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2023 Annual Conference

May 16–18, 2023

Palace Station Hotel & Casino, Las Vegas, NV, US

IMPORTANT NOTICE: The date, time, and room assignment of YOUR presentation is SUBJECT TO CHANGE.

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C1b Perception vs. The Reality of Financial Situation: The Role of Personality Traits

Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 1
Short Description

another individual might have $100,000 and feel otherwise. Could personality explain this disparity between perception and reality of their financial situation? This study answers this research question using data from the 2018 Health and Retirement Study (HRS). Findings from this study show that conscientious and extraverted consumers believe they are doing better than they are. Conversely, consumers who exhibit traits relating to neuroticism, openness to experience, and agreeableness think their financial situation is worse than it is. These findings have implications for consumers, professional advisors, and policymakers.

Type of presentation

Accepted Oral Presentation

Submitter

Olamide Olajide, University of Alabama

Authors

Olamide Olajide, University of Alabama
Sarah Asebedo, Texas Tech University
Donald Lacombe, Texas Tech University
Todd Little, Texas Tech University
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