A Cross-Country Analysis of Financial Inclusion within the OECD

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Major Area of Focus

Secondary area of focus

Short Abstract

This paper is a study focusing on financial inclusion using the recently released Global Findex data set from the World Bank. While there is extensive literature focused on financial inclusion from a nation-by-nation lens, there is a lack of cross-country analysis. This paper intends to fill this gap. Furthermore, this paper provides evidence that financial inclusion should be addressed in different manners depending on the developed status of an economy. Through empirical models this study finds macro-economic variables to be significant in predicting a banked population. Most importantly, this paper contributes to the existing literature by suggesting socio-economic factors as being most important with regards to highly banked populations.

Corresponding Author

Andrew D. Van der Werff, George Fox University

Job Title

Undergraduate Student

City & State (or Province & Country)

Newberg, OR

Additional Authors

Jeanne Hogarth, Federal Reserve Board

Job Title

Division of Consumer & Community Affairs

City & State (or Province & Country)

Washington, DC

2013 Conference

April 10–12, 2013

The Benson Hotel, Portland, Oregon

This section lists poster sessions as well as concurrent sessions by day, time, and room. Concurrent sessions have multiple presentations. You may search by title, author names, or keyword. A Schedule-at-a-Glance is posted on the Website and will provide the overview. This is the detail.