Proposal authors can use this tool to see where they have been placed in the agenda for a Symposium, an Oral Session, or a Featured Research Poster Session.
Scroll down to search by Author Name (Note: if the submitting author did not add all authors to the ProposalSpace form, only First & Corresponding Author will be searchable), by Date/Time, or by Keywords.
Confirm your place in the schedule by going to the ACCI Presenter Confirm Google Sheet and marking your session YES. Contact the ACCI Office to report a conflict. Call (727) 940-2658 x 2002 if you have questions. Please be sure to reference the session title(s), date(s) and time(s) if you contact us.
A3b Health Shocks and Mortgage Debt Payoff: An Approach of Survival Analysis
Key Words
mortgage loan, health shock, middle-aged and older American, survival analysis
Short Description
Today, middle-aged and older American homeonwers had higher mortgage debts relative to home value. Leveraging from mortgage loans put financial stability in later years at risk. Meanwhile, health declined with aging, increasing financial burdens from health costs. Bridging mortgage debts and health, this study focused on American mortgagors over age 50, investigating health impact on mortgage payment progress. First, what impact did health shock have on likelihood of mortgage payoff? Second, what was the estimated time to pay off a mortgage loan (given unobserved payoff) under different health conditions? Survival analysis featuring both observed payoff and censored outcome was performed, with estimated time to (censored) payoff predicted.
First & Corresponding Author
Qun Zhang, University of Kentucky
Authors in the order to be printed
Qun Zhang, Hyungsoo Kim