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101 An Analysis of Savings and Borrowing Behavior in the Generation-Z Cohort: Evidence from a National Study
First & Corresponding Author
Yingyi Liu, University of Georgia
Authors in the order to be printed
Yingyi Liu, Swarn Chatterjee
Additional Authors
Swarn Chatterjee, University of Georgia
102 College Students Who Are Parents
First & Corresponding Author
Carrie Johnson, North Dakota State University
Authors in the order to be printed
Carrie Johnson, Meghan Yerhot, Jim Deal
Additional Authors
Jim Deal, North Dakota State University
Meghan Yerhot, North Dakota State University
103 Consumer Protection at the Federal Energy Regulatory Commission
First & Corresponding Author
Irene Leech, Virginia Tech
Authors in the order to be printed
Irene Leech
106 Role of Family Conditions and Cancer Type in Influencing the Financial Burden, Particularly Debt Among Cancer Patients
First & Corresponding Author
Biswadeep Dhar, University of Florida
Authors in the order to be printed
Biswadeep Dhar, Michael Gutter, Giselle Navarro
Additional Authors
Michael Gutter, University of Florida
Giselle Navarro, University of Florida
107 Strategies for Bringing Youth Savings Programs into Local Communities
First & Corresponding Author
Ron Jauregui, Federal Deposit Insurance Corporation
Authors in the order to be printed
Ron Jauregui, Luke Reynolds, Tracie Morris
109 The Influence of Financial Knowledge, Financial Stress and Help Seeking Activities on Financial Decision Making: Evidence from the Canadian Financial Capability Survey
First & Corresponding Author
Karen Duncan, University of Manitoba
Authors in the order to be printed
Karen Duncan, Jamal Tavosi
Additional Authors
Jamal Tavosi, University of Manitoba
110 The Relationship Between Homeownership, Race, Income, and the Effect on Making Investment Decisions
First & Corresponding Author
Marty Cotwright, University of Georgia
Authors in the order to be printed
Marty Cotwright, Portia Johnson
Additional Authors
Portia Johnson, University of Georgia
111 Transformative Outcomes of Consumer Well-Being in the Era of IR 4.0: Opportunities and Threats of Physical, Biological and Digital Technologies Across Sectors
First & Corresponding Author
Abhijit Roy, University of Scranton
Authors in the order to be printed
Abhijit Roy, Marat Bakpayev, Melanie Florence Boninsegni, Smriti Kumar, Jean-Paul Peronard, Thomas Reimer
Additional Authors
Marat Bakpayev, Labovitz School of Business and Economics and University of Minnesota Duluth
Melanie Florence Boninsegni, University of Fribourg
Smriti Kumar, University of Massachusetts, Amherst
Jean-Paul Peronard, Aarhus University
Thomas Reimer, University of Rostock
112 Understanding the Gendered Difference in Intergenerational Giving in China
First & Corresponding Author
Brin Xu, University of Maryland
Authors in the order to be printed
Brin Xu, Jinhee Kim
Additional Authors
Jinhee Kim, University of Maryland
113 What Are the Differences Among and Between U.S. Adults Who Use Payday Loans & Check-Cashing Services and Those Who Do Not?
First & Corresponding Author
Meimeizi Zhu, NORC at University of Chicago
Authors in the order to be printed
Meimeizi Zhu, Angela Fontes, Justine Bulgar-Medina
201 ADMIN WITHDRAWN Age Related Differences in Financial Satisfaction
First & Corresponding Author
Muna Alabed, Texas Tech University
Authors in the order to be printed
Muna Alabed, Charlene Kalenkoski
Additional Authors
Charlene Kalenkoski, Texas Tech University
202 An Analysis of Millennials Expenditures on Pets
First & Corresponding Author
Aditi Routh, University of Georgia
Authors in the order to be printed
Aditi Routh, Brenda Cude
Additional Authors
Brenda Cude, University of Georgia
203 Does Biological Aging Moderate the Effect of Chronological Aging on Risk Aversion?
First & Corresponding Author
Swarn Chatterjee, University of Georgia
Authors in the order to be printed
Muna Sharma, Swarn Chatterjee
Additional Authors
Muna Sharma, University of Georgia
204 Feasibility of Financial Education/Coaching for Adults with Severe Mental Illness (SMI)
First & Corresponding Author
Carol Janney, Pine Rest Christian Mental Health Services
Authors in the order to be printed
Carol A Janney, Brenda Long
Additional Authors
Brenda Long, Michigan State University Extension
207 Racial/Ethnic Differences in the Distribution of Wealth in the United States
First & Corresponding Author
Sherman Hanna, The Ohio State University
Authors in the order to be printed
Sherman D. Hanna, Kyoung Tae (KT) Kim, Xianhua Zai
Additional Authors
Kyoung Tae Kim, University of Alabama
Xianhua Zai, The Ohio State University and department of human sciene
208 The Determinants of Bankruptcy for US Households: Evidence from the 2010, 2013, and 2016 Survey of Consumer Finances
First & Corresponding Author
Guopeng Cheng, Virginia Tech
Authors in the order to be printed
Guopeng Cheng, Chen Xu
Additional Authors
Chen Xu, University of Missouri - Columbia
Integrating and Sustaining Financial Capability Services in Rural Healthcare Delivery: Consumers, Healthcare Providers, and Systems Perspectives
First & Corresponding Author
Suzanne Bartholomae, Iowa State University
Authors in the order to be printed
Suzanne Bartholomae, J. Michael Collins, Carol A. Janney, Carrie Johnson, D. Elizabeth Kiss, Brenda Long
Additional Authors
J. Michael Collins, University of Wisconsin-Madison
Carol Janney, Pine Rest Christian Mental Health Services
Carrie Johnson, North Dakota State University
Elizabeth Kiss, Kansas State University
Brenda Long, Michigan State University
Providing the Evidence to Support Public Policy Decisions: Research at the Social Security Administration
First & Corresponding Author
Barbara Smith, Social Security Administration
Authors in the order to be printed
Laith Alattar, Barbara A. Smith, Kristi Scott, Irena Dushi
A1 Financial Planning - Perspective
First & Corresponding Author
A1a Age and Cohort Effects on Stock Holdings After the Great Recession
First & Corresponding Author
Zhujun Cheng, The Ohio State University
Authors in the order to be printed
Zhujun Cheng, Tansel Yilmazer
Additional Authors
Tansel Yilmazer, The Ohio State University
A1b Are CFP® Professionals Less Likely to Engage in Misconduct? Exploring the Importance of Job Classification When Comparing Misconduct Rate Among Financial Service Professionals
First & Corresponding Author
Derek Tharp, University of Southern Maine
Authors in the order to be printed
Derek Tharp, Steven Lee, Jeffrey Camarda, Pieter de Jong
Additional Authors
Steven Lee, The American College of Financial Services
Jeff Camarda, Camarda Wealth Advisory Group
Pieter de Jong, University of Northern Florida
A1c Focusing on Both Sides of the Balance Sheet: The Benefit of Liability Optimization
First & Corresponding Author
Zhikun Liu, Empower®
Authors in the order to be printed
Zhikun Liu, David Blanchett
Additional Authors
David Blanchett, Morningstar Investment Management
A2 Health and Well-being
First & Corresponding Author
A2a Exploring the Digital Healthcare Customer’s Experience
First & Corresponding Author
Genevieve O'Connor, Fordham University
Authors in the order to be printed
Genevieve O'Connor, Susan Myrden, Linda Alkire, Kyungwon Lee, Soeren Kocher, Jerome Williams
A2b Parental Health and Time Investments in Children
First & Corresponding Author
Hyeran Chung, University of Illinois at Urbana-Champaign
Authors in the order to be printed
Hyeran Chung, Yilan Xu
Additional Authors
Yilan Xu, University of Illinois
A2c The ACA Medicaid Expansion and Low-income Homeownership
First & Corresponding Author
Guangyi Wang, Ohio State University
Authors in the order to be printed
Guangyi Wang
A3 Vulnerability and Inclusion
First & Corresponding Author
A3a The Banking Perspective on Reducing Financial Exclusion through Affordable Financial Products and Services
First & Corresponding Author
Julie Birkenmaier, Saint Louis University
Authors in the order to be printed
Julie Birkenmaier, Amy Oliver, Jin Huang
A3c Workplace Financial Counseling: Credit Outcomes Among Lower-Paid, Entry-Level Workers
First & Corresponding Author
Yingying Zeng, Washington University in St. Louis
Authors in the order to be printed
Yingying Zeng, Mathieu Despard, Sophia Fox-Dichter
Additional Authors
Mathieu Despard, University of North Carolina Greensboro
Sophia Fox-Dichter, Washington University in St. Louis
B1 Financial Planning - Risk
First & Corresponding Author
B1a Do Investors Who Overestimate Financial Risk Tolerance Have Higher Portfolio Risk Than Those Who Do Not?
First & Corresponding Author
Abed Rabbani, University of Missouri
Authors in the order to be printed
Abed Rabbani
B1b Financial Planners, Risk Tolerance and Portfolio Choice: Evidence of Moderating Effects from the Survey of Consumer Finances
First & Corresponding Author
Danah Jeong, University of Georgia
Authors in the order to be printed
Danah Jeong, Patryk Babiarz
Additional Authors
Patryk Babiarz, University of Georgia
B1c The Effects of Risk Tolerance on Investment Search Behavior
First & Corresponding Author
Dongyue Ying, The Ohio State University
Authors in the order to be printed
Dongyue Ying, Sherman D. Hanna
Additional Authors
Sherman Hanna, The Ohio State University
B2 Financial Education
First & Corresponding Author
B2a An Evaluation of the Impact of Collegiate Financial Education
First & Corresponding Author
Dee Warmath, University of Georgia
Authors in the order to be printed
Dee Warmath, Michael G. Thomas, Brenda Cude
Additional Authors
Michael Thomas, University of Georgia
Brenda Cude, University of Georgia
B2b Best Practices in Financial Education: Incorporating Mathematics
First & Corresponding Author
Jack Marley-Payne, Financial Life Cycle Education
Authors in the order to be printed
Jack Marley-Payne, Philip Dituri, Andrew Davidson
Additional Authors
Philip Dituri, Financial Life Cycle Education
Andrew Davidson, Financial Life Cycle Education
B2c Financial Education Attributes and Financial Capability of Emerging Adults
First & Corresponding Author
JingJian Xiao, University of Rhode Island
Authors in the order to be printed
Jing Jian Xiao, Nilton Porto
Additional Authors
Nilton Porto, University of Rhode Island
B3 The Psychology of Personal Finance
First & Corresponding Author
B3a Aging Alone and Depression in Later Life: The Mediating Roles of Perceived Financial Security and Social Support
First & Corresponding Author
Shinae Choi, University of Alabama
Authors in the order to be printed
Shinae Choi, Jaimie Choi, Ian McDonough, Zhehan Jiang
Additional Authors
Jaimie Choi, University of Alabama
Ian McDonough, University of Alabama
Zhehan Jiang, University of Alabama
B3b Attitude Towards Consumer Credit Use: Scale Validation
First & Corresponding Author
Jacinthe Cloutier, Laval University
Authors in the order to be printed
Jacinthe Cloutier
B3c Determinants of Objective Financial Knowledge and Subjective Financial Knowledge: Are They Different?
First & Corresponding Author
Narang Park , University of Georgia
Authors in the order to be printed
Narang Park, Wookjae Heo, Jae Min Lee
Additional Authors
Wookjae Heo, South Dakota State University
Jae Min Lee, Minnesota State University, Mankato
C1 Financial Planning - Retirement and Estate Planning
First & Corresponding Author
C1a Factors Associated with Estate Planning: The Role of Financial Education
First & Corresponding Author
Richard Stebbins, University of Alabama
Authors in the order to be printed
Richard Stebbins, Kyound Tae (KT) Kim
Additional Authors
Kyoung Tae Kim, The University of Alabama
C1b Generational and Gender Differences in Objective Retirement Income Adequacy
First & Corresponding Author
Dalisha Herring, University of Missouri
Authors in the order to be printed
Dalisha Herring
C1c The Factors Related with the Decision to Self-direct Own Retirement Plan
First & Corresponding Author
HanNa Lim, Kansas State University
Authors in the order to be printed
HanNa Lim, Richard Stebbins, Travis Sholin
Additional Authors
Richard Stebbins, University of Alabama
Travis Sholin, Kansas State University
C2 Emerging Adults - Socialization
First & Corresponding Author
C2a Financial Socialisation of Australian University Students: Differences in Gender
First & Corresponding Author
Tracey West, Griffith University
Authors in the order to be printed
Tracey West, Laura deZwaan
C2b Financial Socialization and Subjective Well-Being of Millennials
First & Corresponding Author
Lu Fan, University of Missouri - Columbia
Authors in the order to be printed
Lu Fan, Narang Park
Additional Authors
Narang Park, University of Georgia
C2c The Impact of Parental Financial Socialization on the Economic Well-Being and Financial Decision-making of Young Adults Over Time
First & Corresponding Author
Jesse Jurgenson, University of Maryland, College Park
Authors in the order to be printed
Jesse Jurgenson
C3a Discrimination, Mistreatment, and the Well-Being of Older Minority Adults
First & Corresponding Author
Taufiq Hasan Quadria, Texas Tech University
Authors in the order to be printed
Taufiq Hasan Quadria, Sarah Asebedo, Esteban Montenegro-Montenegro
Additional Authors
Sarah Asebedo, Texas Tech University
Esteban Montenegro-Montenegro, Texas Tech University
C3b The Role of Personality Traits in the Relationship Between Happiness and Money
First & Corresponding Author
Sarah Asebedo, Texas Tech University
Authors in the order to be printed
Sarah Asebedo, Ying Chen, Taufiq Quadria
Additional Authors
Ying Chen, Texas Tech University
Taufiq-hasan Quadria, Texas Tech University
C3c Urbanization and Happiness: Evidence from China
First & Corresponding Author
Chengyang Yan, Renmin university of China
Authors in the order to be printed
Chengyang Yan, Yuehao Wang
Additional Authors
Yuehao Wang, Renmin University of China
D1 Financial Planning - Demographic Differences
First & Corresponding Author
D1a Building Youth Financial Capability and Financial Well-being Through Evidence & Practice
First & Corresponding Author
Meina Banh, Consumer Financial Protection Bureau
Authors in the order to be printed
Meina Banh
D1b Financial Well-Being Among Veterans, Dependents, and Civilians: A Natural Experiment
First & Corresponding Author
Dominik Piehlmaier, University of Sussex Business School
Authors in the order to be printed
Dominik Piehlmaier, Dee Warmath
Additional Authors
Dee Warmath, University of Georgia
D1c The Effect of Bequest Motive on Investment Portfolio Allocation Among Older Adults
First & Corresponding Author
Weipeng Wu, University of Missouri - Columbia
Authors in the order to be printed
Weipeng Wu, Rui Yao
Additional Authors
Rui Yao, University of Missouri - Columbia
D2 Healthy Eating
First & Corresponding Author
D2a Is Risk of Homelessness a Barrier to Healthy Eating?
First & Corresponding Author
Yunhee Chang, University of Mississippi
Authors in the order to be printed
Yunhee Chang, Swarn Chatterjee, Jinhee Kim
Additional Authors
Swarn Chatterjee, University of Georgia
Jinhee Kim, University of Maryland
D2b The Dynamics Between Social Approval and Food Image Characteristics in Instagram Food Accounts
First & Corresponding Author
Muna Sharma, Department of Financial Planning, Housing and Consumer Economics, The University of Georgia
Authors in the order to be printed
Muna Sharma, Yilang Peng
Additional Authors
Yilang Peng, Department of Financial Planning, Housing and Consumer Economics, The University of Georgia
D2c Who Uses Calorie Information Available in the Restaurants to Choose the Menu?
First & Corresponding Author
Jyotsna Ghimire, University of Georgia
Authors in the order to be printed
Jyotsna Ghimire
D3a A Continuation of Associations in Utilization of Digital Banking Technologies and Money Management Practices
First & Corresponding Author
Kristin Dwan, NORC
Authors in the order to be printed
Kristin Dwan, Angela Fontes, Justine Bulgar-Medina
Additional Authors
Angela Fontes, NORC
Justine Bulgar-Medina, NORC
D3b Mobile Payments and Financial Control
First & Corresponding Author
Sophia Anong, University of Georgia
Authors in the order to be printed
Sophia Anong, Aditi Routh
Additional Authors
Aditi Routh, University of Georgia
D3b Preventing Financial Frauds on Credit Cards by Financial Literacy and Financial Education: A Quasi-Experimental Approach
First & Corresponding Author
Gianni Nicolini, University of Rome Tor Vergata
Authors in the order to be printed
Gianni Nicolini, Lucia Leonelli
Additional Authors
Lucia Leonelli, University of Rome Tor Vergata
E1a Agent Specificity During Boom and Bust
First & Corresponding Author
Seongsu Kim, University of Georgia
Authors in the order to be printed
Seongsu Kim
E1b The Association Between Personality Traits and Consumer Residential Preferences
First & Corresponding Author
Blain Pearson, Texas Tech University
Authors in the order to be printed
Blain Pearson, Taufiq Hasan Quadria, Sarah Asebedo
Additional Authors
Taufiq-Hasan Quadria, Texas Tech University
Sarah Asebedo, Texas Tech University
E1c Title Insurance: An Overlooked Insurance Market
First & Corresponding Author
Brenda Cude, University of Georgia
Authors in the order to be printed
Brenda Cude, Velma Zahirovic-Herbert
Additional Authors
Velma Zahirovic-Herbert, University of Georgia
E2 Financial Anxiety
First & Corresponding Author
E2a Financial Stress and Financial Well-Being Among Married Individuals
First & Corresponding Author
Yoon Lee, Utah State University
Authors in the order to be printed
Yoon Lee, Lesli Dustin
Additional Authors
Lesli Dustin, Utah State University
E2b How Does Financial Education Moderate the Association between Financial Satisfaction and Financial Anxiety?
First & Corresponding Author
Jae Min Lee, Minnesota State University Mankato
Authors in the order to be printed
Jae Min Lee, Kyoung Tae (KT) Kim, Sharon DeVaney
Additional Authors
Kyoung Tae Kim, University of Alabama
Sharon DeVaney, Purdue University
E2c Racial/Ethnic Differences in Consumer Financial Capability: The Role of Financial Education and Financial Anxiety
First & Corresponding Author
Kyoung Tae Kim, University of Alabama
Authors in the order to be printed
Kyoung Tae Kim, Jing Jian Xiao
Additional Authors
JingJian Xiao, University of Rhode Island
E3 Financial Well-being
First & Corresponding Author
E3a Does Meaning in Life Improve Financial Satisfaction If You’re Repaying Student Loans?
First & Corresponding Author
Sarah Burcher, University of Minnesota
Authors in the order to be printed
Sarah Burcher, Joyce Serido
Additional Authors
Joyce Serido, University of Minnesota
E3b Financial Literacy and Buying Behavior: Evidence from a Discrete Choice Experiment
First & Corresponding Author
Kenneth De Beckker, KU Leuven
Authors in the order to be printed
Kenneth De Beckker, Kristof De Witte, Geert Van Campenhout
Additional Authors
Kristof De Witte, KU Leuven, Maastricht University
Geert Van Campenhout, KU Leuven, European Commission
E3c Hope as a Mediator of the Relationship Between Social Comparison and Financial Well-Being: A Cross-Cultural Study
First & Corresponding Author
Pan-Ju Chen, University of Georgia
Authors in the order to be printed
Pan-Ju Chen, Dee Warmath
Additional Authors
Dr. Dee Warmath, Ph.D., University of Georgia
F1 Structural Factors
First & Corresponding Author
F1a Policies to Protect Financially Vulnerable Populations: A Look at the Military Lending Act
First & Corresponding Author
Megan Bea, University of Wisconsin - Madison
Authors in the order to be printed
Megan Doherty Bea
F1b Political Polarization: Challenges, Opportunities, and Hope
First & Corresponding Author
Chris Hydock, California Polytechnic State University - San Luis Obispo
Authors in the order to be printed
Chris Hydock, T.J. Weber, William Ding, Meryl Gardner, Pradeep Jacob, Naomi Mandel, David E. Sprott, Eric Van Steenburg
F1c Where Knowledge Meets Perceptions: Emerging Adults and Their Perceptions of Financial Knowledge
First & Corresponding Author
Jacob Tenney, University of Charleston
Authors in the order to be printed
Jacob Tenney, Charlene Kalenkoski, Joyce Serido, Soyeon Shim
Additional Authors
Charlene Kalenkoski, Texas Tech University
Joyce Serido, University of Minnesota
Soyeon Shim, University of Wisconsin-Madison
F2 Alternative Financial Services
First & Corresponding Author
F2a Is Ignorance Bliss? Use of Alternative Financial Services and Financial Anxiety
First & Corresponding Author
Soo Hyun Cho, California State University, Long Beach
Authors in the order to be printed
Soo Hyun Cho, Kyoung Tae (KT) Kim
Additional Authors
Kyoung Tae Kim, University of Alabama
F2b Overconfidence in Financial Knowledge and Hardship Withdrawals from Retirement Account
First & Corresponding Author
Sunwoo Tessa Lee, The Ohio State University
Authors in the order to be printed
Sunwoo Tessa Lee, Sherman Hanna
Additional Authors
Sherman Hanna, The Ohio State University
F2c The Influence of Financial Well-Being on the Use of Alternative Financial Services
First & Corresponding Author
Brenda Cude, University of Georgia
Authors in the order to be printed
Brenda Cude, Gianni Nicolini
Additional Authors
Gianni Nicolini, University of Rome Tor Vergata
F3 Knowledge and Behavior
First & Corresponding Author
F3b An Analysis of the Financial Literacy and Financial Actions of College Students
First & Corresponding Author
Philip Lee Tew, Arkansas State University
Authors in the order to be printed
Philip Tew