee Medders , Appalachian State U

B6b Impact of Unaffiliated Investment Management Outsourcing on Insurers’ Investment Similarity

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
6-Massachusetts

Corresponding Author

Danjela Guxha, University of St. Gallen

Additional Authors

B6c Mismeasuring Risk: The Welfare Effects of Flood Risk Information

Monday, August 7, 2023 at 1:45 PM–3:15 PM PDT
6-Massachusetts

Corresponding Author

Philip Mulder, U.S. Department of the Treasury and Office of Financial Research

Additional Authors

C1 Health and Retirement Plan Design

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
1-Georgia

Corresponding Author

Additional Authors

C1a Access to Health Insurance and Social Security Claiming: Evidence from Medicaid Expansion

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
1-Georgia

Corresponding Author

Tyler Q. Welch, University of Wisconsin - Madison

Additional Authors

C1b Fungibility in Workplace Benefits Choices: Evidence from Health Savings Accounts

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
1-Georgia

Corresponding Author

Brent Davis, TIAA Institute

Additional Authors

Adam Leive, University of Virginia (UVA)
Andrew James Gellert, TIAA Institute

C1c Procrastinated Participation in Social Insurance Expansion: Evidence from China’s New Rural Pension Scheme

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
1-Georgia

Corresponding Author

Haotian Zhang, School of Economics, Peking University

Additional Authors

Wei Zheng, School of Economics, Peking University
Wei Zhu, School of Insurance and Economics, University of International Business and Economics

C2 Employer Sponsored Health Insurance Session

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
2-Virginia

Corresponding Author

E. Tice Sirmans, Illinois State University

Additional Authors

C2a Do Minimum Wage Laws affect Employer-Sponsored Insurance Provision?

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
2-Virginia

Corresponding Author

Additional Authors

C2b Can state government intervention successfully contain healthcare costs through legislation? The curious case of Maryland

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
2-Virginia

Corresponding Author

Additional Authors

C2c When Health Insurers are Not Insuring: Administrative Services Contracting and Its Role in the Provision of Employer Sponsored Insurance

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
2-Virginia

Corresponding Author

Additional Authors

C3 Climate Change and Insurance

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
3-South Carolina

Corresponding Author

Additional Authors

C3a Climate Risk Information and Homeowners' Insurance Premium Rates

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
3-South Carolina

Corresponding Author

Cici Chiang, University of Texas at El Paso

Additional Authors

Zifeng Feng, University of Texas at El Paso

C3b Does Good News Wash out the Bad? Belief Updating and Climate Risk Information

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
3-South Carolina

Corresponding Author

Lynn Connel-Price, Consumer Financial Protection Bureau

Additional Authors

Philip Mulder, U.S. Department of the Treasury and Office of Financial Research

C3c Extreme Heat and Health Insurance Demand

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
3-South Carolina

Corresponding Author

YANRAN CHEN, Capital University of Economics and Business

Additional Authors

C4 Capital Structure and Corporate Governance

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
4-Rhode Island

Corresponding Author

Additional Authors

C4a An Investigation into Outside Directors, Managerial Compensation, and Firm Performance in the Korean Insurance Industry

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
4-Rhode Island

Corresponding Author

Sangyong Han, Korea Institute of Finance

Additional Authors

Sangyong Han, Korea Institute of Finance
Hyejeong Mun, Seoul National University

C4b Capital structure decisions: Is risk management reliably important?

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
4-Rhode Island

Corresponding Author

Xiaoyi Li, Southwestern University of Finance and Economics
Yung-Ming Shiu, National Chengchi University

Additional Authors

C4c The Role of Subordinated Debt in the Capital Structure of European Insurers

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
4-Rhode Island

Corresponding Author

Jan-Christian Fey, Institute of Insurance Economics, University of St. Gallen

Additional Authors

Arina Brutyan, Institute of Insurance Economics, University of St. Gallen
Hato Schmeiser, Institute of Insurance Economics, University of St. Gallen

C5 Life Insurance Issues

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
5-Pennsylvania

Corresponding Author

Additional Authors

C5a A New Approach to Examining the Demand for Cash Value Life Insurance

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
5-Pennsylvania

Corresponding Author

Cassandra R. Cole, Florida State University

Additional Authors

Stephen Fier, University of Mississippi
James Carson, University of Georgia

C5b Neglected and Growing: A Looming Household Finance Crisis

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
5-Pennsylvania

Corresponding Author

BRAUN ALEXANDER, Institute of Insurance Economics, University of St. Gallen

Additional Authors

Lauren Cohen, Harvard Business School
Jiahua Xu, University College London

C5c Unemployment Benefits During the Pandemic and Life Insurer Disintermediation

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
5-Pennsylvania

Corresponding Author

Kyeonghee Kim, Florida State University College of Business

Additional Authors

Evan Eastman, Florida State University
James Carson, UGA
Rob Hoyt, University of Georgia

C6 Homeowners and Automobile Insurance

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
6-Massachusetts

Corresponding Author

Additional Authors

C6a Addressing the New Madrid Seismic Zone Earthquake Protection Gap

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
6-Massachusetts

Corresponding Author

Jeffrey Czajkowski, NAIC

Additional Authors

C6b Who are the Dangerous Drivers?

Monday, August 7, 2023 at 3:30 PM–5:00 PM PDT
6-Massachusetts

Corresponding Author

Boyi Zhuang, University of Alabama

Additional Authors

Lawrence Powell, University of Alabama
Charles Nyce, Florida State University
J. Bradley Karl, Florida State University

D1 Insurer Reserving

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
1-Georgia

Corresponding Author

Additional Authors

D1a Capital Structure, Financial Strength Ratings, and Managerial Discretion

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
1-Georgia

Corresponding Author

Dan Yang, Troy University

Additional Authors

Evan Eastman, Florida State University
James Carson, UGA

D1b CEO Conscientiousness and Reserve Management: Evidence from U.S. Property-Liability Insurers

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
1-Georgia

Corresponding Author

Gene Lai, University of North Carolina (UNC) at Charlotte

Additional Authors

Zifen Zeng, University of North Carolina at Charlotte
Zifen Zeng, University of North Carolina at Charlotte

D1c Fixing Shadow (re)Insurance?

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
1-Georgia

Corresponding Author

Kyeonghee Kim, Florida State University College of Business

Additional Authors

Jaewon Choi, University of Illinois Urbana-Champaign
Evan Eastman, Florida State University
Jiyeon Yun, California State University, Northridge

D2 Risk Attitudes and Ambiguity

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
2-Virginia

Corresponding Author

Additional Authors

D2a Almost Stochastic Dominance in Terms of Ambiguity

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
2-Virginia

Corresponding Author

Yi-Chieh Huang, Ph.D., National Central University

Additional Authors

D2b Revisiting Optimal Insurance Design under Smooth Ambiguity Aversion

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
2-Virginia

Corresponding Author

Richard Peter, University of Iowa

Additional Authors

D2c Market Participation and Information Structures

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
2-Virginia

Corresponding Author

Yosuke Hashidate, Seikei University

Additional Authors

Yoichiro Fujii, Meiji University

D3 Health Insurance Design

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
3-South Carolina

Corresponding Author

Additional Authors

D3a Managing Behavioral Hazard: Value-Based Insurance Design and Inertia

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
3-South Carolina

Corresponding Author

Lynn M. Hua, The Wharton School, University of Pennsylvania

Additional Authors

D3c The impact of subsidies on deductible choice in health insurance

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
3-South Carolina

Corresponding Author

Lan Zou, University of St. Gallen

Additional Authors

D4 Household Decision Making

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
4-Rhode Island

Corresponding Author

Additional Authors

D4a Do worriers save more? The impact of future income worry on household saving behavior

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
4-Rhode Island

Corresponding Author

Jialing Lin, Munich Risk and Insurance Center, LMU Munich School of Management

Additional Authors

D4b I for You, You for Me: Motivated Beliefs and Insurance Decisions Between Spouses

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
4-Rhode Island

Corresponding Author

Chang Zhang, Peking University

Additional Authors

Ruo Jia, Peking University
Jiakun Zheng, Renmin University of China

D4c Til' Death Do Us Part: Moral Hazard in Health Insurance

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
4-Rhode Island

Corresponding Author

Taylor Graciano, University of Georgia

Additional Authors

David Eckles, University of Georgia

D5 Intertemporal Financial Risk Management

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
5-Pennsylvania

Corresponding Author

Additional Authors

D5a Home Equity Release Strategies in a Two-Generation Model

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
5-Pennsylvania

Corresponding Author

Katja Hanewald, UNSW Sydney

Additional Authors

Hazel Bateman, UNSW Sydney

D5b Why Are There No Unemployment Insurance Savings Accounts?

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
5-Pennsylvania

Corresponding Author

Donald O. Parsons, George Washington University

Additional Authors

D6 Health Insurance Issues

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
6-Massachusetts

Corresponding Author

Additional Authors

D6a Compensation Incentives, Agent's Behavior, and Consumer's Plan Selection

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
6-Massachusetts

Corresponding Author

Honglin Li, University of Wisconsin-Madison

Additional Authors

D6b Corporate Social Responsibilities and Health Benefit Costs

Tuesday, August 8, 2023 at 10:15 AM–11:45 AM PDT
6-Massachusetts

Corresponding Author

Hua Chen, University of Hawaii at Manoa

Additional Authors

Yuqi Gu, Willamette University

E1 Investment and Funding Risk

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
1-Georgia

Corresponding Author

Additional Authors

E1a Corporate Pension Funds’ Reaching-for-Yield with Private Equity Investments

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
1-Georgia

Corresponding Author

Youngkyun Park, University of Idaho

Additional Authors

Hakjoon Song, California State University Dominguez Hills

E1b Securitization and Financial Sustainability of the HECM Program

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
1-Georgia

Corresponding Author

Hua Chen, University of Hawaii at Manoa

Additional Authors

Tianxiang Shi, Temple University

E1c The Effect of PBGC Premium Structure on Corporate Pension Funding Strategies

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
1-Georgia

Corresponding Author

Dekun Zhai, Temple University (Doctoral Student)

Additional Authors

Tianxiang Shi, Temple University
Krupa Viswanathan, Temple University

E2 Risk and Investment Allocation

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
2-Virginia

Corresponding Author

Additional Authors

E2a Bivariate Self-Protection

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
2-Virginia

Corresponding Author

Lin Zhou, Lingnan University

Additional Authors

Prof. Jingyuan LI, Lingnan University

E2b Registered Index-Linked Annuities in Qualified Retirement Plans

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
2-Virginia

Corresponding Author

Thorsten Moenig, Temple University

Additional Authors

E3 Pandemic and Disaster Risk Strategies

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
3-South Carolina

Corresponding Author

Additional Authors

E3a A COVID-19 Stress Test for Life Insurance: Insights Into the Effectiveness of Different Risk Mitigation Strategies

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
3-South Carolina

Corresponding Author

Moritz Hanika, Friedrich-Alexander-Universität Erlangen-Nürnberg (FAU)

Additional Authors

E3b Prediction Technologies and Decision-Making: A Model for Forecast-based Financing for Risk Mitigation

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
3-South Carolina

Corresponding Author

Vaibhav Anand, St. John's University

Additional Authors

E3c Private Efforts, Public Test Policy and Insurance against Pandemic Health Risks

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
3-South Carolina

Corresponding Author

Kyungsun Kim, Korea Insurance Research Institute

Additional Authors

JIMIN HONG, Soongsil University
S. Hun Seog, Seoul National University

E4 Regulation and Oversight

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
4-Rhode Island

Corresponding Author

Additional Authors

E4a Do Relationships Between Audit and Non-Audit Service Providers Impact Audit Quality?

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
4-Rhode Island

Corresponding Author

Kathleen McCullough, Florida State University

Additional Authors

Jill Bisco, Illinois State University
Allen Blay, Florida State University
E. Tice Sirmans, Illinois State University

E4b Does Financial Contract Regulation Improve Customer Outcomes? Evidence from Insurance.

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
4-Rhode Island

Corresponding Author

Anastasia Ivantsova, University of Calgary

Additional Authors

Tyler Leverty, University of Wisconsin Madison
Junhao Liu, Vangard Australia

E4c Financial Misreporting and Corporate Governance in the US Property-liability Insurance Industry

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
4-Rhode Island

Corresponding Author

Jeungbo Shim, University of Colorado Denver

Additional Authors

Sangyong Han, Korea Institute of Finance

E5 Pricing and Automobile Insurance

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
5-Pennsylvania

Corresponding Author

Additional Authors

E5a Behavioral Professionals: Evidence From the Commercial Auto Insurance Industry

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
5-Pennsylvania

Corresponding Author

Alon Y. Rubinstein, University of California, Berkeley

Additional Authors

E5c Non-crossing neural network quantile regression estimation for driving data with telematics

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
5-Pennsylvania

Corresponding Author

Montserrat Guillen, Universitat de Barcelona

Additional Authors

Xenxo Vidal-Llana, Universitat de Barcelona
Ana M. Pérez-Marín, Universitat de Barcelona

E6 RITS

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
6-Massachusetts

Corresponding Author

Additional Authors

E6a Ownership structures in the German insurance market – Does mutuality still matter?

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
6-Massachusetts

Corresponding Author

Frederick Schuh, Universität zu Köln

Additional Authors

E6a The Contextual Role of Social Insurance and Industrial Age History for Teaching Workers’ Compensation Insurance

Tuesday, August 8, 2023 at 1:45 PM–3:15 PM PDT
6-Massachusetts

Corresponding Author

Harold Weston, Georgia State University

Additional Authors

F1 Risk Allocation

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
1-Georgia

Corresponding Author

Additional Authors

F1a Measures for Higher-order Tradeoff Risks

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
1-Georgia

Corresponding Author

Tian LI, Lingnan University

Additional Authors

Jingyuan Li, Lingnan University

F1b Optimal Retirement with Long-Run Income Risk

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
1-Georgia

Corresponding Author

Seyoung Park, The University of Nottingham

Additional Authors

Shan Huang, Georgia Institute of Technology
Jane Yoo, Ajou University

F2 Nontraditional Insurance Provision

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
2-Virginia

Corresponding Author

Additional Authors

F2a Collusion-Proof Oracles for Decentralized Insurance Solutions

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
2-Virginia

Corresponding Author

Niklas Haeusle, University St. Gallen

Additional Authors

Alexander Braun, Institute of Insurance Economics, University of St. Gallen
Stephan Karpischek, Decentralized Insurance Foundation

F2b Group Formation in Risk Sharing Arrangement: A simple Analysis of the Effect of Stop-loss Protection

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
2-Virginia

Corresponding Author

Michiko Ogaku, Nagasaki University

Additional Authors

F3 Individual Decision Making

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
3-South Carolina

Corresponding Author

Additional Authors

F3a Agent Intensity and Adverse Selection

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
3-South Carolina

Corresponding Author

Faith R Neale, PhD, University of North Carolina at Charlotte

Additional Authors

Steven P. Clark, University of North Carolina at Charlotte

F3b Risk Sharing, Measuring Variability, and Distortion Riskmetrics

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
3-South Carolina

Corresponding Author

Jean-Gabriel Lauzier, University of Waterloo

Additional Authors

Liyuan Lin, University of Waterloo
Ruodu Wang, University of Waterloo

F3c What Causes the Disposition Effect? A Model-Independent Analysis

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
3-South Carolina

Corresponding Author

Dr. Johannes Maier, LMU Munich and MRIC

Additional Authors

F4 Cyber Risk Management and Insurance

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
4-Rhode Island

Corresponding Author

Additional Authors

F4a The Effect of Enterprise Risk Management on Cyber risk: Evidence from the U.S. insurance industry

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
4-Rhode Island

Corresponding Author

Kwangmin Jung, PhD, POSTECH

Additional Authors

Chanjin Kim, POSTECH
Jiyeon Yun, California State University, Northridge

F4b The Supply of Cyber Insurance

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
4-Rhode Island

Corresponding Author

Dingchen Ning, Institute of Insurance Economics, University of St. Gallen

Additional Authors

Martin Eling, Institute of Insurance Economics, University of St. Gallen
Anastasia Kartasheva, Institute of Insurance Economics, University of St. Gallen

F4c Smart Contract Insurance and DeFi Risk Transfer: A Transaction Cost Perspective (Executive Summary)

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
4-Rhode Island

Corresponding Author

Felix Bekemeier, Faculty of Business and Economics, University of Basel

Additional Authors

Hato Schmeiser, Institute of Insurance Economics, University of St. Gallen
Fabian Schär, Faculty of Business and Economics, University of Basel

F5 Catastrophic Risk and Climate Change

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
5-Pennsylvania

Corresponding Author

Additional Authors

F5a Climate Risk, Political Polarization, and Firm Risk–Taking: Evidence from Insurers Around the Globe

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
5-Pennsylvania

Corresponding Author

Dr. Tao Sun, lingnan university

Additional Authors

Dr. Tyler Leverty, University of Wisconsin Madison

F5b Insurers' Climate Change Risk Management Quality and Natural Disasters

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
5-Pennsylvania

Corresponding Author

Gregor Weiss, Leipzig University

Additional Authors

Philipp Scharner, Leipzig University
Thomas Berry-Stoelzle, University of Iowa

F5c Regulatory Capital and Catastrophe Risk

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
5-Pennsylvania

Corresponding Author

Kyeonghee Kim, Florida State University College of Business

Additional Authors

Evan Eastman, Florida State University

F6 Personal Risk and Insurance

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
6-Massachusetts

Corresponding Author

Additional Authors

F6a Low Interest Rates, Housing Choice and Wealth Accumulation

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
6-Massachusetts

Corresponding Author

Julia Braun, University of St.Gallen

Additional Authors

F6b Natural Disasters and Regulatory Constraints: U.S. Homeowners Insurer Market Responses

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
6-Massachusetts

Corresponding Author

Dana Telljohann, Florida State University

Additional Authors

Patricia H. Born, Florida State University
J. Bradley Karl, Florida State University

F6c The Consumer Litigation Tax: The Impact of the Cost of Litigation on Personal Automobile Insurance

Wednesday, August 9, 2023 at 8:30 AM–10:00 AM PDT
6-Massachusetts

Corresponding Author

Gabriel Carrillo, Florida State University College of Business

Additional Authors

G1 Risk Taking and Moral Hazard

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
1-Georgia

Corresponding Author

Additional Authors

G1a A sharing rule for multi-period interest-sensitive insurance contracts

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
1-Georgia

Corresponding Author

Minha Lee, Sungkyunkwan University

Additional Authors

Hangsuck Lee, Sungkyunkwan University
Hongjun Ha, Saint Joseph's University

G1b Deterring Insurance Fraud through Repeated Audits

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
1-Georgia

Corresponding Author

Reda Aboutajdine, World Bank

Additional Authors

Pierre Picard, Ecole Polytechnique

G1c The Many Faces of Multivariate Risk-Taking: Risk Apportionment for Desirable and Undesirable Attributes

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
1-Georgia

Corresponding Author

Richard Peter, University of Iowa

Additional Authors

G2 Household Behavior

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
2-Virginia

Corresponding Author

Additional Authors

G2a Credit When You Need It

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
2-Virginia

Corresponding Author

Benjamin Collier, Temple University

Additional Authors

G2b Do Households Respond to Climate Change? Evidence from the U.S. Homeowners Insurance Market

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
2-Virginia

Corresponding Author

Dr. Tao Sun, Lingnan University

Additional Authors

Hong Zou, University of Hong Kong

G2c Should Premium Subsidies Replace Disaster Relief Payments?

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
2-Virginia

Corresponding Author

Tim Philippi, University of Hohenheim

Additional Authors

Joerg Schiller, University of Hohenheim

G3 Artificial Intelligence and Big Data in Insurance

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
3-South Carolina

Corresponding Author

Additional Authors

G3a Artificial Intelligence in Insurance: Implications for Competition and Policy

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
3-South Carolina

Corresponding Author

Jakob Walter, Institute of Insurance Economics, University of St. Gallen

Additional Authors

Martin Eling, Institute of Insurance Economics, University of St. Gallen

G3b Data-enriched Prediction of Insurance Risk

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
3-South Carolina

Corresponding Author

Ye Yin, Peking University

Additional Authors

Jia Ruo, Associate Professor, Peking University
Shaoran Li, Peking University

G3c Privacy-Preserving Collaborative Information Sharing through Federated Learning: A Case of the Insurance Industry

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
3-South Carolina

Corresponding Author

Tianyang Wang, PHD, Colorado State University

Additional Authors

Runhuan Feng, University of Illinois at Urbana-Champaign
Zhiyu Quan, University of Illinois at Urbana-Champaign
Panyi Dong, University of Illinois at Urbana-Champaign

G4 Climate and Extreme Events

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
4-Rhode Island

Corresponding Author

Additional Authors

G4a Extreme Weather Risk and the Cost of Equity

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
4-Rhode Island

Corresponding Author

BRAUN ALEXANDER, UNIVERSITY OF ST. GALLEN

Additional Authors

Julia Braun, University of St.Gallen
Prof. Dr. Florian Weigert, University of Neuchatel

G4b Flood Insurance, Government Relief Programs, and Economic Recovery in Europe

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
4-Rhode Island

Corresponding Author

Sophia Bock, Universitat Hamburg

Additional Authors

G4c Insurance Supervision under Climate Change

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
4-Rhode Island

Corresponding Author

Eric Vansteenberghe, Paris School of Economics

Additional Authors

G5 Healthcare Market

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
5-Pennsylvania

Corresponding Author

Additional Authors

G5b Health Plan Choice and Menu Complexity: Evidence From the US ACA Silver Loading Policy

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
5-Pennsylvania

Corresponding Author

Chenyuan Liu, Tsinghua University

Additional Authors

Honglin Li, University of Wisconsin, Madison
Justin Sydnor, University of Wisconsin, Madison

G5c The Impact of Relative Price Changes in Healthcare on Hospital Choices and Economic Implications: Evidence from China

Wednesday, August 9, 2023 at 10:30 AM–12:00 PM PDT
5-Pennsylvania

Corresponding Author

Jiyuan Wangactions, Central University of Finance and Economics

Additional Authors

Ya Gao, Ca' Foscari University of Venice
Agar Brugiavini, Ca’Foscari University of Venice
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