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2013 Conference

del 10 al 12 de April del 2013

The Benson Hotel, Portland, Oregon

This section lists poster sessions as well as concurrent sessions by day, time, and room. Concurrent sessions have multiple presentations. You may search by title, author names, or keyword. A Schedule-at-a-Glance is posted on the Website and will provide the overview. This is the detail.

The Swedish Example of a Funded Old-age Provision: A Role Model for Germany?

jueves, el 11 de abril de 2013 a las 09:45–11:00 PDT
Oxford Room (Breakout Session C)
Major Area of Focus

Financial Services

Secondary area of focus

Financial Services

Short Abstract

In the course of the ongoing debate regarding the critique of the German Riester pension the Swedish premium pension has often been referred to as a role model regarding potential amendments and reforms. The Swedish pension reform of 1998 has led to a reorganization towards a stratified scheme, consisting of a pay-as-you-go and a fully funded element. The mandatory implementation of the Swedish premium pension has proved to be the major difference in comparison to the voluntary German Riester pension. In addition, numerous differences between the two systems can be outlined, of which most are due to the differing methods of implementation in the country’s old age provision system. This paper evaluates the possibilities and limitations of a complete adaptation of the Swedish premium pension (German premium pension) as well as a partial modification of the existing Riester scheme (Swedish-Riester). It becomes evident, that despite systematic differences between the two schemes, the German Riester pension can in particular benefit from the Swedish premium pension with regard to transparent, coherent and consistent product information.

Corresponding Author

[photo]
Marlene Haupt, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy
Job Title

Researcher

City & State (or Province & Country)

Munich, Germany

Additional Authors

[photo]
Sebastian Kluth, Max Planck Institute for Social Law and Social Policy.
Job Title
City & State (or Province & Country)
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