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2013 Conference

del 10 al 12 de April del 2013

The Benson Hotel, Portland, Oregon

This section lists poster sessions as well as concurrent sessions by day, time, and room. Concurrent sessions have multiple presentations. You may search by title, author names, or keyword. A Schedule-at-a-Glance is posted on the Website and will provide the overview. This is the detail.

Consumer Insolvency in Canada Pre- and Post-Recession

viernes, el 12 de abril de 2013 a las 14:45–16:00 PDT
Brighton Room ( Breakout Session A)
Major Area of Focus

Financial Services

Secondary area of focus

Financial Services

Short Abstract

Despite the importance of information on who is undergoing consumer insolvency procedures, few studies have examined the profile of insolvent Canadian households.  This research uses data from the Office of the Superintendent of Bankruptcy to determine whether the profile of households of insolvent debtors changed post-recession.  Bivariate analyses are used to compare sociodemographic and financial characteristics of insolvent debtor households pre- and post-recession, and multivariate logistic regression is used to examine the factors influencing the likelihood of holding five types of debt: bank loans, bank credit card debt, other credit card debt, mortgage debt, and student loans.  The policy implications of the results are addressed.

Corresponding Author

[photo]
Karen A. Duncan, PhD, University of Manitoba
Job Title

Associate Professor

City & State (or Province & Country)

Winnipeg, MB, Canada

Additional Authors

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Janet E. Fast, PhD, University of Alberta
Job Title

Professor

City & State (or Province & Country)

Edmonton, AB, Canada

[photo]
Phyllis Johnson, PhD, University of British Columbia
Job Title

Associate Professor

City & State (or Province & Country)

Vancouver, BC, Canada

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