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2019 Conference

May 21–23, 2019

Westin Arlington Gateway, Arlington, VA, USA

Proposal authors can use this tool to see where they have been placed in the agenda for a Symposium, an Oral Session, or a Featured Research Poster Session.

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Symposium A: Insights from a Systematic Review of the Retirement Planning Recommendations

Tuesday, May 21, 2019 at 3:30 PM–5:00 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

D Elizabeth Kiss, Ph.D., Kansas State University
Authors in the order to be printed

Elizabeth Kiss, Yilan Xu, Lorna Saboe-Wounded Head, Michael Gutter, Barbara O'Neill

Additional Authors

Yilan Xu, Ph.D., University of Illinois
Lorna Saboe-Wounded Head, Ph.D., South Dakota State University
Michael Gutter, Ph.D., University of Florida (UF)
Dr. Barbara M. O'Neill, Rutgers University

Symposium B: Family Matters: Or Does It? Examining Economic Outcomes for Single- and Married-Person Households Using Consumer Expenditure Surveys Data

Tuesday, May 21, 2019 at 3:30 PM–5:00 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Geoffrey Paulin, Bureau of Labor Statistics
Authors in the order to be printed

Geoffrey Paulin, Arcenis Rojas, Julie Sullivan, Jimmy Choi, Taylor Wilson

Additional Authors

Julie Sullivan, Bureau of Labor Statistics
Arcenis Rojas, Bureau of Labor Statistics
Jimmy Choi, Bureau of Labor Statistics
Taylor Wilson, Bureau of Labor Statistics

Symposium C: Financial Capability in Americ - Perspectives from Three Researchers

Tuesday, May 21, 2019 at 3:30 PM–5:00 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Gary Mottola, PhD, FINRA Foundation
Authors in the order to be printed

Moderator: Gary Mottola, Nilton Porto, University of Rhode Island, Andrea Hasler, Global Financial Literacy Excellent Center at George Washington Univesity, Stephen McGarity, University of Tennessee

Additional Authors

Nilton Porto, University of Rhode Island
Andrea Hasler, PhD, George Washington University
Stephen V. McGarity, PhD, University of Tennessee

A1a Can Financial Advice Serve as a Substitute for Financial Literacy in Equity Investing?

Tuesday, May 21, 2019 at 5:15 PM–6:45 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Weipeng Wu, University of Missouri
Authors in the order to be printed

Weipeng Wu, Rui Yao

Additional Authors

Rui Yao, University of Missouri

A1b Consumer Perceptions of Financial Occupational Titles and Implications for Advisory Title Regulation

Tuesday, May 21, 2019 at 5:15 PM–6:45 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Derek Tharp, University of Southern Maine
Authors in the order to be printed

Derek Tharp

Additional Authors

A1c Heterogeneity of Consumer Optimism and Portfolio Allocation

Tuesday, May 21, 2019 at 5:15 PM–6:45 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Kyoung Tae (KT) Kim, University of Alabama
Authors in the order to be printed

Kyoung Tae (KT) Kim, Namhoon Kim

Additional Authors

Namhoon Kim, Korea Rural Economic Institute

A2a Food Insufficiency and Subjective Wellbeing among Older Adults: Does SNAP Moderate?

Tuesday, May 21, 2019 at 5:15 PM–6:45 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Suzannah Ingram, University of Alabama
Authors in the order to be printed

Suzannah Ingram, Melissa Wilmarth, Tae-Young Pak

Additional Authors

Melissa Wilmarth, University of Alabama
Tae-Young Pak, University of Alabama

A3a ACA Premium Subsidies and Housing Expenditures among Renters

Tuesday, May 21, 2019 at 5:15 PM–6:45 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Guangyi Wang, Ohio State University
Authors in the order to be printed

Guangyi Wang, Lauren Jones, Tansel Yilmazer

Additional Authors

Lauren Jones, Ohio State University
Tansel Yilmazer, Ohio State University

A3b Health Shocks and Mortgage Debt Payoff: An Approach of Survival Analysis

Tuesday, May 21, 2019 at 5:15 PM–6:45 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Qun Zhang, University of Kentucky
Authors in the order to be printed

 Qun Zhang, Hyungsoo Kim

Additional Authors

Hyungsoo Kim, University of Kentucky

A3c House Prices and Retirement Saving Behavior

Tuesday, May 21, 2019 at 5:15 PM–6:45 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Patryk Babiarz, University of Georgia
Authors in the order to be printed

Patryk Babiarz, Velma Zahirovic-Herbert

Additional Authors

Velma Zahirovic-Herbert, University of Georgia

101 The Influence of Social Information on Produce Selection: A Grocery Store Field Experiment

Wednesday, May 22, 2019 at 8:00 AM–8:50 AM EDT
Prefunction ACD

First & Corresponding Author

Ireland Stone-Smith, University of Central Arkansas
Authors in the order to be printed

Ireland Stone-Smith, Kathryn Carroll, Anya Samek

Additional Authors

Kathryn Carroll, University of Central Arkansas
Anya Samek, University of Southern California

102 An Empirical Analysis of Informal Human Capital Investments in Adolescence as a Predictor of Life Outcomes

Wednesday, May 22, 2019 at 8:00 AM–8:50 AM EDT
Prefunction ACD

First & Corresponding Author

Richard Stebbins, University of Alabama
Authors in the order to be printed

Richard Stebbins

Additional Authors

103 Associations in Utilization of Digital Banking Technologies and Household Financial Goal-Setting & Management

Wednesday, May 22, 2019 at 8:00 AM–8:50 AM EDT
Prefunction ACD

First & Corresponding Author

Kristin Dwan, NORC
Authors in the order to be printed

Kristin Dwan, Justine Bulgar-Medina, Angela Fontes, Eduardo Salinas

Additional Authors

Justine Bulgar-Medina, NORC
Eduardo Salinas, NORC
Angela Fontes, NORC

104 Citizen Involvement in Federal Energy Regulatory Commission Proceedings

Wednesday, May 22, 2019 at 8:00 AM–8:50 AM EDT
Prefunction ACD

First & Corresponding Author

Irene Leech, Virginia Tech
Authors in the order to be printed

Irene Leech

Additional Authors

105 Edible Insects? An Oxymoron or a New Consumer Trend: A Longitudinal Consumer Study of the Acceptability of Insects as Food

Wednesday, May 22, 2019 at 8:00 AM–8:50 AM EDT
Prefunction ACD

First & Corresponding Author

Holly Hunts, Montana State University
Authors in the order to be printed

Holly Hunts, Florence Dunkel, Michael Thienes 

Additional Authors

Florence Dunkel, Montana State University
Michael Thienes, Montana State University

106 Estate Planning Preparedness Among Older Adults: A Closer Look at Will and Trust Adoptions

Wednesday, May 22, 2019 at 8:00 AM–8:50 AM EDT
Prefunction ACD

First & Corresponding Author

Guopeng Cheng, University of Missouri
Authors in the order to be printed

Guopeng Cheng, Lu Fan 

Additional Authors

Lu Fan, University of Missouri

107 Household Stock Holding Behaviors After the Great Recession

Wednesday, May 22, 2019 at 8:00 AM–8:50 AM EDT
Prefunction ACD

First & Corresponding Author

Zhujun Cheng, Ohio State University
Authors in the order to be printed

Zhujun Cheng  Sherman Hanna  Tansel Yilmazer

Additional Authors

Sherman Hanna, Ohio State University
Tansel Yilmazer, Ohio State University

110 Practices of U.S. Adults who Use Payday Loans & Check-Cashing Services

Wednesday, May 22, 2019 at 8:00 AM–8:50 AM EDT
Prefunction ACD

First & Corresponding Author

Meimeizi Zhu, NORC
Authors in the order to be printed

May Zhu, Eduardo Salinas, Angela Fontes, Justine Bulgar-Medina

Additional Authors

B1a Family Economic Pressure and Confidence in Financial Capability

Wednesday, May 22, 2019 at 10:45 AM–12:15 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Isha Chawla, Iowa State University
Authors in the order to be printed

Isha Chawla, Jonathan Fox, Suzanne Bartholomae

Additional Authors

Jonathan Fox, Iowa State University
Suzanne Bartholomae, Iowa State University

B1b Financial Capability and Emergency Saving among Millennials

Wednesday, May 22, 2019 at 10:45 AM–12:15 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Yoon Lee, Utah State University
Authors in the order to be printed

Yoon Lee, Emily Smith, Jae Min Lee

Additional Authors

B1c Financial Capability: Testing a Developmental Cascade Model during the College to Career Transition

Wednesday, May 22, 2019 at 10:45 AM–12:15 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Joyce Serido, University of Minnesota
Authors in the order to be printed

Joyce Serido, Jessie Rudi, Lijun Li, Soyeon Shim

Additional Authors

Jessie Rudi, University of Minnesota
Soyeon Shim, University of Wisconsin
Lijun Li, University of Minnesota

B2a Community Capital and Small Firm Success after a Natural Disaster

Wednesday, May 22, 2019 at 10:45 AM–12:15 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

George Haynes, Montana State University
Authors in the order to be printed

George Haynes, Yoon Lee, Maria Marshall, Linda Niehl

Additional Authors

B2b Home Ownership, Age and the Community

Wednesday, May 22, 2019 at 10:45 AM–12:15 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Steven Bauer, Pepperdine University
Authors in the order to be printed

Steven Bauer, Fang Tian

Additional Authors

Fang Tian, Pepperdine University

B2c Real Estate and Stock Investors’ Characteristics

Wednesday, May 22, 2019 at 10:45 AM–12:15 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Chen Xu, University of Missouri
Authors in the order to be printed

Chen Xu, Rui Yao

Additional Authors

Dr. Rui Yao, University of Missouri

B3 Development of a Value Co‐Creation Wellness Model: The Role of Physicians and Digital Information Seeking on Health Behaviors and Health Outcomes

Wednesday, May 22, 2019 at 10:45 AM–12:15 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Additional Authors

C1a American Millennials' Emergency Savings

Wednesday, May 22, 2019 at 2:00 PM–3:30 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Xihao Huang, University of Missouri
Authors in the order to be printed

Xihao Huang, Rui Yao

Additional Authors

Rui Yao, University of Missouri

C1b Long-term Impacts of Online Tax-time Savings Interventions: Effects among Persistently Poor and Resource Constrained Households

Wednesday, May 22, 2019 at 2:00 PM–3:30 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Michal Grinstein-Weiss, Washington University
Authors in the order to be printed

Michal Grinstein-Weiss, Stephen Roll, Mathieu Despard

Additional Authors

Stephen Roll, Washington University
Mathieu Despard, Washington University

C1c The Impact of Individual Differences on Saving Behavior Among Low-Income Individuals

Wednesday, May 22, 2019 at 2:00 PM–3:30 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Xianhua Zai, Ohio State University
Authors in the order to be printed

Emma Zai, Cäzilia Loibl, and Lauren Jones

Additional Authors

Lauren Jones, Ohio State University
Caezilia Loibl, Ohio State University

C2a Alternatives to Alternative Financial Services: a Case Study of “Community-Based Loan Programs”

Wednesday, May 22, 2019 at 2:00 PM–3:30 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Jessica Parks, University of Georgia
Authors in the order to be printed

Jessica Parks, Mary Caplan

Additional Authors

Mary Caplan, University of Georgia

C2b Financial Exploitation of Older Adults in the United States

Wednesday, May 22, 2019 at 2:00 PM–3:30 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Gaurav Sinha, University of Illinois
Authors in the order to be printed

Gaurav Sinha, Christopher Larrison

Additional Authors

Christopher Larrison, University of Illinois

C2c The Influence of Financial Well-Being on Pawn Shop Use

Wednesday, May 22, 2019 at 2:00 PM–3:30 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Gianni Nicolini, University of Rome
Authors in the order to be printed

Gianni Nicolini, Brenda Cude

Additional Authors

Brenda Cude, University of Georgia

C3a Financial Health: The Absence of Debt, or Something More?

Wednesday, May 22, 2019 at 2:00 PM–3:30 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Jessie Rudi, University of Minnesota
Authors in the order to be printed

Jessie Rudi, Joyce Serido, Soyeon Shim

Additional Authors

Joyce Serido, University of Minnesota
Soyeon Shim, University of Wisconsin

C3b Integrating Negative Social Cues in Tobacco Packaging: A Novel Approach to Discouraging Smokers

Wednesday, May 22, 2019 at 2:00 PM–3:30 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Jennifer Jeffrey, King's University College, Western University
Authors in the order to be printed

Jennifer Jeffrey, Matthew Thomson

Additional Authors

C3c Longitudinal Effects of Economic Pressures on Depression in Unmarried African American Caregivers

Wednesday, May 22, 2019 at 2:00 PM–3:30 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Jesse Jurgenson, Iowa State University
Authors in the order to be printed

Jesse Jurgenson, Joseph Kim, Angelica Jasper, Daniel Russell, Carolyn Cutrona, Arnaldo Mont'Alvao

Additional Authors

D1a Designing Effective Financial Tips to Guide Debt Repayment: Experimental Evidence from Tax Refund Recipients

Wednesday, May 22, 2019 at 3:45 PM–5:15 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Olga Kondratjeva, Washington University
Authors in the order to be printed

Olga Kondratjeva, Stephen Roll, Sam Bufe, Mathieu Despard, Michal Grinstein-Weiss

Additional Authors

Stephen Roll, Washington University
Sam Bufe, Washington University
Mathieu Despard, Washington University
Michal Grinstein-Weiss, Washington University

D1b Finding Relief from Debt: A Long-term Comparison of Canadian Debt Relief Options

Wednesday, May 22, 2019 at 3:45 PM–5:15 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Jodi Letkiewicz, York University
Authors in the order to be printed

Jodi Letkiewicz

Additional Authors

D2a Assessing Involvement of Mobile Banking Users in Positive Financial Management Behaviors

Wednesday, May 22, 2019 at 3:45 PM–5:15 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Jae Min Lee, Minnesota State University
Authors in the order to be printed

Jae Min Lee, Kyoung Tae Kim, Seonglim Lim

Additional Authors

Kyoung Tae Kim, University of Alabama
Seonglim Lee, Sungkyunkwan University

D2b How Do Refund Savings Affect Household Participation in the Gig Economy? Evidence from Low- and Moderate-Income Households

Wednesday, May 22, 2019 at 3:45 PM–5:15 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Sam Bufe, Washington University
Authors in the order to be printed

Sam Bufe, Olga Kondratjeva, Stephen Roll, Ellen Frank-Miller, Michal Grinstein-Weiss

Additional Authors

Olga Kondratjeva, Washington University
Stephen Roll, Washington University
Ellen Frank-Miller, Washington University
Michal Grinstein-Weiss, Washington University

D2c Relating Unbanked Prepaid Debit Card Use and Opening a Bank Account

Wednesday, May 22, 2019 at 3:45 PM–5:15 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Sophia Anong, University of Georgia
Authors in the order to be printed

Sophia Anong, Aditi Routh

Additional Authors

Aditi Routh, University of Georgia

D3a An Examination of Young Adults’ Subjective Well-Being: The Effects of Personality, Financial Ability, and Financial Independence

Wednesday, May 22, 2019 at 3:45 PM–5:15 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Lu Fan, University of Missouri
Authors in the order to be printed

Lu Fan, Swarn Chatterjee, Jinhee Kim

Additional Authors

Swarn Chatterjee, University of Georgia
Jinhee Kim, University of Maryland

D3b Exploring the Relationships Between Impatience, Savings Automation, and Financial Welfare

Wednesday, May 22, 2019 at 3:45 PM–5:15 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Alycia Chin, Public Company Account Oversight Board
Authors in the order to be printed

Brianna Middlewood, Alycia Chin, Heidi Johnson, Melissa Knoll

Additional Authors

Brianna Middlewood, Consumer Financial Protection Bureau
Heidi Johnson, Consumer Financial Protection Bureau
Melissa Knoll, Consumer Financial Protection Bureau

D3c When Two Become One: The Impact of Your Spousal Partner’s Impulsivity on Your Financial Well-Being

Wednesday, May 22, 2019 at 3:45 PM–5:15 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Pan-Ju Chen, University of Georgia
Authors in the order to be printed

Pan-Ju Chen, Dee Warmath

Additional Authors

Dee Warmath, University of Georgia

201 A Systematic Literature Review of the Effects of Adverse Childhood Experiences on Adult Economic Well-Being

Wednesday, May 22, 2019 at 5:15 PM–6:15 PM EDT
Prefunction ACD

First & Corresponding Author

Martie Gillen, University of Florida
Authors in the order to be printed

Martie Gillen

Additional Authors

202 Are Employees More Satisfied with Defined Contribution Plans

Wednesday, May 22, 2019 at 5:15 PM–6:15 PM EDT
Prefunction ACD

First & Corresponding Author

Michael Ryan, University of Georgia
Authors in the order to be printed

Michael Ryan, Brenda Cude

Additional Authors

Brenda Cude, University of Georgia

203 Association Among Financial Risk Tolerance and Personality Traits of Pre-Retiree Baby Boomers

Wednesday, May 22, 2019 at 5:15 PM–6:15 PM EDT
Prefunction ACD

First & Corresponding Author

Abed Rabbani, University of Missouri
Authors in the order to be printed

Abed Rabbani, Zheying Yao, Christina Wang

Additional Authors

Zheying Yao, University of Missouri
Christina Wang, University of Missouri

204 Debt Related Consumer Economic Wellbeing Indicators by Family Structure: Evidence from the Surveys of Consumer Finance 1989-2016

Wednesday, May 22, 2019 at 5:15 PM–6:15 PM EDT
Prefunction ACD

First & Corresponding Author

JingJian Xiao, University of Rhode Island
Authors in the order to be printed

Jing Jian Xiao, Rui Yao

Additional Authors

Rui Yao, University of Missouri

205 Differences in the Financial Security of LGB and Non-LGB Households

Wednesday, May 22, 2019 at 5:15 PM–6:15 PM EDT
Prefunction ACD

First & Corresponding Author

Angela Fontes, National Opinion Research Center
Authors in the order to be printed

Angela Fontes, Justine Bulgar-Medina, Meimeizi Zhu, Kristin Dwan, Eduardo Salinas, Abhi Jain

Additional Authors

Meimeizi Zhu, National Opinion Research Center
Justine Bulgar-Medina, National Opinion Research Center
Eduardo Salinas, National Opinion Research Center
Kristin Dwan, National Opinion Research Center
Abhi Jain, National Opinion Research Center

206 Financial Exclusion in OECD Countries: A Scoping Review

Wednesday, May 22, 2019 at 5:15 PM–6:15 PM EDT
Prefunction ACD

First & Corresponding Author

Julie Birkenmaier, Saint Louis University
Authors in the order to be printed

Julie Birkenmaier, Mary Caplan, Junghee Bae

Additional Authors

Mary Caplan
Junghee Bee, University of Georgia

207 Housing Value for Retirement: Whom Does It Fail and Why?

Wednesday, May 22, 2019 at 5:15 PM–6:15 PM EDT
Prefunction ACD

First & Corresponding Author

Aman Sunder, College for Financial Planning
Authors in the order to be printed

Cindy Shnaider, Anita Nickerson, Aman Sunder

Additional Authors

Cindy Shnaider, College for Financial Planning
Anita Nickerson, College for Financial Planning

208 Pet Expenditures: An Unexplored Research Topic

Wednesday, May 22, 2019 at 5:15 PM–6:15 PM EDT
Prefunction ACD

First & Corresponding Author

Brenda Cude, University of Georgia
Authors in the order to be printed

Brenda Cude, Ellen Barrow

Additional Authors

Ellen Barrow, University of Georgia
Kimberly Watkins, University of Alabama

209 The Impact of Government Aid to Families with Dependent Children on Poverty Rates in the European Union

Wednesday, May 22, 2019 at 5:15 PM–6:15 PM EDT
Prefunction ACD

First & Corresponding Author

Aldona Migala-Warchol, University of Technology
Authors in the order to be printed

Patryk Babiarz, Agnieszka Lew, Aldona Migala-Warchol, Monika Pasternak-Malicka

Additional Authors

Patryk Babiarz, University of Georgia

210 The Relationship Between Physical Health and Saving and Investing Behaviors: An Empirical Analysis

Wednesday, May 22, 2019 at 5:15 PM–6:15 PM EDT
Prefunction ACD

First & Corresponding Author

Axton Betz-Hamilton, South Dakota State University
Authors in the order to be printed

Axton Betz-Hamilton, Lisa Brooks, Barbara O'Neill

Additional Authors

Lisa Brooks, Eastern Illinois University
Barbara O'Neill, Rutgers University

E1a An Alternative Approach to Examine Financial Knowledge Overconfidence and Financial Behaviors among Millennials

Thursday, May 23, 2019 at 8:00 AM–9:30 AM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Namhoon Kim, Korea Rural Economic Institute
Authors in the order to be printed

Namhoon Kim, Travis Mountain

Additional Authors

Travis Mountain, Virginia Tech

E1b Financial Education and Confidence in Financial Knowledge

Thursday, May 23, 2019 at 8:00 AM–9:30 AM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Stephen Atlas, University of Rhode Island
Authors in the order to be printed

Stephen Atlas, Nilton Porto, Jing Jian Xiao, Michael Weir

Additional Authors

JingJian Xiao, University of Rhode Island
Nilton Porto, University of Rhode Island
Michael Weir, University of Rhode Island

E1c Propensity to plan, Financial Knowledge and Credit Card Management Behaviors of Millennials

Thursday, May 23, 2019 at 8:00 AM–9:30 AM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Sunwoo Tessa Lee, Ohio State University
Authors in the order to be printed

Sunwoo Tessa Lee, Kyoung Tae Kim

Additional Authors

Kyoung Tae Kim, University of Alabama

E1d Wealth Building among Young Adults with Student Load Debt: What Factors Make a Difference?

Thursday, May 23, 2019 at 8:00 AM–9:30 AM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Min Zhan, University of Illinois at Urbana-Champaign
Authors in the order to be printed

Min Zhan, Gaurav Sinha

Additional Authors

Gaurav Sinha, University of Illinois

E2a Gender Differences in Contribution to Domestic work Associated with Outsourcing in Korea

Thursday, May 23, 2019 at 8:00 AM–9:30 AM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Soomin Ryu NOW JINHEE KIM WILL BE LEAD, University of Maryland
Authors in the order to be printed

Soomin Ryu, Jinhee Kim

Additional Authors

Jinhee Kim, University of Maryland

E2b Internet Usage and Urban-Rural Consumption Inequality in China

Thursday, May 23, 2019 at 8:00 AM–9:30 AM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Shu Zhang, Renmin University of China; University of Rhode Island
Authors in the order to be printed

Shu Zhang, Feng Li, Jing Jian Xiao

Additional Authors

JingJian Xiao, University of Rhode Island
Feng Li, Renmin University of China; University of Rhode Island

E3a Diversity in Financial Planning: Digging Deeper for Rationality

Thursday, May 23, 2019 at 8:00 AM–9:30 AM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Jim Pasztor, College for Financial Planning
Authors in the order to be printed

Jim Pasztor, Aman Sunder

Additional Authors

Aman Sunder, College for Financial Planning

E3b The Impact of Gender and Advice on Financial Decision-Making

Thursday, May 23, 2019 at 8:00 AM–9:30 AM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Dominik Piehlmaier, University of Wisconsin
Authors in the order to be printed

Dominik Piehlmaier

Additional Authors

E3c Time Will Tell: Determinants and Significance of Financial Planning Horizon Changes

Thursday, May 23, 2019 at 8:00 AM–9:30 AM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Zhikun Liu, Great-West Financial®
Authors in the order to be printed

Zhikun Liu, Russell James

Additional Authors

Russell James, Texas Tech University

F1a Is Phased Retirement Beneficial for Older American Households Psychologically and Financially?

Thursday, May 23, 2019 at 9:45 AM–11:15 AM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Genevieve Smith, University of Alabama
Authors in the order to be printed

Genevieve Smith, Shinae Choi

Additional Authors

Shinae Choi, University of Alabama

F1b Millennials’ Retirement Account Asset Allocation

Thursday, May 23, 2019 at 9:45 AM–11:15 AM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Rui Yao, University of Missouri
Authors in the order to be printed

Rui Yao, Guopeng Cheng

Additional Authors

Guopeng Cheng, University of Missouri

F1c Never Retire and Depressive Symptoms: The Moderating Role of Full-Time Aging Working

Thursday, May 23, 2019 at 9:45 AM–11:15 AM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Shinae Choi, University of Alabama
Authors in the order to be printed

Shinae Choi, Genevieve Smith

Additional Authors

Genevieve Smith, University of Alabama

F2a Monthly Consumers’ Complaints Reported to Consumer Financial Protection Bureau: Utilization of Automatic Keywords Extraction Techniques

Thursday, May 23, 2019 at 9:45 AM–11:15 AM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Wookjae Heo, South Dakota State University
Authors in the order to be printed

Wookjae Heo, Narang Park, Lorna Saboe-Wounded Head

Additional Authors

Narang Park, University of Georgia
Lorna Saboe-Wounded Head, South Dakota State University

F2b Reforming Australia's Twin Peaks to Better Protect Consumers and Deter Market Misconduct

Thursday, May 23, 2019 at 9:45 AM–11:15 AM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Andrew Schmulow, University of Wollongong
Authors in the order to be printed

Andrew Schmulow; Karen Fairweather; John Tarrant

Additional Authors

Karen Fairweather, University of Auckland
John Tarrant, University of Western Australia

F2c Trade Policy Uncertainty, Employment Type, and Consumption: Evidence from China’s WTO Accession

Thursday, May 23, 2019 at 9:45 AM–11:15 AM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Feng Li, Renmin University of China; University of Rhode Island
Authors in the order to be printed

Feng Li, Jingjian Xiao, Shu Zhang

Additional Authors

JingJian Xiao, University of Rhode Island
Zhang Shu, Renmin University of China; University of Rhode Island

F3a Food Insecurity and Nutritional Quality of Foods Acquired for At-Home Consumption by SNAP-Eligible Households

Thursday, May 23, 2019 at 9:45 AM–11:15 AM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Yunhee Chang, University of Mississippi
Authors in the order to be printed

Yunhee Chang, Swarn Chatterjee, Jinhee Kim

Additional Authors

Swarn Chatterjee, University of Georgia
Jinhee Kim, University of Maryland

F3b Healthy Recipe Cards as part of a Food Pre-Ordering Program in Food Insecure Neighborhoods: A Field Experiment

Thursday, May 23, 2019 at 9:45 AM–11:15 AM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Kathryn Carroll, University of Central Arkansas
Authors in the order to be printed

Kathryn Carroll, Joanne Guthrie, Anya Samek

Additional Authors

Joanne Guthrie, United States Department of Agriculture-Economic Research Service
Anya Samek, University of Southern California

F3c The Impact of In-kind Food Benefit Increase on Consumption

Thursday, May 23, 2019 at 9:45 AM–11:15 AM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Yiting Lan, Ohio State University
Authors in the order to be printed

Yiting Lan, Andrew Hanks

Additional Authors

Andrew Hanks, Ohio State University

G1a Does Family Support Network Influence the Perceived Need for Emergency Savings?

Thursday, May 23, 2019 at 1:00 PM–2:30 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Malika Dhakhwa, University of Georgia
Authors in the order to be printed

Malika Dhakhwa, Patryk Babiarz

Additional Authors

G1b Intrahousehold Financial Inclusion: Implications for Financial Well-Being of Spouses

Thursday, May 23, 2019 at 1:00 PM–2:30 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

Eun Jin Kwak, University of Georgia
Authors in the order to be printed

Eun Jin Kwak, Dee Warmath

Additional Authors

Dee Warmath, University of Georgia

G1c Unsecured Debt and Financial Well-being for Older Adults: Role of General Self-efficacy as a Moderator

Thursday, May 23, 2019 at 1:00 PM–2:30 PM EDT
F. Scott Fitzgerald A

First & Corresponding Author

JeongHee Yeo, Inha University
Authors in the order to be printed

JeongHee Yeo

Additional Authors

G2a Anchoring Effects on Student Loan Decisions: Evidence from an Experimental Design

Thursday, May 23, 2019 at 1:00 PM–2:30 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Nilton Porto, University of Rhode Island
Authors in the order to be printed

Nilton Porto, Soo Hyun Cho, Michael Gutter

Additional Authors

Michael Gutter, University of Florida
Soo Hyun Cho, California State University

G2b Are College Tuition Increases Linked to Student Financial Stress?

Thursday, May 23, 2019 at 1:00 PM–2:30 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Sara Ray, Iowa State University
Authors in the order to be printed

Sara Ray, Rebecca Ray, Clinton Gudmunson, Megan Gilligan, Suzanne Bartholomae

Additional Authors

Rebecca Ray, Iowa State University
Clinton Gudmunson, Iowa State University
Megan Gilligan, Iowa State University
Suzanne Bartholomae, Iowa State University

G2c Debt and Graduate Students

Thursday, May 23, 2019 at 1:00 PM–2:30 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Jacinthe Cloutier, Laval University
Authors in the order to be printed

Jacinthe Cloutier

Additional Authors

G2d Student Loan, Financial Literacy, and Homeownership among Millennials in the United States

Thursday, May 23, 2019 at 1:00 PM–2:30 PM EDT
F. Scott Fitzgerald B

First & Corresponding Author

Travis Mountain, Virginia Tech
Authors in the order to be printed

Travis Mountain, Xiang Cao, Namhoon Kim

Additional Authors

Xiang Cao, virginia Tech
Namhoon Kim, Korea Rural Economic Institute

G3a Expectations of Old Age Pension Support and Consumption Behaviors: Evidence from Korea

Thursday, May 23, 2019 at 1:00 PM–2:30 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Young Joo Choung, University of Georgia
Authors in the order to be printed

Young Joo Choung, Swarn Chatterjee

Additional Authors

Swarn Chatterjee, University of Georgia

G3b The Health Effects of Non-Contributory Pension: Korean Evidence

Thursday, May 23, 2019 at 1:00 PM–2:30 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Tae-Young Pak, University of Alabama
Authors in the order to be printed

Tae-Young Pak

Additional Authors

G3c Racial and Ethnic Differences in Holding a Retirement Saving Motive: A Decomposition Analysis

Thursday, May 23, 2019 at 1:00 PM–2:30 PM EDT
F. Scott Fitzgerald D

First & Corresponding Author

Soo Hyun Cho, California State University
Authors in the order to be printed

Soo Hyun Cho, Kyoung Tae Kim, Sharon DeVaney

Additional Authors

Kyoung Tae Kim, University of Alabama
Sharon DeVaney, Purdue University
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