2023 Annual Conference

A1a Access to Digital Communication Technology and Capacity to Use Digital Financial Products Impact Financial Wellbeing During the COVID-19 Pandemic

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Carling Baxter, Greo

Authors

Carling Baxter, Greo

Matthew Young, Greo

Stacy Yanchuk-Oleksy, Credit Counselling Canada / Conseil en crédit du Canada

A1b Business Hardships and COVID-19 Adversities of Older U.S. Business Owners

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Jia Qi, University of Georgia

Authors

Jia Qi, University of Georgia

Yu Zhang, University of Georgia

Swarn Chatterjee, University of Georgia

A1c COVID-19 Related Job Loss and Early Withdrawals from Retirement Accounts: Mediation by Financial Hardships and Subjective Financial Well-being

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Haotian Zheng, Washington University in St. Louis

Authors

Haotian Zheng, Washington University in St. Louis

Mathieu Despard, University of North Carolina at Greensboro and Washington University in St. Louis

Stephen Roll, Washington University in St. Louis

A1d Problematic Debt Holding and Financial Well-Being: A Comparison Before and During the Covid-19 Pandemic

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Nilton Porto, University of Rhode Island

Authors

Kexin Meng, Renmin University of China

Jing Jian Xiao, University of Rhode Island

Nilton Porto, University of Rhode Island

A2a Personality Traits and Baby Boomers’ Student Loan Indebtedness in the United States

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Yi Liu, St. John Fisher University

Authors

Yi Liu, St. John Fisher University

Thomas Korankye, University of Arizona

A2b The Effect of Financial Knowledge on Workers’ Expectation of Never Retiring

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Zezhong Zhang, The Ohio State University

Authors

Zezhong Zhang, The Ohio State University

Sherman Hanna, The Ohio State University

Lei Xu, The Ohio State University

A2c The Impacts of Objective and Subjective Financial Knowledge on Transaction Frequency in Non-Retirement Investments

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Yan Lu, Texas Tech University

Authors

Yan LU, Texas Tech University

Michael Guillemette, Texas Tech University

A2d Who Acknowledges More? Gender Difference in “Don’t Know” Response Options in Financial Knowledge

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Melissa Wilmarth, University of Alabama

Authors

Melissa Wilmarth, University of Alabama

Kyoung Tae Kim, University of Alabama

A3a Impact of a Resilient Personality and Financial Resilience Framework on Well-Being During the Covid-19 Pandemic

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Megan McCoy, Kansas State University

Authors

Ives Machiz, Kansas State

Megan McCoy, Kansas State University

Kimberly Watkins, University of Georgia

Kenneth White, University of Arizona

Zibei Chen, University of Tennessee Knoxville

Mia Russell, Johns Hopkins University

A3b Living With Materialism: The Role of Growth Mindset in Financial Well-Being for the Materialist

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Pan-Ju Chen, University of Georgia

Authors

Pan-Ju Chen, University of Georgia

Dee Warmath, University of Georgia

A3c Optimism, Financial Trust, Resilience, and Life Satisfaction during COVID-19 Pandemic

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Tim Griesdorn, University of the Incarnate Word

Authors

Sharon DeVaney, Purdue University

Soo Hyun Cho, California State University, Long Beach

Sae Rom Chung, University of Georgia

Tim Griesdorn, University of the Incarnate Word

A3d Perceived Expected Longevity, Financial Literacy, Psychological Factors, and Household Savings Among Low Income Families Using the 2019 SCF

Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Lena Gan, Kansas State Univeristy

Authors

Lena Gan, Kansas State University

Stuart Heckman, Kansas State University

B1a An Examination of the KMSI-R: Relationship to Financial Literacy, Self-Efficacy, and Cross-Racial Validity

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Jesse Jurgenson, University of Alabama

Authors

Miranda Reiter, Texas Tech University

Jesse Jurgenson, University of Alabama

Megan McCoy, Kansas State University

Kimberly Watkins, University of Georgia

Kenneth White, University of Arizona

B1b Financial Knowledge and Confidence: A Methods Analysis

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Robin Henager, Whitworth University

Authors

Robin Henager, Whitworth University

Brenda Cude, University of Georgia

Lu Fan, University of Georgia

B1c From ‘We’ to ‘Me’: Characteristics Associated with Intraindividual Variability in Financial Well-Being Over Time

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Jordan Bell, University of Georgia

Authors

Jordan Bell, University of Georgia

Dee Warmath, University of Georgia

B1d They Just Add Up: Combined Math and Financial Knowledge Tied to Better Financial Outcomes

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Jack Marley-Payne, Financial Life Cycle Education Corp (FiCycle)

Authors

Jack Marley-Payne, Financial Life Cycle Education

Olivia Valdes, FINRA Foundation

Gary Mottola, FINRA Foundation

Angela Fontes, Fontes Research LLC

B2a Ethics in Unethical Buying: Understanding Cultural Motives for Counterfeit Purchase Behavior

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Soo Hyun Cho, California State University, Long Beach

Authors

Soo Hyun Cho, California State University, Long Beach

Myungsook Bae, Korea University

B2b How to Spot a Lying Consumer: Exploring Consumer Misrepresentation in Real and Virtual Environments

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Begum Kaplan, Lynn University

Authors

Begum Kaplan, Lynn University

B2c Power Gendered Resource Theory: Linking Neighborhood Wealth Comparisons and Wife Abuse

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Akarshik Banerjee, University of Wisconsin - Madison

Authors

Akarshik Banerjee, University of Wisconsin - Madison

B2d A Digital Ethnography of FOSTA-SESTA’s Impact on US based Sex Workers

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Quinn Kinzer, University of Wisconsin-Madison

Authors

Quinn Kinzer, University of Wisconsin-Madison

B3a Anxiety, Money, and Academics in the First Year of College

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Philip Tew, Arkansas State University

Authors

Philip Tew, Arkansas State University

Melanie Ricker, Arkansas State University

B3b Dissimilarities in Financial Behavior Among Baby Boomer, Generation X, and Millennials: Variations in Financial Risk-Taking, Borrowing Perceptions, and Economic Outlook

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Sarah O'Neal, University of Georgia

Authors

Sarah O'Neal, University of Georgia

B3c Financial Capability of Undergraduate Students: An Analysis of Time Comparison Data

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Martie Gillen, University of Florida

Authors

Martie Gillen, University of Florida

Selena Garrison, University of Florida

Barbara O'Neill, Rutgers University

B3d Gender and Financial Identity as Predictors of the Saving Behavior of Emerging Adults

Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Terhi-Anna Wilska , University of Jyväskylä, Finland

Authors

Terhi-Anna Wilska, University of Jyväskylä, Finland

Jussi Nyrhinen, University of Jyväskylä

100 Poster Session 1

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

No Response - Office Use Only

Submitter

—

Authors

—

101 CUENTA$: Consumers Uniting in an Educational Network to Achieve Stability

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Ann Ballesteros, California State University Northridtge

Authors

Ann Ballesteros, California State University Northridge

Cindy Salazar, California State University Northridge

102 Development of Modernization Measure, and Understanding the Differences in Diet Spending Based on a Nationally Represented Longitudinal Study in India

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Biswadeep Dhar, University of Florida

Authors

Michael Gutter, University of Florida

Biswadeep Dhar, University of Florida

103 Does Online Services Improve Social Security Disability Insurance Application Experience? Analyzing Online Forum Data With Epistemic Network Analysis

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Lydia Ashton, University of Wisconsin-Madison

Authors

Brendan Eaganactions, University of Wisconsin-Madison

Jaeyoon Choi, University of Wisconsin-Madison

Nancy Wong, University of Wisconsin-Madison

David Shaffer, University of Wisconsin-Madison

104 Evaluating the Reduction Effect of Food Loss and Waste Initiatives in the Bio-Food Supply Chain

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Jacinthe Cloutier, Laval University

Authors

Jacinthe Cloutier, Laval University

Karima Afif, Laval University

Marie-Claude Roy, Laval University

Amanda Roy, Laval University

105 Financial Hardship, Financial Advice Seeking and Mental Health During COVID -19

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Isha Chawla, University of Maryland, College Park

Authors

Isha Chawla, University of Maryland, College Park

Jinhee Kim, University of Maryland

Swarn Chatterjee, University of Georgia

Sae Rom Chung, University of Georgia

106 How Native Americans Managed Financially During Covid-19

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Lorna Wounded Head, South Dakota State University

Authors

Lorna Wounded Head, South Dakota State University

Sharon DeVaney, Purdue University

107 Racial/Ethnic Disparities in Financial Planner Use: A Decomposition Analysis

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Di Qing, Carolina University

Authors

Di Qing, Carolina University

Miranda Reiter, Texas Tech University

108 Retirement Savings Gaps: The Role of Children and Marital Arrangements

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Julie Gressley, The Ohio State University

Authors

Julie Gressley, The Ohio State University

109 Sustainability and Consumer Engagement in a Hotel Setting

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Sun Young Ahn, University of Puget Sound

Authors

Sun Young Ahn, University of Puget Sound

Youngwon Nam, Seoul National University

110 The Effect of Education Loan on Financial Obligation of U.S. Homeowner and Renter, 2016-2019

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Congrong Ouyang, Kansas State Univeristy

Authors

Congrong Ouyang, The Ohio State University

Sherman Hanna, The Ohio State University

111 The Effect of Education on Risky Financial Assets Holdings of Urban and Rural Households

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Kiet Tuan Le, Johns Hopkins University

Authors

Kiet Tuan Le, Johns Hopkins University

Lien Nguyen, University of Georgia

112 The Effect of Financial Education Mandates on Educational Debt Payment Hardship

Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Jack Kroger, Pardee RAND Graduate School

Authors

Jack Kroger, Pardee RAND Graduate School

C1a Food Insecurity and Unmet Healthcare Needs Among Korean Adults: Cross-Sectional Evidence From KNHANES

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Tae-Young Pak, Sungkyunkwan University

Authors

Hwi Choe, Sungkyunkwan University

Jung Hyun Park, Sungkyunkwan University

Tae-Young Pak, Sungkyunkwan University

C1b Perception vs. The Reality of Financial Situation: The Role of Personality Traits

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Olamide Olajide, University of Alabama

Authors

Olamide Olajide, University of Alabama

Sarah Asebedo, Texas Tech University

Donald Lacombe, Texas Tech University

Todd Little, Texas Tech University

C1c Predicting Household Consumption Using Machine Learning Algorithms (MlAs), Rwanda Case Study

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Fabrice Nkurunziza, African Center of Excellence-Data Science

Authors

Fabrice Nkurunziza, The African Centre of Excellence in Data Science, University of Rwanda

Richard Kabanda, The African Centre of Excellence in Data Science, University of Rwanda

Patrick McSharry, Carnegie Mellon University

C1d Time-Based Measures of Food Access: How Do They Compare to Location-Based Measures?

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Yunhee Chang, University of Mississippi

Authors

Yunhee Chang, University of Mississippi

C2a An Economic Analysis of Time Inputs and Childcare Use: Exploiting a Windfall Time Gain

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Taehyun Kim, The Ohio State University

Authors

Taehyun Kim, The Ohio State University

Dean Lillard, The Ohio State University, DIW-Berlin, NBER

C2b Do Union Dissolutions Lead to Lower Maternal Time Investments in Children? A Longitudinal Study Using the PSID-CDS

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Trisha Chanda, University of Wisconsin Madison

Authors

Trisha Chanda, University of Wisconsin - Madison

C2c Enhancing Trust in the Social Security Administration

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Cliff Robb, University of Wisconsin-Madison

Authors

Cliff Robb, University of Wisconsin-Madison

Marti Deliema, University of Minnesota

Steve Wendel, Behavioral Technology LLC

C2d Implementation of a State Consumer Data Privacy Protection Law

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Irene Leech, Virginia Polytechnic Institute and State University (Virginia Tech)

Authors

Irene Leech, Virginia Tech

C3a Difficult Economic Times, Tax Credit Eligibility, and Financial Hardship

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Vivekananda Das, University of Wisconsin-Madison

Authors

Vivekananda Das, University of Wisconsin-Madison

C3b Effects of the Earned Income Tax Credit on Health Care Utilization

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Madeline Jones, University of Wisconsin-Madison

Authors

Madeline Reed Jones, University of Wisconsin-Madison

C3c The Impact of the Earned Income Tax Credit on Young Adults’ Educational Outcomes and Student Debt

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Hofner Rusiana, University of Georgia

Authors

Hofner Rusiana, University of Georgia

Patryk Babiarz, University of Georgia

C3d Undesired Short-Term Financial Behaviors and COVID-19 Stimulus Payment Usage

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Richard Stebbins, University of Alabama

Authors

Richard Stebbins, University of Alabama

Lu Fan, University of Georgia

Kyoung Tae Kim, University of Alabama

D1a A Loan at Any Cost: Obtaining High Interest Loans and the Roles of Financial Literacy, Financial Hardship; and the Dilemma of Minority Racial/Ethnic Groups

Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Swarn Chatterjee, University of Georgia

Authors

Youngjoo Choung, Inha University

Swarn Chatterjee, University of Georgia

Jinhee Kim, University of Maryland

Yingyi Liu, University of Georgia

D1b Family Lifecycle Stage and Consumer Debt among Homeowners and Renters

Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Juhui Ko, The Ohio State University

Authors

Juhui Ko, The Ohio State University

Sherman Hanna, The Ohio State University

Kyoung Tae Kim, The University of Alabama

D1c Prevention, Resolution, or Counseling: Testing Three Approaches to Preventing Debt Payment Delinquencies in a Large-Scale Field Experiment

Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Stephen Roll, Washington University in St. Louis

Authors

Yung Chun, Washington University in St. Louis

Stephen Roll, Washington University in St. Louis

Olga Kondratjeva, Washington State

Sam Bufe, Washington University in St. Louis

D2a Hopes for Tomorrow and Choices for Today: The Role of Financial Goal Setting in Financial Well-Being of Emerging Adults

Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Rebekah Carnes, University of Georgia

Authors

Rebekah Carnes, University of Georgia

Dee Warmath, University of Georgia

D2b Left-digit Bias and Inattention in Retail Purchases: Evidence From a Field Experiment

Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Lydia Ashton, University of Wisconsin-Madison

Authors

Lydia Ashton, University of Wisconsin-Madison

D2c Subjective Health Status and Annuity Participation

Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Blain Pearson, Coastal Carolina University

Authors

Blain Pearson, Coastal Carolina University

Di Qing, Carolina University

Thomas Korankye, University of Arizona

D2d The Antecedents and Consequences of Decision Fatigue for Consumer Financial Decision Making

Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Heejae (Hannah) Lee, University of Georgia

Authors

Heejae (Hannah) Lee, University of Georgia

Dee Warmath, University of Georgia

D3a Exploring Cryptocurrency Participation, Financial Knowledge, Financial Anxiety, and Financial Stress

Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Zongze Li, University of Georgia

Authors

Zongze Li, University of Georgia

Kristy Archuleta, University of Georgia

D3b Still Feverish: Following Up With Investors Who Entered the Market in 2020

Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Angela Fontes, Fontes Research LLC

Authors

Angela Fontes, Fontes Research LLC

Olivia Valdes, FINRA Investor Education Foundation

Robert Ganem, FINRA Investor Education Foundation

Gary Mottola, FINRA Foundation

Brian Mulford, Securities and Exchange Commission

Adam Bloomfield, Securities and Exchange Commission

Katheryn Meagher, NORC at the University of Chicago

D3c ESG Fund Allocations Among New, Do-it-Yourself Defined Contribution Plan Participants

Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Zhikun Liu, Employee Benefit Research Institute

Authors

Zhikun Liu, Employee Benefit Research Institute

David Blanchett, PGIM

E1a Financial Literacy, Financial Inclusion, and Objective Financial Situation in México

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Osvaldo García-Mata, Universidad Autónoma de Tamaulipas

Authors

Osvaldo García-Mata, Universidad Autónoma de Tamaulipas

Mariana Zerón-Félix, Universidad Autónoma de Tamaulipas

E1b The Financial Fragility of Asian American and Pacific Islanders During the COVID-19 Pandemic

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Kyoung Tae (KT) Kim, University of Alabama

Authors

Kyoung Tae Kim, University of Alabama

Sunwoo Tessa Lee, York University

Olivia Valdes, FINRA Foundation

E1c The Relationship Between Health and Financial Strain

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Yanqi Li, The Ohio State University

Authors

Yanqi Li, The Ohio State University

Sherman Hanna, The Ohio State University

E1d Using Machine Learning to Predict Young Adult’s Financial Behavior

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Namhoon Kim, Pusan National University

Authors

Namhoon Kim, Pusan National University

Travis Mountain, University of Alabama

E2a Disability and Utilization of Telehealth and Traditional Medical Care Services Among Older Americans During the COVID-19 Pandemic

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Shinae Choi, University of Alabama

Authors

Shinae Choi, University of Alabama

Deborah Carr, Boston University

Eun Ha Namkung, Korea Institute for Health and Social Affairs

E2b Public Assistance Use of Recent Refugees in U.S.

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

HanNa Lim, Kansas State University

Authors

HanNa Lim, Kansas State University

Timothy Todd, Liberty University School of Law

E2c Short-Term Disabilities, Return to Work, And Transitions to Long-Term Disability Benefits

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

J Michael Collins, UW-Madison

Authors

Adibah Abdulhadi, Ohio State University

J. Michael Collins, University of Wisconsin-Madison

Madelaine L'Esperance, University of Alabama

E2d The Role of Financial Well-Being in the Endorsement of Stereotypes and Welfare Spending Support

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Camryn Cobb, University of Georgia

Authors

Camryn Cobb, University of Georgia

Dee Warmath, University of Georgia

E3a Cryptocurrency Investing: Examining the "Who" and the "Why"

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

George Rooney, The Ohio State University

Authors

George Rooney, The Ohio State University

Caezilia Loibl, The Ohio State University

E3b Does it Help to be Concerned? Exploring the Association Between Worry About Investment Fraud and Investing Behavior

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Jing Jian Xiao, University of Rhode Island

Authors

JingJian Xiao, University of Rhode Island

Robert Mascio, FINRA Foundation

James McDowell, FINRA

Gary Mottola, FINRA Foundation

E3c Racial Disparities in Cryptocurrency: Diversity or Bias?

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Ying Chen, Central Connecticut State University

Authors

Di Qing, Carolina University

Ying Chen, Central Connecticut State University

Blain Pearson, Coastal Carolina University

Weihong Ning, Central Connecticut State University

E3d Relationship Between Investor's Risky Behavior and Cryptocurrency Investment

Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Ferdous Ahmmed, Texas Tech University

Authors

Ferdous Ahmmed, Texas Tech University

Boakye Yam Boadi, Texas Tech University

Michael Guillemette, Texas Tech University

200 Poster Session 2

Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT

Room 5 Posters

Type of presentation

No Response - Office Use Only

Submitter

—

Authors

—

201 Can Death Anxiety and Religion Change the Consumers Thoughts of COVID?

Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Wookjae Heo, Purdue University

Authors

Wookjae Heo, Purdue University

Heejung Park, Northern Michigan University

202 Clock-Out: What Explains “Quiet Quitting” in Financial Services?

Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Aman Sunder, College for Financial Planning

Authors

Rebecca Henderson, College for Financial Planning

Jennifer Lehman, The American College of Financial Services

Aman Sunder, College for Financial Planning

203 Consumer Self-determination and Psychological Well-being in Sustainable Consumption

Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Harim Yeo, Gallup Korea

Authors

Hyesun Hwang, Sungkyunkwan University

Harim Yeo, Gallup Korea

Eunbi Kang, Sungkyunkwan University

204 Exploring the Effects of Recreational Marijuana Dispensaries in Illinois and Michigan to Child Welfare System Involvement in Wisconsin

Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Lauri Luosta, University of Wisconsin - Madison

Authors

Lauri Luosta, University of Wisconsin - Madison

205 Impacts of Fertility on Women’s Promotion Trajectories Across the Life Course

Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Xiangchen Liu, University of Wisconsin-Madison

Authors

Xiangchen Liu, University of Wisconsin-Madison

206 Racial/Ethnic Disparity in Financial Knowledge: Where is the Gap From?

Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Zibei Chen, University of Tennessee, Knoxville

Authors

Zibei Chen, University of Tennessee, Knoxville

Julie Birkenmaier, Saint Louis University

James Garand, Louisiana State University

207 Seeing the Big Picture Clearly: Financial Capacious Acuity and Goal Setting

Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Avery Hager, University of Georgia

Authors

Avery Hager, University of Georgia

Pan-Ju Chen, University of Georgia

Dee Warmath , University of Georgia

208 The Impact of the COVID-19 Labor Market Shock on Withdrawals From Retirement Accounts: Understanding the Moderating Role of Financial Knowledge

Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT

Room 5 Posters

Type of presentation

Accepted Poster Presentation

Submitter

Sunwoo Lee, York University

Authors

Sunwoo Lee, York University

Kyoung Tae Kim, University of Alabama

Sherman Hanna, The Ohio State University

F1a Effects of Income Payment Timing on Financial Shortfalls for Retirees and People With Disabilities

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Madelaine Reid L'Esperance, University of Alabama

Authors

Madelaine Reid L'Esperance, University of Alabama

F1b Financial Self-Regulation: The Role of Expense-Tracking

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Yiling Zhang, University of Wisconsin-Madison

Authors

Yiling Zhang, University of Wisconsin-Madison

F1c Financial Skill in the U.S. Adult Population: Measuring the Determinants Using Truncated Regression Model

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Nasima Khatun, Texas Tech University

Authors

Nasima Khatun, Texas Tech University

Donald Lacombe, Texas Tech University

F1d Impact of Floods and Wildfires on Household Finance

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Paavani Sachdeva, University of Illinois at Urbana-Champaign

Authors

Paavani Sachdeva, University of Illinois at Urbana-Champaign

Yilan Xu, University of Illinois

Amy Ando, University of Illinois at Urbana-Champaign

F2a Attribution Models for the Foodborne Illnesses From Leafy Greens and Cost Estimates

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Xuerui Yang, The Ohio State University

Authors

Xuerui Yang, The Ohio State University

Robert Scharff, The Ohio State University

F2b Consumer [Mis]Perceptions of the Healthfulness of Plant-Based Meat Alternatives and the Moderating Role of Objective Nutrition Information

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Christopher Berry, Colorado State University

Authors

Gabriel Gonzales, Monclair State University

Christopher Berry, Colorado State University

Matthew Meng, Utah State University

R. Bret Leary, University of Nevada-Reno

F2c The Association Between Education and Food Handling Practices in Ethiopia

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Kai Su, The Ohio State University

Authors

Kai Su, The Ohio State University

Robert Scharff, The Ohio State University

F3a Financial Need and Motivation as Descriptors of GIG Employment

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

John Grable, University of Georgia

Authors

John Grable, University of Georgia

Kristy Archuleta, University of Georgia

Wookjae Heo, Purdue University

F3b Paid Family Leave: A Financial Safety Net for Unpaid Family Caregivers

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Somalis Chy, University of Wisconsin - Madison

Authors

Somalis Chy, University of Wisconsin - Madison

F3c Recalibrating: The Role of Quiet Quitting in Employee Approaches to Restoring Work-Life Balance in the Face of Burnout

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Camden Cusumano, University of Georgia

Authors

Camden Cusumano, University of Georgia

Dee Warmath, University of Georgia

F3d The Gender Gap in Financial Health: Identifying Barriers and Opportunities for Improving Women’s Financial Health

Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Meghan Greene, Financial Health Network

Authors

Andrew Warren, Financial Health Network

Meghan Greene, Financial Health Network

G1a Delivery Methods in Financial Education: A Comparative Analysis of Face-to-Face Classes, Live Streaming, Videos, and Gaming

Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Gianni Nicolini, University of Rome "Tor Vergata"

Authors

Gianni Nicolini, University of Rome "Tor Vergata"

Marlene Haupt, Ravensburg-Weingarten University

G1c Testing Strategies to Increase Financial Conversations With Middle-School Children

Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Yesenia Alvarez Padilla, The Ohio State University

Authors

Yesenia Alvarez Padilla, The Ohio State University

Caezilia Loibl, The Ohio State University

Barbara Boone, The Ohio State University

G2a An Improved Measure for Household Financial Complexity: Utilization of Nonresponse in the Financial Survey

Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Dongyue Ying, The Ohio State University

Authors

Dongyue Ying, The Ohio State University

Sherman Hanna, The Ohio State University

Kyoung Tae Kim, University of Alabama

G2b Are Minorities Still Paying Higher Mortgage Interest Rates?

Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

H. Young Baek, Nova Southeastern University

Authors

H. Young Baek, Nova Southeastern University

David Cho, Nova Southeastern University

G2c Impact of Housing Status and Debt on Financial Satisfaction Among Young Adults

Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Yoon Geum Lee, Utah State University

Authors

Yoon Lee, Utah State University

Jessica Ralphs, Utah State University

Jennifer Whiteley, Utah State University

Heather Kelley, Utah State University

G2d Mobile Banking and Mobile Financial Services Use in the United States: Factors and Patterns

Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Gaurav Ranjan Sinha, University of Georgia

Authors

Gaurav Ranjan Sinha, University of Georgia

Raj Chirag Mehta, Lambert High School

G3a Altruistic Bequests: Giving Motive and Receipt Expectation Using the 2019 Survey of Consumer Finances

Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Jason Anderson, University of Kansas

Authors

Jason Anderson, University of Kansas

Stuart Heckman, Kansas State University

G3b Racial Disparities in Charitable Giving: Evidence From Health Retirement Study

Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Ying Yan, Eastern New Mexico University

Authors

Di Qing, Carolina University

Ying Yan, Eastern New Mexico University

Russell James, III, Texas Tech University

G3c The Effect of Parental Illness on Children's High School GPA

Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Malika Dhakhwa, University of Georgia

Authors

Malika Dhakhwa, University of Georgia

Patryk Babiarz, University of Georgia

G3d To Give or Not to Give? Intergenerational Wealth Transfers and Financial Stress

Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Kenneth White, Univeristy of Arizona

Authors

Kristy Archuleta, University of Georgia

Timothy Todd, Liberty University

Kenneth White, Univeristy of Arizona

H1a Financial Well-Being and Mental Health: The Moderating Role of Social Support

Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Mercy Oloo, University of Georgia

Authors

Mercy Oloo, University of Georgia

Dee Warmath, University of Georgia

Miti Mehta, University of Georgia

H1b Mental Illness Status and Gender Differences in the Naturalistic Expressions on Student Loan Debts on Twitter

Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Gaurav Ranjan Sinha, University of Georgia

Authors

Gaurav Ranjan Sinha, University of Georgia

Christopher Larrison, University of Illinois at Urbana-Champaign

Genevieve Graaf, University of Texas at Arlington

Jeffrey Lacasse, Florida State University

Ian Brooks, University of Illinois at Urbana-Champaign

H1c On-Time Student Loan Repayment: The Role of Consumer Financial Behavior, Financial Education, and Financial Knowledge

Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Gloria Preece, Indiana University Kokomo

Authors

Gloria Preece, Indiana University Kokomo

Steve Cox, Indiana University Kokomo

H1d The Impact of Exponential Growth Bias on Student Loan Decisions of Emerging Adults

Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT

Room 1

Type of presentation

Accepted Oral Presentation

Submitter

Janae Chandler, University of Utah

Authors

Janae Chandler, University of Utah

Evelyn Acosta, University of Utah

Taylor Holladay, University of Utah

Aaron Ibarra, University of Utah

Jessie Fan, University of Utah

H2a Debt, Financial Fragility, and Retirement Readiness for Emergent Retirees With Disabilities

Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Stephen McGarity, University of Tennessee

Authors

Stephen McGarity, University of Tennessee

H2b Financial Literacy and Investing Beyond Employer-Sponsored Retirement Plans

Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Tapiwa Sigauke, Texas Tech University

Authors

Tapiwa Sigauke, Texas Tech University

Charlene Kalenkoski, James Madison University

Chris Browning, Texas Tech University

H2c Sustaining Retirement During Lockdown: Annuitized Income and Financial Well-Being Before and During the COVID-19 Pandemic

Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Qi Sun, Pacific Life Insurance Company

Authors

Gary Curnutt, Western Carolina University

Qi Sun, Pacific Life Insurance Company

H2d The Relationship Between Pre-Retirement Psychological Distress and Family Wealth at Retirement: An Analysis From 2007 - 2019 in the United States

Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT

Room 2

Type of presentation

Accepted Oral Presentation

Submitter

Yvonne Hampton, University of Missouri - Columbia

Authors

Yvonne Hampton, University of Virginia

Linwood Tauheed, University of Missouri - Kansas City

Abed Rabbani, University of Missouri

H3a Family Composition and Housing Expenditures: Who has an Unaffordable Housing Cost Burden?

Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation

Submitter

Ashlyn Rollins-Koons, Kansas State Univeristy

Authors

Ashlyn Rollins-Koons, Kansas State Univeristy

HanNa Lim, Kansas State University

Stuart Heckman, Kansas State University

H3b Hispanic Renters: Comparison of Demographic Characteristics and Use of Rental Assistance

Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT

Room 3

Type of presentation

Accepted Oral Presentation