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E1b Financial Education and Confidence in Financial Knowledge
Key Words
financial knowledge, financial education, financial education, experimental design
Short Description
This paper reports results from a randomized field experiment assigning young adults to an externally-validated financial education curriculum and tracking a cohort for 6 months. We find evidence that following financial education, financial confidence (i.e. subjective knowledge, or how much you think you know) persists longer than objective financial knowledge (how much you are assessed to know) and beneficial financial behavioral intentions. Financial confidence also shows a positive impact on behavioral intentions and financial management.
First & Corresponding Author
Stephen Atlas, University of Rhode Island
Authors in the order to be printed
Stephen Atlas, Nilton Porto, Jing Jian Xiao, Michael Weir