The relationship between pre-retirement psychological distress and family wealth at retirement: An analysis from 2007 to 2019 in the United States, examines the relationship between psychological distress in pre-retirement years, and percent changes in wealth at retirement. As hypothesized, respondents with a history of higher levels of psychological distress have greater negative percent changes in wealth. While female gender was associated with greater negative percent changes in wealth, White race was also associated with negative percent changes in wealth. The finding that race of White was associated with greater negative percent changes in wealth was unexpected and provides significant opportunity for future research by more detailed race and gender characteristics, and prior levels of wealth.

Accepted Oral Presentation