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A1 Special Session: NEFE & MissionSquare Grant Panel
Tuesday, April 15, 2025 at 3:30 PM–5:00 PM CDT
Room 1
Type of presentation
No Response - Office Use Only
Submitter
—
Authors
Zhikun Liu, MissionSquare Retirement
Joshua Caraballo, National Endowment for Financial Education
A2a The Making of the Upgrade Money: Home, Turkish Housewives and Digital Secondhand Marketplaces
Tuesday, April 15, 2025 at 3:30 PM–5:00 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Asude Aydagul, University of Wisconsin Madison
Authors
Asude Aydagul, University of Wisconsin Madison
A2b Homeownership and Perceived Financial Satisfaction: Insights from the SHED
Tuesday, April 15, 2025 at 3:30 PM–5:00 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Carl Aaron Durden, Texas Tech University
Authors
Patrick Tito Buah-Bassuah, Texas Tech University
Carl Aaron Durden, Texas Tech University
Loren Flood, Texas Tech University
A2c U.S Households Homeowners Insurance decisions and their Financial well being
Tuesday, April 15, 2025 at 3:30 PM–5:00 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Vikesh Kumar, Texas Tech University
Authors
Vikesh Kumar, Texas Tech University
Stuart Heckman, Texas Tech University
Michael Kothakota, Columbia University & WolfBridge Wealth
C3a Cultural Values and Financial Health: A Cross-Country Analysis
Tuesday, April 15, 2025 at 3:30 PM–5:00 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Van Dinh, Texas Tech University
Authors
Van Dinh, Texas Tech University
Sonya Lutter, Ph.D., CFP®, LMFT, Texas Tech University
C3b Spirituality, Religiosity and their Relative Impacts on Quality of Life
Tuesday, April 15, 2025 at 3:30 PM–5:00 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Abhijit Roy, Howard University
Authors
Abhijit Roy, Howard University
C3c The Role of Personal and Cultural Values on Savings Behavior
Tuesday, April 15, 2025 at 3:30 PM–5:00 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Nilton Porto, University of Rhode Island
Authors
Luiz Cruz Neto, Ceará State University
Verónica Peñaloza, UECE- Brazil
Nilton Porto, University of Rhode Island
Ting An, Renmin University of China
B1a Crunching the Numbers: Do Math Skills Enhance Financial Literacy?
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Kevin Larsen, Kansas State University Graduate Student
Authors
Thomas Crandall, CFA, CFP, CAIA, CMT, Kansas State University
Dr. Blake Gray, Ph.D., Kansas State University
Dr. Congrong Ouyang, Ph.D., Kansas State Univeristy
B1b Financial Literacy, Online Scam and Financial Well-being Among Young People
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Terhi-Anna Wilska, University of Jyväskylä, Finland
Authors
Terhi-Anna Wilska, University of Jyväskylä, Finland
Jussi Nyrhinen, University of Jyväskylä
Jesse Tuominen, University of Jyväskylä
B1c The Interplay of Financial Literacy, Economic Environment, and Social Safety Net: Trends in Financial Well-Being Indicators in the United States
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Vivekananda Das, University of Utah
Authors
Vivekananda Das, University of Utah
B2b Building Futures: The Impact of Affordable Housing on Student Achievement
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Kejda Llana, University of Delaware
Authors
Kejda Llana, University of Delaware
B2c Scarcity in Everyday Life: How ADHD and Student Loan Debt Shape Personal Experiences
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Lakshya Kadiyan, University of Illinois at Urbana Champaign
Authors
Gaurav Sinha, University of Georgia
Lakshya Kadiyan, University of Illinois at Urbana Champaign
Leon Banks, University of Georgia
Kannappa Setty, Indira Gandhi National Open University
B3a Racial and Ethnic Disparities in Credit Scores and Length of Credit History
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Andrew Warren, Financial Health Network
Authors
Andrew Warren, Financial Health Network
Wanjira Chege, Financial Health Network
B3b Racial/Ethical Disparities in Pandemic-Related Economic Hardships: Can Financial Capability Help?
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Rui Yao, University of Missouri
Authors
Jing Jian Xiao, University of Rhode Island
Rui Yao, University of Missouri
B3c Racial/Ethnic Differences in Household Debt Payment Delinquency Among Renters and Homeowners
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Zihan Ren, The Ohio State University
Authors
Zihan Ren, The Ohio State University
Sherman Hanna, The Ohio State University
B4a Mapping Personal Finance Education: An Analysis High School Financial Education Course Offerings in the United States
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Ms Madelaine Reid L'Esperance, PhD, The University of Alabama
Authors
Ms Madelaine Reid L'Esperance, PhD, The University of Alabama
B4b The Role of Big Five Personality Traits and Basic Social Justice Orientation in Charitable Giving: Insights from South Korea
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Xiao Liang, Chonnam National University
Authors
Jiyeon Son, Chonnam National University
Jaehoon Kim, Chonnam National University
Xiao Liang, Chonnam National University
B4c Understanding Retirement Behavior through Personality Traits: Evidence from European Data
Tuesday, April 15, 2025 at 5:15 PM–6:45 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Marlene Haupt, Ravensburg-Weingarten University (RWU)
Authors
Jan Philipp Bergien, n.a.
Charlotte Fechter, HWR Berlin
Marlene Haupt, Ravensburg-Weingarten University (RWU)
ADMIN WITHDRAW P109 Household Expenditure on Education and Psychological Factors: Determinants and Impact Analysis
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Danwoo Kim, Department of Food and Resource Economics, Pusan National University
Authors
Danwoo Kim, Pusan National University
Namhoon Kim, Ph.D., Pusan National University
G3a (moving to poster) From Knowledge to Practice: Analyzing Consumer Antecedents of Circular Economy Behaviors
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Oral Presentation
Submitter
Jinu Jung, Sungkyunkwan University
Authors
Jinu Jung, Sungkyunkwan University
Seonglim Lee, Sungkyunkwan University
P101 A Study of Online Cosmetics Reviews by Japanese Consumers in Their 10s and 20s: Focusing on Structural Topic Modeling (STM)
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Yejin Kim, Sungkyunkwan University
Authors
Yejin Kim, Sungkyunkwan University
Jaehye Suk, Sungkyunkwan University
In-Hyoung Park, Sungkyunkwan University
Jae-Eun Chung, Sungkyunkwan University
P102 Ambivalent roles of social media on young adults’ mental health
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Viktoriia Vozharenko, The Pennsylvania State University (Penn State) Berks
Authors
Viktoriia Vozharenko, The Pennsylvania State University (Penn State) Berks
Ada Leung, Pennsylvania State University
P103 Association between Sleep and Consumption of Caffeine and Nicotine
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Nahae Kang, Ohio State University
Authors
Nahae Kang, Ohio State University
P104 Consumer credit score and financial well-being in Mexico
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Juan Hernandez, Universidad Nacional Colombia and Universidad eafit
Authors
Juan Hernandez, Universidad Nacional Colombia and Universidad eafit
Osvaldo García-Mata, Universidad Autónoma de Tamaulipas
Juan Ospina, Circulo de Credito and Universidad Nacional de Colombia
Santiago Medina, Universidad Nacional de Colombia
P106 Do Sustainable Attributes Matter in Consumer Review Ratings for Skincare Products?: Focusing on the Moderating Effect of Vegan Status
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Jaehye Suk, Sungkyunkwan University
Authors
In-Hyoung Park, Sungkyunkwan University
Jaehye Suk, Sungkyunkwan University
Yejin Kim, Sungkyunkwan University
Jae-Eun Chung, Sungkyunkwan University
P107 Evaluating consumer education and cultural influences on fruit and vegetable consumption: A university pilot study.
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Francisco Diaz, University of Georgia
Authors
Francisco Diaz, University of Georgia
P108 Frugal Finance and Wellbeing: Exploring the Nexus in Emerging Markets
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Cliff A Robb, University of Wisconsin-Madison
Authors
Cliff Robb, University of Wisconsin-Madison
Mousumi Singha Mahapatra, Institute of Public Enterprise
P110 Household Food Security and the Impact of School Meal Programs on Added-Sugar Intake Among Youths
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Yunhee Chang, University of Mississippi
Authors
Somya Gupta, University of Mississippi
Yunhee Chang, University of Mississippi
P111 Mindful Consumption in Digital Spaces: Exploring the Impact of Mindfulness on Consumer Responses to Targeted Advertising and Influencer Marketing
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Preetha Menon, FLAME University
Authors
Abhijeet Chitalkar, FLAME University
Preetha Menon, FLAME University
P112 Predicting default risk of disabled adults in South Korea using machine learning techniques
Wednesday, April 16, 2025 at 8:00 AM–8:50 AM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Tae-Young Pak, Sungkyunkwan University
Authors
Hyun Woo Kim, Sungkyunkwan University
Woo Je Lee, Sungkyunkwan University
Che Hyeon Lee, Sungkyunkwan University
Yujin Hong, Sungkyunkwan University
Hyungjin Ko, Sungkyunkwan University
Tae-Young Pak, Sungkyunkwan University
A3c Wealth Differences Among U.S. Older Adults: Is Sense of Purpose in Life a Protective Buffer?
Wednesday, April 16, 2025 at 10:45 AM–12:15 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Shinae Choi, The University of Alabama
Authors
Shinae Choi, University of Alabama
Rebecca Allen, University of Alabama
Julie Miller, AARP
C1 Symposium 1: New to CE (Consumer Expenditure Survey)? So Are We
Wednesday, April 16, 2025 at 10:45 AM–12:15 PM CDT
Room 1
Type of presentation
No Response - Office Use Only
Submitter
—
Authors
Geoffrey Paulin, Ph.D., BLS
Ariana Welsh
Brooke Bahner
Noell Koehlinger
Shane Meyers
Danyang Zhang
C2a How Consumers Think About Investment Risk
Wednesday, April 16, 2025 at 10:45 AM–12:15 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Angela fontes, Fontes Research LLC
Authors
Olivia Valdes, FINRA Investor Education Foundation
Gary Mottola, FINRA Foundation
Robert Ganem, FINRA Investor Education Foundation
C2b Information Source Selection in Borrowing and Investment: A Multinomial Logit Analysis
Wednesday, April 16, 2025 at 10:45 AM–12:15 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Di Qing, Ph.D., Auburn University
Authors
Di Qing, Ph.D., Auburn University
Miranda Reiter, Ph.D., CFP(R), Texas Tech University
C2c The Role of Financial Confidence in Retirement Planning and Financial Satisfaction Among Asian Americans
Wednesday, April 16, 2025 at 10:45 AM–12:15 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Mengya Wang, Oklahoma State University
Authors
Mengya Wang, Oklahoma State University
Yi Liu, St. John Fisher University
C4a Buy Now, Pay Later: Prudent or Predatory?
Wednesday, April 16, 2025 at 10:45 AM–12:15 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Catherine C Komen, Texas Tech University
Authors
Catherine C Komen, Texas Tech University
Loren Flood, Texas Tech University
Stuart J Heckman, Ph.D., CFP®, Texas Tech University
C4b Health Insurance and High Cost Borrowing: The Effect of Medicaid on Pawn Loans, Payday Loans, and other Non-Bank Financial Products
Wednesday, April 16, 2025 at 10:45 AM–12:15 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Katie Fitzpatrick, University of Wisconsin-Madison
Authors
Katie Fitzpatrick, University of Wisconsin-Madison
Anne Fitzpatrick, Ohio State University
Xiangchen Liu, University of Wisconsin-Madison
C4c The Impact of Sports Gambling Legalization on Payday Lending
Wednesday, April 16, 2025 at 10:45 AM–12:15 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Lauri Luosta, University of Wisconsin - Madison
Authors
Lauri Luosta, University of Wisconsin - Madison
G1b How Competitive Wages Drive Financial Well-being: The Roles of Job Satisfaction and Employee Morale
Wednesday, April 16, 2025 at 10:45 AM–12:15 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Taufiq Quadria, The University of Akron
Authors
Taufiq Quadria, University of Akron
Zhikun Liu, MissionSquare Retirement
A4b Food as Medicine in Underserved Areas: Diverse Responses of the Veggie Rx Model
Wednesday, April 16, 2025 at 2:00 PM–3:30 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Ada Leung, Pennsylvania State University
Authors
Ada Leung, Pennsylvania State University
Nelly Perez, Pennsylvania State University
A4c The Impact of SNAP Work Requirements on Food Spending
Wednesday, April 16, 2025 at 2:00 PM–3:30 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Yiling Zhang, University of Alabama
Authors
Yiling Zhang, University of Alabama
Katie Fitzpatrick, University of Wisconsin - Madison
D1 Symposium 2: Voluntary Standards Enhance Consumer Well-Being: Community Service and Educational Opportunities on Consumer Issues, from Technology to Toy Safety, Standards are Everywhere
Wednesday, April 16, 2025 at 2:00 PM–3:30 PM CDT
Room 1
Type of presentation
No Response - Office Use Only
Submitter
—
Authors
Cleo Stamatos, American National Standards Association
Molly Lynyak
Courtney Griffin
Kenneth d'Entremont
D2a Describing Household Risk-Taking During Times of Financial Crisis
Wednesday, April 16, 2025 at 2:00 PM–3:30 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Dr John Grable, University of Georgia
Authors
John Grable, University of Georgia
Abed Rabbani, University of Missouri
Wookjae Heo, Purdue University
D2b Enhancing Investment Decision-Making for Financial Consumers Using a Retrieval-Augmented Generation Large Language Model (RAG-LLM)
Wednesday, April 16, 2025 at 2:00 PM–3:30 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Hyung Jin Ko, Sungkyunkwan University
Authors
Hyung Jin Ko, Sungkyunkwan University
D2c The Psychology of Investor Behavior: Stock Market Expectations and Portfolio Decisions During Market Volatility
Wednesday, April 16, 2025 at 2:00 PM–3:30 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Eric Ludwig, The American College of Financial Services
Authors
Eric Ludwig, The American College of Financial Services
D3b Examining the brand choice preference of low-income population’s grocery shopping behavior
Wednesday, April 16, 2025 at 2:00 PM–3:30 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Junzhou Zhang, Montclair State University
Authors
Junzhou Zhang, Montclair State University
D4a Measuring Financial Access Using Financial Services and Products Indicators: An Exploratory Factor Analysis
Wednesday, April 16, 2025 at 2:00 PM–3:30 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Julie Birkenmaier, Saint Louis University
Authors
Yingying Zhang, Saint Louis University
Julie Birkenmaier, Saint Louis University
Jin Huang, Saint Louis University
D4b The Financial Experiences of Transgender Americans: Findings from a National Probability Sample
Wednesday, April 16, 2025 at 2:00 PM–3:30 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Jack Marley-Payne, Financial Life Cycle Education Corp (FiCycle)
Authors
Jack Marley-Payne, Financial Life Cycle Education Corp (FiCycle)
D4c The Use of Services as a Mediator of the Relationship between Social Support and Well-being
Wednesday, April 16, 2025 at 2:00 PM–3:30 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Juha Lee, University of Georgia
Authors
Juha Lee, University of Georgia
Dee Warmath, University of Georgia
ADMIN WITHDRAW E4a An Examination of Positive Financial Behaviors and Financial Well-being Using a Framework of Determinants and Outcomes
Wednesday, April 16, 2025 at 3:45 PM–5:15 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Zongze Li, University of Georgia
Authors
Zongze Li, University of Georgia
Lu Fan, University of Georgia
Kristy Archuleta, University of Georgia
E1 Symposia 3: Multidimensional Poverty and Wellbeing
Wednesday, April 16, 2025 at 3:45 PM–5:15 PM CDT
Room 1
Type of presentation
No Response - Office Use Only
Submitter
—
Authors
Chanhee Park, Sungkyunkwan University
Hyein Chang, Sungkyunkwan University
jibum kim, Sungkyunkwan University
Hyesun Hwang, Sungkyunkwan University
Tae-Young Pak, PhD, Sungkyunkwan University
Yu Lim Lee, Sungkyunkwan University
Xu Li, Sungkyunkwan University
Hwi Choe, Sungkyunkwan University
Sungkyunkwan University
Soo Hyun Cho, PhD, California State University, Long Beach
E2a How Generosity Affects Consumer Well-Being: The Mediating Role of Trust
Wednesday, April 16, 2025 at 3:45 PM–5:15 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Jung-Hyun Kim, Seoul National University
Authors
Jiyeon Son, Chonnam National University
Jung-Hyun Kim, Seoul National University
Jooyung Park, Chungnam National University
E2b Leaving a Legacy: The Role of Charitable Giving in Bequest Expectations
Wednesday, April 16, 2025 at 3:45 PM–5:15 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
YAN YING, Eastern New Mexico University
Authors
YING YAN, Eastern New Mexico University
Di Qing, Ph.D., Auburn University
Dr. Russell N James, III, JD., Ph.D., Texas Tech University
Corey Cole, Eastern New Mexico University
E2c The Future of Wealth Transfer: How Demographics Shape Inheritance Expectations in America
Wednesday, April 16, 2025 at 3:45 PM–5:15 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Mo Buckner, MBA, Kansas State Univeristy
Authors
Mo Buckner, Kansas State Univeristy
Nick Frederick , Kansas State University
Congrong Ouyang, Kansas State Univeristy
James Cory Thompson, University of Alabama
E3a An Analysis of Emergency Savings and Employment Stability Using the SCF 2022
Wednesday, April 16, 2025 at 3:45 PM–5:15 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Juan Sandoval, University of Georgia
Authors
Juan Sandoval, University of Georgia
E3b Childcare Payments and the Savings Paradox: Do They Promote Higher Savings?
Wednesday, April 16, 2025 at 3:45 PM–5:15 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Tairsa Mathews, Texas Tech University
Authors
Tairsa Mathews, Texas Tech University
E3c Tax Refund Saving and Consumption: Insights from SaveFirst Tax Filers
Wednesday, April 16, 2025 at 3:45 PM–5:15 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Robert B. Nielsen, The University of Alabama
Authors
Kyoung Tae (KT) Kim, The University of Alabama
David Beutel, Impact America
E4b The Impact of Financial Literacy on Financial Well-Being: State-level Variation Using a Multilevel Regression Analysis
Wednesday, April 16, 2025 at 3:45 PM–5:15 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Nasima Khatun, Texas Tech University
Authors
Nasima Khatun, Texas Tech University
Donald Lacombe, Texas Tech University
Dorothy B Durband, Ph.D., Texas Tech University
Sarah Asebedo, Ph.D., Texas Tech University
Megan McCoy, Ph.D., Kansas State University
E4c U.S. State-mandated Finance Education and Crypto Ownership
Wednesday, April 16, 2025 at 3:45 PM–5:15 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Aditi Routh, Federal Reserve Bank of Kansas City
Authors
Aditi Routh, Federal Reserve Bank of Kansas City
P105 Developing the Scale for Popcorn Brain in Managerial Perspective and for Consumer Psychological Protection
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Simran Babu, Sambalpur University
Authors
Simran Babu, Sambalpur University
Saroj Kumar Sahoo, Department of Business Administration, Sambalpur University
P201 Analysis of Household Financial Decision-Making in Debt Management: Examining the Influence of Socioeconomic Factors on Debt-Related Choices Over Time
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Mr. Godwin Dellah Gonyoe, University of Alabama in Tuscaloosa, AL
Authors
Godwin Gonyoe, University of Alabama
Connor Camatti, University of Alabama
P202 Buy Now, Pay Later and Alternative Financial Service Usage Among Low-Wage Workers
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Somalis Chy, Washington University in St. Louis
Authors
Somalis Chy, Washington University in St. Louis
Haotian Zheng, Washington University in St. Louis
Stephen Roll, Washington University in St. Louis
Mathieu Despard, SaverLife
P203 Does student loan repayment reduce retirement savings?
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Theophilus Amanfo, Texas Tech University
Authors
Theophilus Amanfo, Texas Tech University
Ohireime Ojeomogha, Texas Tech University
Stuart Heckman, Texas Tech University
P204 Dynamic Relationship Between Consumer Confidence And Federal Funds Interest Rates: VECM And TVECM Analyses
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Hofner Rusiana, California State University, Long Beach
Authors
Hofner Rusiana, California State University, Long Beach
P206 Examining the Gender Gap in Participation in Employer-Sponsored Retirement Plans: Oaxaca Decomposition
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Ferdous Ahmmed, Missouri State University
Authors
Charlene Kalenkoski, James Madison University
Christopher Browning, Texas Tech University
P207 Financial Education Policies and Financial Well-Being: Examining the Impact of State Mandates
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Yasemin Akcan Barto, University of Delaware
Authors
Yasemin Akcan Barto, University of Delaware and Bowling Green State University
P208 Financial Knowledge Disparities and Inequality of Opportunity among Young Adults
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Namhoon Kim, Pusan National University
Authors
Namhoon Kim, Pusan National University
Travis Mountain, University of Georgia
P209 Financial Well-Being and Inclusivity in Digital Finance Apps
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Stephanie Landry, Consumer Reports
Authors
Stephanie Landry, Consumer Reports
P210 How Overconfidence and Financial Literacy Affect Investment Fraud Vulnerability?
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Seonglim Lee, Sungkyunkwan University
Authors
Seonglim Lee, Sungkyunkwan University
HanNa Lim, California State University, Fullerton
Soo Hyun Cho, California State University, Long Beach
P211 Impacts of Employment Changes and Stimulus Payments on Consumer Debt Delinquency during COVID-19
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Juhui Ko, The Ohio State University
Authors
Juhui Ko, The Ohio State University
P212 Racial Disparities in Older Adults’ Economic Security when Experiencing Chronic Health Conditions: Insights from Electronic Health Records, Wage Earnings, and Credit Data
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Cäzilia Loibl, The Ohio State University
Authors
Cäzilia Loibl, The Ohio State University
Matthew Pesavento, The Ohio State University
Stephanie Moulton, The Ohio Sate University
Donald Haurin, The Ohio State University
P213 Racial/Ethnic Gaps in Financial Discrimination
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Jae Min Lee, PhD, Minnesota State University, Mankato
Authors
Kyoung Tae Kim, University of Alabama
Jae Min Lee, Minnesota State University, Mankato
Soo Hyun Cho, California State University, Long Beach
P214 The Impact of the Adverse Market Refinance Fee: Estimating the Interest Rate Elasticity Using Mortgage Refinancing Notches
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Besian Roshi, University of Delaware
Authors
Besian Roshi, University of Delaware
P215 The influence of information resources and psychological factors on financial bandwagon behavior
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Hye Jun Park, Purdue University
Authors
Hye Jun Park, Purdue University
Wookjae Heo, Purdue University
Yi Liu, St. John Fisher University
P216 What Influences Young People's Financial Decision-Making and What Can Be Done About It?
Wednesday, April 16, 2025 at 5:15 PM–6:15 PM CDT
Room 5 Posters
Type of presentation
Accepted Poster Presentation
Submitter
Cindy Riecke, College for Financial Planning
Authors
Cindy Riecke, College for Financial Planning
David Mannaioni, College for FInancial Planning
ADMIN WITHDRAW F1a Financial Insecurity, Perceived Stress, and Depressive Symptoms: A Longitudinal Study on Mental Health
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Zongze Li, University of Georgia
Authors
Zongze Li, University of Georgia
Rui Yao, University of Missouri
Soo Hyun Cho, California State University, Long Beach
F1b The Role of Individual and Regional Factors in Health Satisfaction
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Youhyeon Seo, Chonnam National University
Authors
Youhyeon Seo, Chonnam National University
Eunsil Hong, Chonnam National University
F1c The Unequal Burden of Health on Household Wealth: Gender Differences in Chronic Illness Effects
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Weipeng Wu, Northwest Missouri State University
Authors
Weipeng Wu, Northwest Missouri State University
Rui Yao, University of Missouri
F1d Virtual Pediatric Telehealth: Addressing Healthcare Access Barriers
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Lydia Ashton, University of Wisconsin-Madison
Authors
Lydia Ashton, University of Wisconsin-Madison
F2a Financial Helicopter Parenting and College Student Financial Well-Being
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Jill Norvilitis, SUNY Buffalo State University
Authors
Jill Norvilitis, SUNY Buffalo State University
Alex Valery, SUNY Buffalo State University
F2b Financially Supporting Children and Parents’ Retirement Planning
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Tapiwa Sigauke, University of Illinois at Urbana Champaign
Authors
Tapiwa Sigauke, University of Illinois at Urbana Champaign
Charlene Kalenkoski, James Madison University
Chris Browning, Texas Tech University
F2c First Financial Footsteps: Parental Transmission of Bank Account Ownership
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Garret Christensen, FDIC
Authors
Connor Redpath, FDIC
Garret Christensen, FDIC
F2d The Roles of Financial Socialization and Financial Capability Across Generations' Financial Well-being
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Ravisha Chutani, University of Georgia
Authors
Ravisha Chutani, University of Georgia
Kimberly Watkins, University of Georgia
Zhenqiu Lu, University of Georgia
F3a Bridging Gaps in Financial Wellbeing: The Role of Fintech for Americans with Disabilities
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Sunwoo Lee, York University
Authors
Sunwoo Lee, York University
Kyoung Tae Kim, University of Alabama
Hee Yun Lee, University of Alabama
F3b Fintech Use, Financial Confidence, and Financial Health among Young Adult Consumers
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Ying Chen, Central Connecticut State University
Authors
Ying Chen, Central Connecticut State University
Weihong Ning, Central Connecitcut State University
Joo Eng Lee-Partridge, Central Connecitcut State University
Christopher Lee, Central Connecitcut State University
F3c IT-Mindfulness and Fintech Adoption: Exploring Mediators and Moderators of Usage Intentions
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Mousumi Singha Mahapatra, Institute of Public Enterprise, Hyderabad, India
Authors
Mousumi Singha Mahapatra, Institute of Public Enterprise, Hyderabad, India
Kexin Meng, Zhejiang Lab, Hangzhou, Zhejiang, China
Jing Jian Xiao, University of Rhode Island, USA
S Sreenivasa Murthy, Institute of Public Enterprise
F3d Technology Readiness, Adoption of Digital Financial Services, and Impact on Financial Well-being
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Purushottam Bhandare, University of Chicago
Authors
Purushottam Bhandare, University of Chicago
Samapti Guha, Tata Institute of Social Sciences
F4a Immigrant status and the severity of financial vulnerability in households with older adults
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Christi Wann, University of Tennesee at Chattanooga
Authors
Mengya Wang, Oklahoma State University
Christi Wann, University of Tennesee at Chattanooga
F4b Harvesting the Fruits of their Labor: Understanding the Role of Mixed Immigration Status in Family Financial Socialization
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Yesenia Alvarez Padilla, The Ohio State University
Authors
Yesenia Alvarez Padilla, The Ohio State University
Njeri Kagotho, The Ohio State University
Cäzilia Loibl, The Ohio State University
Megan Fabbri, West Virginia University
F4c Immigrants’ Financial Fraud Experience in the U.S.
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
HanNa Lim, California State University, Fullerton
Authors
Elizabeth Kiss, Kansas State University
HanNa Lim, California State University, Fullerton
F4d Immigration and Financial Engagement
Thursday, April 17, 2025 at 8:00 AM–9:30 AM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Wanting Jiang, University of Wisconsin - Madison
Authors
Wanting Jiang, University of Wisconsin - Madison
G1c The Association between Relative Non-Labor Income and Retirement Satisfaction
Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Blain Pearson, Coastal Carolina University
Authors
Blain Pearson, Coastal Carolina University
Thomas Korankye, University of Arizona
Yi Liu, St. John Fisher University
G2a Happiness Unlocked: Exploring the Interplay of Wealth, Health, Love, Career, and Social Ties
Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Van Dinh, Texas Tech University
Authors
Van Dinh, Texas Tech University
Patrick Tito Buah-Bassuah, Texas Tech University
G2b Living the moment – financial behavior after a major health event
Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Piotr Bialowolski, Kozminski University
Authors
Piotr Bialowolski, Kozminski University
Dorota Weziak-Bialowolska, Harvard University
G2c Unsecured Debt and Psychological Well-Being among Older Americans: The Role of Health Literacy
Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Mary Ayobami Akinde, University of Georgia
Authors
Mary Ayobami Akinde, University of Georgia
Lu Fan, University of Georgia
Diann Moorman, University of Georgia
G4a Achieving Financial Independence: The Interplay of Social Security Disability Insurance, the Affordable Care Act, and Economic Empowerment - Evidence from the Panel Study of Income Dynamics
Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Pengyu Qian, University of Wisconsin Whitewater
Authors
Pengyu Qian, University of Wisconsin Whitewater
Stuart Heckman, Texas Tech University
G4b Financial Resilience Alleviates Financial Anxiety in Global Contexts: Hierarchical Linear Modeling on Cross-National Socioeconomic Development Indicators
Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Zewei Liu, The Chinese University of Hong Kong
Authors
Zewei Liu, The Chinese University of Hong Kong
Ji-Kang Chen, The Chinese University of Hong Kong
G4c Rebounding from Adversity: Financial Resilience as a Foundation for Mental Health and Well-being
Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Dr Campbell Heggen, Deakin University
Authors
Campbell Heggen, Deakin University
Peter Vuong, Deakin University
Peter Ngigi, Deakin University
H3a Health Disparities in Financial Toxicity & Well-Being among Cancer Survivors: Perspectives from Behavioral Health Economics & Behavioral Medicine
Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Biswadeep Dhar, University of Maryland Eastern Shore
Authors
Priyanshi Sharma, University of California Berkeley, & Stanford University
Biswadeep Dhar, University of Maryland Eastern Shore
H3b The Triad of Finance: Understanding Financial Knowledge, Advice-Seeking, and Financial Planning Horizons
Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Kyoung Tae Kim, The University of Alabama
Authors
Kyoung Tae Kim, University of Alabama
Jihyung Han, Seoul National University
Hyejin Cho, Incheon National University
H3c The Value of Personalized Longevity
Thursday, April 17, 2025 at 9:45 AM–11:15 AM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Qi Sun, Pacific Life Insurance Company
Authors
Jeremy Ko, ShoreUp Retirement Solutions
Qi Sun, Pacific Life Insurance Company
G3b Personal finance and subjective well-being – A multi-dimensional analysis
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Arjun T P, Central University of Tamil Nadu
Authors
Arjun T P, Central University of Tamil Nadu
Rameshkumar Subramanian, Central University of Punjab
Jing Jian Xiao, University of Rhode Island
Ashique Ali K A, SVKM’S NMIMS Deemed-to-be University
G3c The future is now – The longitudinal perspective on financial behavior and moderating effect of rational thinking dispositions
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 3
Type of presentation
Accepted Oral Presentation
Submitter
Andrea Lučić, University of Zagreb, Faculty of Economics and Business
Authors
Andrea Lučić, University of Zagreb, Faculty of Economics and Business
Marija Ježovit, University of Zagreb, Faculty of Economics and Business Zagreb
Nikola Erceg, Faculty of humanities and social sciences, University of Zagreb
H1a Exploring the Role of Social Motives in the Enjoyment of Consumption
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Jose Domingo Mora, UMass Dartmouth
Authors
Jose Domingo Mora, UMass Dartmouth
H1b Mindful Consumption for Economic and Environmental Resilience: Segmenting Consumers to Promote Sustainable Fashion Choices
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Gloria Preece, Indiana University Kokomo
Authors
Gloria Preece, Indiana University Kokomo
H1c Sustainable Consumer Behavior: Identifying Behavior Change Stages in Recycling
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 1
Type of presentation
Accepted Oral Presentation
Submitter
Jing Jian Xiao, University of Rhode Island
Authors
Feihong Xia, University of Rhode Island
JingJian Xiao, University of Rhode Island
H2a Dealing with the Aftermath: Understanding Political Sympathy’s Association with Financial Perspectives, Wellness, Efficacy, and Portfolio Actions and How to Help Clients After Major Events
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Thomas Crandall, Kansas State University
Authors
Blake Gray, Kansas State University
Thomas Crandall, Kansas State University
Donovan Sanchez, Kansas State University
H2b Bridging the Gap: Evaluating Equity and Resilience in FSA Loans for Socially Disadvantaged Farmers – A Comparative Study of Primary and Ad Hoc Loan Types
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Lin Sun, University of Georgia
Authors
Lin Sun, University of Georgia
Cesar Escalante, University of Georgia
Maoyong Zheng, University of Georgia
H2c Simulating Consumption: How Agent-Based Models Illuminate Social Interactions in Consumer Behavior
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 2
Type of presentation
Accepted Oral Presentation
Submitter
Elif KIRAN, Arizona State University
Authors
Elif KIRAN, Arizona State University
S. R. Aurora, The University of Texas Rio Grande Valley
H4a Likes, Shares, and Financial Fears: Exploring the Link Between Social Media Use and Financial Anxiety
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
Morgen Nations, Texas Tech University
Authors
Morgen Nations, Texas Tech University
Tairsa Mathews, Texas Tech University and Red to Black at Texas Tech University
H4b Vulnerable Families and the Effect of Early Economic Hardship on Obtaining Child Support
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation
Submitter
QUINN KINZER, UW Madison
Authors
Quinn Kinzer, University of Wisconis-Madison
H4c The Social Media Effect: Social Media Usage, Investment Knowledge, and Market Outperformance Expectations
Thursday, April 17, 2025 at 1:00 PM–2:30 PM CDT
Room 4
Type of presentation
Accepted Oral Presentation