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A1a Access to Digital Communication Technology and Capacity to Use Digital Financial Products Impact Financial Wellbeing During the COVID-19 Pandemic
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Carling Baxter, Greo
Authors
Carling Baxter, Greo
Matthew Young, Greo
Stacy Yanchuk-Oleksy, Credit Counselling Canada / Conseil en crédit du Canada
A1b Business Hardships and COVID-19 Adversities of Older U.S. Business Owners
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Jia Qi, University of Georgia
Authors
Jia Qi, University of Georgia
Yu Zhang, University of Georgia
Swarn Chatterjee, University of Georgia
A1c COVID-19 Related Job Loss and Early Withdrawals from Retirement Accounts: Mediation by Financial Hardships and Subjective Financial Well-being
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Haotian Zheng, Washington University in St. Louis
Authors
Haotian Zheng, Washington University in St. Louis
Mathieu Despard, University of North Carolina at Greensboro and Washington University in St. Louis
Stephen Roll, Washington University in St. Louis
A1d Problematic Debt Holding and Financial Well-Being: A Comparison Before and During the Covid-19 Pandemic
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Nilton Porto, University of Rhode Island
Authors
Kexin Meng, Renmin University of China
Jing Jian Xiao, University of Rhode Island
Nilton Porto, University of Rhode Island
A2a Personality Traits and Baby Boomers’ Student Loan Indebtedness in the United States
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Yi Liu, St. John Fisher University
Authors
Yi Liu, St. John Fisher University
Thomas Korankye, University of Arizona
A2b The Effect of Financial Knowledge on Workers’ Expectation of Never Retiring
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Zezhong Zhang, The Ohio State University
Authors
Zezhong Zhang, The Ohio State University
Sherman Hanna, The Ohio State University
Lei Xu, The Ohio State University
A2c The Impacts of Objective and Subjective Financial Knowledge on Transaction Frequency in Non-Retirement Investments
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Yan Lu, Texas Tech University
Authors
Yan LU, Texas Tech University
Michael Guillemette, Texas Tech University
A2d Who Acknowledges More? Gender Difference in “Don’t Know” Response Options in Financial Knowledge
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Melissa Wilmarth, University of Alabama
Authors
Melissa Wilmarth, University of Alabama
Kyoung Tae Kim, University of Alabama
A3a Impact of a Resilient Personality and Financial Resilience Framework on Well-Being During the Covid-19 Pandemic
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Megan McCoy, Kansas State University
Authors
Ives Machiz, Kansas State
Megan McCoy, Kansas State University
Kimberly Watkins, University of Georgia
Kenneth White, University of Arizona
Zibei Chen, University of Tennessee Knoxville
Mia Russell, Johns Hopkins University
A3b Living With Materialism: The Role of Growth Mindset in Financial Well-Being for the Materialist
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Pan-Ju Chen, University of Georgia
Authors
Pan-Ju Chen, University of Georgia
Dee Warmath, University of Georgia
A3c Optimism, Financial Trust, Resilience, and Life Satisfaction during COVID-19 Pandemic
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Tim Griesdorn, University of the Incarnate Word
Authors
Sharon DeVaney, Purdue University
Soo Hyun Cho, California State University, Long Beach
Sae Rom Chung, University of Georgia
Tim Griesdorn, University of the Incarnate Word
A3d Perceived Expected Longevity, Financial Literacy, Psychological Factors, and Household Savings Among Low Income Families Using the 2019 SCF
Tuesday, May 16, 2023 at 3:30 PM–5:00 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Lena Gan, Kansas State Univeristy
Authors
Lena Gan, Kansas State University
Stuart Heckman, Kansas State University
B1a An Examination of the KMSI-R: Relationship to Financial Literacy, Self-Efficacy, and Cross-Racial Validity
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Jesse Jurgenson, University of Alabama
Authors
Miranda Reiter, Texas Tech University
Jesse Jurgenson, University of Alabama
Megan McCoy, Kansas State University
Kimberly Watkins, University of Georgia
Kenneth White, University of Arizona
B1b Financial Knowledge and Confidence: A Methods Analysis
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Robin Henager, Whitworth University
Authors
Robin Henager, Whitworth University
Brenda Cude, University of Georgia
Lu Fan, University of Georgia
B1c From ‘We’ to ‘Me’: Characteristics Associated with Intraindividual Variability in Financial Well-Being Over Time
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Jordan Bell, University of Georgia
Authors
Jordan Bell, University of Georgia
Dee Warmath, University of Georgia
B1d They Just Add Up: Combined Math and Financial Knowledge Tied to Better Financial Outcomes
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Jack Marley-Payne, Financial Life Cycle Education Corp (FiCycle)
Authors
Jack Marley-Payne, Financial Life Cycle Education
Olivia Valdes, FINRA Foundation
Gary Mottola, FINRA Foundation
Angela Fontes, Fontes Research LLC
B2a Ethics in Unethical Buying: Understanding Cultural Motives for Counterfeit Purchase Behavior
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Soo Hyun Cho, California State University, Long Beach
Authors
Soo Hyun Cho, California State University, Long Beach
Myungsook Bae, Korea University
B2b How to Spot a Lying Consumer: Exploring Consumer Misrepresentation in Real and Virtual Environments
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Begum Kaplan, Lynn University
Authors
Begum Kaplan, Lynn University
B2c Power Gendered Resource Theory: Linking Neighborhood Wealth Comparisons and Wife Abuse
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Akarshik Banerjee, University of Wisconsin - Madison
Authors
Akarshik Banerjee, University of Wisconsin - Madison
B2d A Digital Ethnography of FOSTA-SESTA’s Impact on US based Sex Workers
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Quinn Kinzer, University of Wisconsin-Madison
Authors
Quinn Kinzer, University of Wisconsin-Madison
B3a Anxiety, Money, and Academics in the First Year of College
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Philip Tew, Arkansas State University
Authors
Philip Tew, Arkansas State University
Melanie Ricker, Arkansas State University
B3b Dissimilarities in Financial Behavior Among Baby Boomer, Generation X, and Millennials: Variations in Financial Risk-Taking, Borrowing Perceptions, and Economic Outlook
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Sarah O'Neal, University of Georgia
Authors
Sarah O'Neal, University of Georgia
B3c Financial Capability of Undergraduate Students: An Analysis of Time Comparison Data
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Martie Gillen, University of Florida
Authors
Martie Gillen, University of Florida
Selena Garrison, University of Florida
Barbara O'Neill, Rutgers University
B3d Gender and Financial Identity as Predictors of the Saving Behavior of Emerging Adults
Tuesday, May 16, 2023 at 5:15 PM–6:45 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Terhi-Anna Wilska , University of Jyväskylä, Finland
Authors
Terhi-Anna Wilska, University of Jyväskylä, Finland
Jussi Nyrhinen, University of Jyväskylä
100 Poster Session 1
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
No Response - Office Use Only
Submitter
—
Authors
—
101 CUENTA$: Consumers Uniting in an Educational Network to Achieve Stability
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Ann Ballesteros, California State University Northridtge
Authors
Ann Ballesteros, California State University Northridge
Cindy Salazar, California State University Northridge
102 Development of Modernization Measure, and Understanding the Differences in Diet Spending Based on a Nationally Represented Longitudinal Study in India
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Biswadeep Dhar, University of Florida
Authors
Michael Gutter, University of Florida
Biswadeep Dhar, University of Florida
103 Does Online Services Improve Social Security Disability Insurance Application Experience? Analyzing Online Forum Data With Epistemic Network Analysis
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Lydia Ashton, University of Wisconsin-Madison
Authors
Brendan Eaganactions, University of Wisconsin-Madison
Jaeyoon Choi, University of Wisconsin-Madison
Nancy Wong, University of Wisconsin-Madison
David Shaffer, University of Wisconsin-Madison
104 Evaluating the Reduction Effect of Food Loss and Waste Initiatives in the Bio-Food Supply Chain
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Jacinthe Cloutier, Laval University
Authors
Jacinthe Cloutier, Laval University
Karima Afif, Laval University
Marie-Claude Roy, Laval University
Amanda Roy, Laval University
105 Financial Hardship, Financial Advice Seeking and Mental Health During COVID -19
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Isha Chawla, University of Maryland, College Park
Authors
Isha Chawla, University of Maryland, College Park
Jinhee Kim, University of Maryland
Swarn Chatterjee, University of Georgia
Sae Rom Chung, University of Georgia
106 How Native Americans Managed Financially During Covid-19
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Lorna Wounded Head, South Dakota State University
Authors
Lorna Wounded Head, South Dakota State University
Sharon DeVaney, Purdue University
107 Racial/Ethnic Disparities in Financial Planner Use: A Decomposition Analysis
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Di Qing, Carolina University
Authors
Di Qing, Carolina University
Miranda Reiter, Texas Tech University
108 Retirement Savings Gaps: The Role of Children and Marital Arrangements
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Julie Gressley, The Ohio State University
Authors
Julie Gressley, The Ohio State University
109 Sustainability and Consumer Engagement in a Hotel Setting
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Sun Young Ahn, University of Puget Sound
Authors
Sun Young Ahn, University of Puget Sound
Youngwon Nam, Seoul National University
110 The Effect of Education Loan on Financial Obligation of U.S. Homeowner and Renter, 2016-2019
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Congrong Ouyang, Kansas State Univeristy
Authors
Congrong Ouyang, The Ohio State University
Sherman Hanna, The Ohio State University
111 The Effect of Education on Risky Financial Assets Holdings of Urban and Rural Households
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Kiet Tuan Le, Johns Hopkins University
Authors
Kiet Tuan Le, Johns Hopkins University
Lien Nguyen, University of Georgia
112 The Effect of Financial Education Mandates on Educational Debt Payment Hardship
Wednesday, May 17, 2023 at 8:00 AM–8:50 AM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Jack Kroger, Pardee RAND Graduate School
Authors
Jack Kroger, Pardee RAND Graduate School
C1a Food Insecurity and Unmet Healthcare Needs Among Korean Adults: Cross-Sectional Evidence From KNHANES
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Tae-Young Pak, Sungkyunkwan University
Authors
Hwi Choe, Sungkyunkwan University
Jung Hyun Park, Sungkyunkwan University
Tae-Young Pak, Sungkyunkwan University
C1b Perception vs. The Reality of Financial Situation: The Role of Personality Traits
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Olamide Olajide, University of Alabama
Authors
Olamide Olajide, University of Alabama
Sarah Asebedo, Texas Tech University
Donald Lacombe, Texas Tech University
Todd Little, Texas Tech University
C1c Predicting Household Consumption Using Machine Learning Algorithms (MlAs), Rwanda Case Study
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Fabrice Nkurunziza, African Center of Excellence-Data Science
Authors
Fabrice Nkurunziza, The African Centre of Excellence in Data Science, University of Rwanda
Richard Kabanda, The African Centre of Excellence in Data Science, University of Rwanda
Patrick McSharry, Carnegie Mellon University
C1d Time-Based Measures of Food Access: How Do They Compare to Location-Based Measures?
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Yunhee Chang, University of Mississippi
Authors
Yunhee Chang, University of Mississippi
C2a An Economic Analysis of Time Inputs and Childcare Use: Exploiting a Windfall Time Gain
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Taehyun Kim, The Ohio State University
Authors
Taehyun Kim, The Ohio State University
Dean Lillard, The Ohio State University, DIW-Berlin, NBER
C2b Do Union Dissolutions Lead to Lower Maternal Time Investments in Children? A Longitudinal Study Using the PSID-CDS
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Trisha Chanda, University of Wisconsin Madison
Authors
Trisha Chanda, University of Wisconsin - Madison
C2c Enhancing Trust in the Social Security Administration
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Cliff Robb, University of Wisconsin-Madison
Authors
Cliff Robb, University of Wisconsin-Madison
Marti Deliema, University of Minnesota
Steve Wendel, Behavioral Technology LLC
C2d Implementation of a State Consumer Data Privacy Protection Law
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Irene Leech, Virginia Polytechnic Institute and State University (Virginia Tech)
Authors
Irene Leech, Virginia Tech
C3a Difficult Economic Times, Tax Credit Eligibility, and Financial Hardship
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Vivekananda Das, University of Wisconsin-Madison
Authors
Vivekananda Das, University of Wisconsin-Madison
C3b Effects of the Earned Income Tax Credit on Health Care Utilization
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Madeline Jones, University of Wisconsin-Madison
Authors
Madeline Reed Jones, University of Wisconsin-Madison
C3c The Impact of the Earned Income Tax Credit on Young Adults’ Educational Outcomes and Student Debt
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Hofner Rusiana, University of Georgia
Authors
Hofner Rusiana, University of Georgia
Patryk Babiarz, University of Georgia
C3d Undesired Short-Term Financial Behaviors and COVID-19 Stimulus Payment Usage
Wednesday, May 17, 2023 at 10:45 AM–12:15 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Richard Stebbins, University of Alabama
Authors
Richard Stebbins, University of Alabama
Lu Fan, University of Georgia
Kyoung Tae Kim, University of Alabama
D1a A Loan at Any Cost: Obtaining High Interest Loans and the Roles of Financial Literacy, Financial Hardship; and the Dilemma of Minority Racial/Ethnic Groups
Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Swarn Chatterjee, University of Georgia
Authors
Youngjoo Choung, Inha University
Swarn Chatterjee, University of Georgia
Jinhee Kim, University of Maryland
Yingyi Liu, University of Georgia
D1b Family Lifecycle Stage and Consumer Debt among Homeowners and Renters
Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Juhui Ko, The Ohio State University
Authors
Juhui Ko, The Ohio State University
Sherman Hanna, The Ohio State University
Kyoung Tae Kim, The University of Alabama
D1c Prevention, Resolution, or Counseling: Testing Three Approaches to Preventing Debt Payment Delinquencies in a Large-Scale Field Experiment
Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Stephen Roll, Washington University in St. Louis
Authors
Yung Chun, Washington University in St. Louis
Stephen Roll, Washington University in St. Louis
Olga Kondratjeva, Washington State
Sam Bufe, Washington University in St. Louis
D2a Hopes for Tomorrow and Choices for Today: The Role of Financial Goal Setting in Financial Well-Being of Emerging Adults
Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Rebekah Carnes, University of Georgia
Authors
Rebekah Carnes, University of Georgia
Dee Warmath, University of Georgia
D2b Left-digit Bias and Inattention in Retail Purchases: Evidence From a Field Experiment
Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Lydia Ashton, University of Wisconsin-Madison
Authors
Lydia Ashton, University of Wisconsin-Madison
D2c Subjective Health Status and Annuity Participation
Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Blain Pearson, Coastal Carolina University
Authors
Blain Pearson, Coastal Carolina University
Di Qing, Carolina University
Thomas Korankye, University of Arizona
D2d The Antecedents and Consequences of Decision Fatigue for Consumer Financial Decision Making
Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Heejae (Hannah) Lee, University of Georgia
Authors
Heejae (Hannah) Lee, University of Georgia
Dee Warmath, University of Georgia
D3a Exploring Cryptocurrency Participation, Financial Knowledge, Financial Anxiety, and Financial Stress
Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Zongze Li, University of Georgia
Authors
Zongze Li, University of Georgia
Kristy Archuleta, University of Georgia
D3b Still Feverish: Following Up With Investors Who Entered the Market in 2020
Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Angela Fontes, Fontes Research LLC
Authors
Angela Fontes, Fontes Research LLC
Olivia Valdes, FINRA Investor Education Foundation
Robert Ganem, FINRA Investor Education Foundation
Gary Mottola, FINRA Foundation
Brian Mulford, Securities and Exchange Commission
Adam Bloomfield, Securities and Exchange Commission
Katheryn Meagher, NORC at the University of Chicago
D3c ESG Fund Allocations Among New, Do-it-Yourself Defined Contribution Plan Participants
Wednesday, May 17, 2023 at 2:00 PM–3:30 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Zhikun Liu, Employee Benefit Research Institute
Authors
Zhikun Liu, Employee Benefit Research Institute
David Blanchett, PGIM
E1a Financial Literacy, Financial Inclusion, and Objective Financial Situation in México
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Osvaldo García-Mata, Universidad Autónoma de Tamaulipas
Authors
Osvaldo García-Mata, Universidad Autónoma de Tamaulipas
Mariana Zerón-Félix, Universidad Autónoma de Tamaulipas
E1b The Financial Fragility of Asian American and Pacific Islanders During the COVID-19 Pandemic
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Kyoung Tae (KT) Kim, University of Alabama
Authors
Kyoung Tae Kim, University of Alabama
Sunwoo Tessa Lee, York University
Olivia Valdes, FINRA Foundation
E1c The Relationship Between Health and Financial Strain
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Yanqi Li, The Ohio State University
Authors
Yanqi Li, The Ohio State University
Sherman Hanna, The Ohio State University
E1d Using Machine Learning to Predict Young Adult’s Financial Behavior
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Namhoon Kim, Pusan National University
Authors
Namhoon Kim, Pusan National University
Travis Mountain, University of Alabama
E2a Disability and Utilization of Telehealth and Traditional Medical Care Services Among Older Americans During the COVID-19 Pandemic
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Shinae Choi, University of Alabama
Authors
Shinae Choi, University of Alabama
Deborah Carr, Boston University
Eun Ha Namkung, Korea Institute for Health and Social Affairs
E2b Public Assistance Use of Recent Refugees in U.S.
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
HanNa Lim, Kansas State University
Authors
HanNa Lim, Kansas State University
Timothy Todd, Liberty University School of Law
E2c Short-Term Disabilities, Return to Work, And Transitions to Long-Term Disability Benefits
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
J Michael Collins, UW-Madison
Authors
Adibah Abdulhadi, Ohio State University
J. Michael Collins, University of Wisconsin-Madison
Madelaine L'Esperance, University of Alabama
E2d The Role of Financial Well-Being in the Endorsement of Stereotypes and Welfare Spending Support
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Camryn Cobb, University of Georgia
Authors
Camryn Cobb, University of Georgia
Dee Warmath, University of Georgia
E3a Cryptocurrency Investing: Examining the "Who" and the "Why"
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
George Rooney, The Ohio State University
Authors
George Rooney, The Ohio State University
Caezilia Loibl, The Ohio State University
E3b Does it Help to be Concerned? Exploring the Association Between Worry About Investment Fraud and Investing Behavior
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Jing Jian Xiao, University of Rhode Island
Authors
JingJian Xiao, University of Rhode Island
Robert Mascio, FINRA Foundation
James McDowell, FINRA
Gary Mottola, FINRA Foundation
E3c Racial Disparities in Cryptocurrency: Diversity or Bias?
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Ying Chen, Central Connecticut State University
Authors
Di Qing, Carolina University
Ying Chen, Central Connecticut State University
Blain Pearson, Coastal Carolina University
Weihong Ning, Central Connecticut State University
E3d Relationship Between Investor's Risky Behavior and Cryptocurrency Investment
Wednesday, May 17, 2023 at 3:45 PM–5:15 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Ferdous Ahmmed, Texas Tech University
Authors
Ferdous Ahmmed, Texas Tech University
Boakye Yam Boadi, Texas Tech University
Michael Guillemette, Texas Tech University
200 Poster Session 2
Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT
Room 5 Posters
Type of presentation
No Response - Office Use Only
Submitter
—
Authors
—
201 Can Death Anxiety and Religion Change the Consumers Thoughts of COVID?
Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Wookjae Heo, Purdue University
Authors
Wookjae Heo, Purdue University
Heejung Park, Northern Michigan University
202 Clock-Out: What Explains “Quiet Quitting” in Financial Services?
Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Aman Sunder, College for Financial Planning
Authors
Rebecca Henderson, College for Financial Planning
Jennifer Lehman, The American College of Financial Services
Aman Sunder, College for Financial Planning
203 Consumer Self-determination and Psychological Well-being in Sustainable Consumption
Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Harim Yeo, Gallup Korea
Authors
Hyesun Hwang, Sungkyunkwan University
Harim Yeo, Gallup Korea
Eunbi Kang, Sungkyunkwan University
204 Exploring the Effects of Recreational Marijuana Dispensaries in Illinois and Michigan to Child Welfare System Involvement in Wisconsin
Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Lauri Luosta, University of Wisconsin - Madison
Authors
Lauri Luosta, University of Wisconsin - Madison
205 Impacts of Fertility on Women’s Promotion Trajectories Across the Life Course
Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Xiangchen Liu, University of Wisconsin-Madison
Authors
Xiangchen Liu, University of Wisconsin-Madison
206 Racial/Ethnic Disparity in Financial Knowledge: Where is the Gap From?
Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Zibei Chen, University of Tennessee, Knoxville
Authors
Zibei Chen, University of Tennessee, Knoxville
Julie Birkenmaier, Saint Louis University
James Garand, Louisiana State University
207 Seeing the Big Picture Clearly: Financial Capacious Acuity and Goal Setting
Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Avery Hager, University of Georgia
Authors
Avery Hager, University of Georgia
Pan-Ju Chen, University of Georgia
Dee Warmath , University of Georgia
208 The Impact of the COVID-19 Labor Market Shock on Withdrawals From Retirement Accounts: Understanding the Moderating Role of Financial Knowledge
Wednesday, May 17, 2023 at 5:15 PM–6:15 PM PDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Sunwoo Lee, York University
Authors
Sunwoo Lee, York University
Kyoung Tae Kim, University of Alabama
Sherman Hanna, The Ohio State University
F1a Effects of Income Payment Timing on Financial Shortfalls for Retirees and People With Disabilities
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Madelaine Reid L'Esperance, University of Alabama
Authors
Madelaine Reid L'Esperance, University of Alabama
F1b Financial Self-Regulation: The Role of Expense-Tracking
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Yiling Zhang, University of Wisconsin-Madison
Authors
Yiling Zhang, University of Wisconsin-Madison
F1c Financial Skill in the U.S. Adult Population: Measuring the Determinants Using Truncated Regression Model
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Nasima Khatun, Texas Tech University
Authors
Nasima Khatun, Texas Tech University
Donald Lacombe, Texas Tech University
F1d Impact of Floods and Wildfires on Household Finance
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Paavani Sachdeva, University of Illinois at Urbana-Champaign
Authors
Paavani Sachdeva, University of Illinois at Urbana-Champaign
Yilan Xu, University of Illinois
Amy Ando, University of Illinois at Urbana-Champaign
F2a Attribution Models for the Foodborne Illnesses From Leafy Greens and Cost Estimates
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Xuerui Yang, The Ohio State University
Authors
Xuerui Yang, The Ohio State University
Robert Scharff, The Ohio State University
F2b Consumer [Mis]Perceptions of the Healthfulness of Plant-Based Meat Alternatives and the Moderating Role of Objective Nutrition Information
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Christopher Berry, Colorado State University
Authors
Gabriel Gonzales, Monclair State University
Christopher Berry, Colorado State University
Matthew Meng, Utah State University
R. Bret Leary, University of Nevada-Reno
F2c The Association Between Education and Food Handling Practices in Ethiopia
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Kai Su, The Ohio State University
Authors
Kai Su, The Ohio State University
Robert Scharff, The Ohio State University
F3a Financial Need and Motivation as Descriptors of GIG Employment
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
John Grable, University of Georgia
Authors
John Grable, University of Georgia
Kristy Archuleta, University of Georgia
Wookjae Heo, Purdue University
F3b Paid Family Leave: A Financial Safety Net for Unpaid Family Caregivers
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Somalis Chy, University of Wisconsin - Madison
Authors
Somalis Chy, University of Wisconsin - Madison
F3c Recalibrating: The Role of Quiet Quitting in Employee Approaches to Restoring Work-Life Balance in the Face of Burnout
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Camden Cusumano, University of Georgia
Authors
Camden Cusumano, University of Georgia
Dee Warmath, University of Georgia
F3d The Gender Gap in Financial Health: Identifying Barriers and Opportunities for Improving Women’s Financial Health
Thursday, May 18, 2023 at 8:00 AM–9:30 AM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Meghan Greene, Financial Health Network
Authors
Andrew Warren, Financial Health Network
Meghan Greene, Financial Health Network
G1a Delivery Methods in Financial Education: A Comparative Analysis of Face-to-Face Classes, Live Streaming, Videos, and Gaming
Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Gianni Nicolini, University of Rome "Tor Vergata"
Authors
Gianni Nicolini, University of Rome "Tor Vergata"
Marlene Haupt, Ravensburg-Weingarten University
G1c Testing Strategies to Increase Financial Conversations With Middle-School Children
Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Yesenia Alvarez Padilla, The Ohio State University
Authors
Yesenia Alvarez Padilla, The Ohio State University
Caezilia Loibl, The Ohio State University
Barbara Boone, The Ohio State University
G2a An Improved Measure for Household Financial Complexity: Utilization of Nonresponse in the Financial Survey
Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Dongyue Ying, The Ohio State University
Authors
Dongyue Ying, The Ohio State University
Sherman Hanna, The Ohio State University
Kyoung Tae Kim, University of Alabama
G2b Are Minorities Still Paying Higher Mortgage Interest Rates?
Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
H. Young Baek, Nova Southeastern University
Authors
H. Young Baek, Nova Southeastern University
David Cho, Nova Southeastern University
G2c Impact of Housing Status and Debt on Financial Satisfaction Among Young Adults
Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Yoon Geum Lee, Utah State University
Authors
Yoon Lee, Utah State University
Jessica Ralphs, Utah State University
Jennifer Whiteley, Utah State University
Heather Kelley, Utah State University
G2d Mobile Banking and Mobile Financial Services Use in the United States: Factors and Patterns
Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Gaurav Ranjan Sinha, University of Georgia
Authors
Gaurav Ranjan Sinha, University of Georgia
Raj Chirag Mehta, Lambert High School
G3a Altruistic Bequests: Giving Motive and Receipt Expectation Using the 2019 Survey of Consumer Finances
Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Jason Anderson, University of Kansas
Authors
Jason Anderson, University of Kansas
Stuart Heckman, Kansas State University
G3b Racial Disparities in Charitable Giving: Evidence From Health Retirement Study
Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Ying Yan, Eastern New Mexico University
Authors
Di Qing, Carolina University
Ying Yan, Eastern New Mexico University
Russell James, III, Texas Tech University
G3c The Effect of Parental Illness on Children's High School GPA
Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Malika Dhakhwa, University of Georgia
Authors
Malika Dhakhwa, University of Georgia
Patryk Babiarz, University of Georgia
G3d To Give or Not to Give? Intergenerational Wealth Transfers and Financial Stress
Thursday, May 18, 2023 at 9:45 AM–11:15 AM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Kenneth White, Univeristy of Arizona
Authors
Kristy Archuleta, University of Georgia
Timothy Todd, Liberty University
Kenneth White, Univeristy of Arizona
H1a Financial Well-Being and Mental Health: The Moderating Role of Social Support
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Mercy Oloo, University of Georgia
Authors
Mercy Oloo, University of Georgia
Dee Warmath, University of Georgia
Miti Mehta, University of Georgia
H1b Mental Illness Status and Gender Differences in the Naturalistic Expressions on Student Loan Debts on Twitter
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Gaurav Ranjan Sinha, University of Georgia
Authors
Gaurav Ranjan Sinha, University of Georgia
Christopher Larrison, University of Illinois at Urbana-Champaign
Genevieve Graaf, University of Texas at Arlington
Jeffrey Lacasse, Florida State University
Ian Brooks, University of Illinois at Urbana-Champaign
H1c On-Time Student Loan Repayment: The Role of Consumer Financial Behavior, Financial Education, and Financial Knowledge
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Gloria Preece, Indiana University Kokomo
Authors
Gloria Preece, Indiana University Kokomo
Steve Cox, Indiana University Kokomo
H1d The Impact of Exponential Growth Bias on Student Loan Decisions of Emerging Adults
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Janae Chandler, University of Utah
Authors
Janae Chandler, University of Utah
Evelyn Acosta, University of Utah
Taylor Holladay, University of Utah
Aaron Ibarra, University of Utah
Jessie Fan, University of Utah
H2a Debt, Financial Fragility, and Retirement Readiness for Emergent Retirees With Disabilities
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Stephen McGarity, University of Tennessee
Authors
Stephen McGarity, University of Tennessee
H2b Financial Literacy and Investing Beyond Employer-Sponsored Retirement Plans
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Tapiwa Sigauke, Texas Tech University
Authors
Tapiwa Sigauke, Texas Tech University
Charlene Kalenkoski, James Madison University
Chris Browning, Texas Tech University
H2c Sustaining Retirement During Lockdown: Annuitized Income and Financial Well-Being Before and During the COVID-19 Pandemic
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Qi Sun, Pacific Life Insurance Company
Authors
Gary Curnutt, Western Carolina University
Qi Sun, Pacific Life Insurance Company
H2d The Relationship Between Pre-Retirement Psychological Distress and Family Wealth at Retirement: An Analysis From 2007 - 2019 in the United States
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Yvonne Hampton, University of Missouri - Columbia
Authors
Yvonne Hampton, University of Virginia
Linwood Tauheed, University of Missouri - Kansas City
Abed Rabbani, University of Missouri
H3a Family Composition and Housing Expenditures: Who has an Unaffordable Housing Cost Burden?
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Ashlyn Rollins-Koons, Kansas State Univeristy
Authors
Ashlyn Rollins-Koons, Kansas State Univeristy
HanNa Lim, Kansas State University
Stuart Heckman, Kansas State University
H3b Hispanic Renters: Comparison of Demographic Characteristics and Use of Rental Assistance
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Jose-Francisco Diaz-Valenzuela, University of Georgia
Authors
Jose-Francisco Diaz-Valenzuela, University of Georgia
Adriana Garcia, University of Georgia
Kim Skobba, University of Georgia
H3c Home Price-to-Rent Ratio: A Novel Perspective on the Rent vs. Buy Housing Decision
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Eric Olsen, Ohio State University
Authors
Eric Olsen, Ohio State University
Caezilia Loibl, The Ohio State University
Andrew Hanks, The Ohio State University
H3d The Effects of Personal Relative Deprivation on Risk Preferences
Thursday, May 18, 2023 at 1:00 PM–2:30 PM PDT
Room 3
Type of presentation
Accepted Oral Presentation