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2025 Annual Conference

April 15–17, 2025

Omni William Penn, Pittsburgh, PA, USA

IMPORTANT NOTICE: The date, time, and room assignment of YOUR presentation is SUBJECT TO CHANGE.

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Confirm your place in the schedule by following the instructions that were emailed to you. Each presentation must have a separate paid registration. Contact the ACCI office immedicately by email at admin@consumerinterests.org to report any conflict, all corrections to the details of the presentation (including author names and the order they are listed as this is how it will be in the final program), or if you have any questions. Please be sure to reference the session title(s), date(s), and time(s) when you contact us.

G4c Rebounding from Adversity: Financial Resilience as a Foundation for Mental Health and Well-being

Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 4
Short Description

This research examines the role of financial resilience in supporting well-being, particularly during and after adverse life events. Financial resilience is defined as a composite of four dimensions: economic resources, financial access and inclusion, financial knowledge and behavior, and social capital (Salignac et al., 2019). Our study utilizes data from the Household, Income and Labour Dynamics in Australia (HILDA) Survey, covering the period from 2014 to 2020. To explore how financial resilience impacts well-being, we employ fixed effects panel regression, focusing on indicators such as life satisfaction, financial satisfaction, and mental health. Additionally, we apply a difference-in-difference event study design to examine the "bounce back" effect, assessing how financial resilience influences recovery from adverse life events. The findings contribute to our understanding of how financial resilience acts as a buffer against declines in well-being following financial and personal shocks, helping individuals recover more quickly. These results highlight the crucial role of financial resilience in safeguarding both financial stability as well as mental health and well-being.

Type of presentation

Accepted Oral Presentation

Submitter

Dr Campbell Heggen, Deakin University

Authors

Campbell Heggen, Deakin University
Peter Vuong, Deakin University
Peter Ngigi, Deakin University
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