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B2a An Evaluation of the Impact of Collegiate Financial Education
Key Words
Financial education, college students, evaluation
Short Description
College students are viewed as an important target of financial education for a variety of reasons. Key among these are the opportunities and limitations presented by the decisions they make while college students, including the impact of student loan debt on their future financial security. College is viewed as a "just-in-time" opportunity to reach college students when they are able to apply what they learn in collegiate financial education courses. As a result, there has been a proliferation of financial education courses on college campuses. However, very few studies have evaluated the effectiveness of the formal college financial education courses in which these students are enrolled. This study examines the impact of a collegiate financial education course on the financial literacy (defined as financial knowledge and financial skill) and financial well-being (defined as expected future financial security and current money management stress (Netemeyer et al. 2018) of enrolled students. It also explores the influence of student characteristics (financial socialization, high school financial education, gender, self-efficacy, and involvement in paying bills) on the impact of a course on enrolled students’ financial literacy and well-being.
First & Corresponding Author
Dee Warmath, University of Georgia
Authors in the order to be printed
Dee Warmath, Michael G. Thomas, Brenda Cude